Carolina Beach, NC · standard
ZIP Code 28428
New Hanover County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,033
- 453/sq mi
- $93,241
- Median income
- $572,700
- Median home value
- 50.3%
- Bachelor's or higher
The verdict
Carolina Beach pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 453
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28428 against every reporting US ZIP.
ZIP code 28428 is classified by USPS as a standard delivery area and covers roughly 13.3 square miles in Carolina Beach, New Hanover County, North Carolina. The area is home to 6,033 residents, producing a population density of 453 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28428 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28428 sits at $93,241 (35% above the North Carolina average), while per-capita income is $65,291. The poverty rate stands at 6.1% and the unemployment rate at 7.6%. On housing, the median home value is $572,700 (121% above the state average) with median rent at $1,505 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 28428 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 50.3% of adults hold a bachelor's degree or higher, the median age is 53.2, and the average commute is 23 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing New Hanover County, so you can benchmark 28428 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28428
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28428.
- Accommodation and food services
Accommodation and food services
78 establishments
- Construction
Construction
45 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
44 establishments
- Retail trade
Retail trade
38 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28428, Carolina Beach, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,033
Population
13.3
Area (sq mi)
453
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28428?
53.2
Median Age
49.8%
Male
50.2%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,241
Median Household Income
+35% vs state
$65,291
Per Capita Income
6.1%
Poverty Rate
7.6%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 28428 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$93,241 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,596
Total Housing Units
3,246
Occupied Units
3,350
Vacant Units
2.20
Avg Household Size
Occupancy Type
$572,700
Median Home Value
+121% vs state
$1,505
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
402
HPI Index (2000 = 100)
+302%
Total Change Since 2000
Home values in ZIP 28428 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +302% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 235 |
| 2021 | +15.7% | 272 |
| 2022 | +28.7% | 350 |
| 2023 | +6.5% | 373 |
| 2024 | +7.7% | 402 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 339 business establishments in ZIP 28428, employing approximately 2,650 people with a combined annual payroll of $88,698,000.
339
Businesses
2,650
Employees
$88.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 78 | 23.0% |
| Construction | 45 | 13.3% |
| Real estate and rental and leasing | 44 | 13.0% |
| Retail trade | 38 | 11.2% |
| Professional, scientific, and technical services | 32 | 9.4% |
| Other services (except public administration) | 25 | 7.4% |
| Health care and social assistance | 19 | 5.6% |
| Administrative and support and waste management and remediation services | 18 | 5.3% |
| Finance and insurance | 11 | 3.2% |
| Manufacturing | 8 | 2.4% |
| Wholesale trade | 7 | 2.1% |
| Arts, entertainment, and recreation | 7 | 2.1% |
| Educational services | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28428 vs 28449 →
ZIP 28428 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28412
Wilmington (28412)
35,573 residents
- 28409
Wilmington (28409)
31,296 residents
- 28461
Southport (28461)
16,126 residents
- 28428 6,033
Carolina Beach (28428)
6,033 residents
- 28479 4,903
Winnabow (28479)
4,903 residents
- 28449 1,692
Kure Beach (28449)
1,692 residents
What this shows Among its immediate neighbors, ZIP 28428 ranks #4 by population — useful context the national average alone can't give.
ZIP 28428 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28409
Wilmington (28409)
$111,048 median income
- 28449
Kure Beach (28449)
$107,563 median income
- 28428
Carolina Beach (28428)
$93,241 median income
- 28461
Southport (28461)
$82,692 median income
- 28479
Winnabow (28479)
$80,391 median income
- 28412
Wilmington (28412)
$71,636 median income
What this shows By household income, ZIP 28428 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in New Hanover County
Related Areas
Frequently Asked Questions
What county is ZIP code 28428 in? ▼
What is the population of ZIP code 28428? ▼
What is the median household income in ZIP 28428? ▼
What is the average home value in ZIP 28428? ▼
What is the demographic makeup of ZIP 28428? ▼
How many businesses are in ZIP code 28428? ▼
What are the main industries in ZIP code 28428? ▼
How have home values changed in ZIP code 28428? ▼
What is the education level in ZIP code 28428? ▼
What is the average commute time in ZIP 28428? ▼
What percentage of residents own vs. rent in ZIP 28428? ▼
What is the poverty rate in ZIP code 28428? ▼
ZIP Code Research Guides
Official Data Resources for Carolina Beach, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.