Residential delivery area · North Carolina
ZIP Code 28465: Oak Island, NC
ZIP code 28465 is in Oak Island, North Carolina, entirely in Brunswick County (Census 2020 ZIP-county file). About 8,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $86,194 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Oak Island (68%) and Caswell Beach (27%); 5% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Oak Island · its only residential ZIP
- County
- Brunswick County
- Census places
- Oak Island (68%); Caswell Beach (27%)
- Metro area
- Wilmington, NC
- House district
- NC-7 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 10.9 sq mi · 803 people per sq mi
Where is ZIP code 28465?
28465 centers on 33.913°, -78.100° and covers 10.9 square miles of land plus 3.4 of water. It borders 3 ZIP codes: 28461, 28422, 28462.
The map draws ZIP code areas only. For the streets inside 28465, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28465 compare with the rest of Brunswick County?
| Measure | 28465 | In Brunswick County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 8,756 | 8th of 13 | 331st of 853 |
| Median household income | $86k | 2nd of 12 | 102nd of 528 |
| Median home value | $480k | 1st of 11 | 55th of 572 |
Its median household income is higher than in 69% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28465?
The 2020 Census counted 8,020 people in 28465; the ACS, which samples households over 2020-2024, estimates 8,756. Between the 2010 and 2020 censuses its population grew 22.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,756
- 2020 Census count
- 8,020+22.8% since 2010 (6,531)
- Households
- 4,426
- Median age
- 62.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28465?
Of the 8,756 people the ACS estimates in 28465, 7.7% are under 18 and 41.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.4%).
- Under 187.7%
- 18 to 6450.8%
- 65 and older41.5%
- White, not Hispanic94.4%
- Other or two or more3.5%
- Hispanic or Latino1.2%
- Black, not Hispanic0.5%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28465 earn?
Median household income is $86,194 (ACS 2020-2024), the 2nd highest of the 12 ranked ZIP codes in Brunswick County. It is not measurably different from 2015-2019 ($89,937 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $86,194
- Income per person
- $66,508
- Below the poverty line
- 8.8%
- Unemployed (of the labor force)
- 1.4%
- Adults 25+ with a bachelor's degree
- 45.3%
- Adjusted gross income per tax return, 2022
- $103,0404,720 returns; wages 50% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28465?
FHFA's house price index for 28465, built from repeat sales and appraisals of the same homes, rose 166% from 2015 to 2025 and rose 85% from 2020 to 2025, and moved +3.3% in 2025.
- Median home value (owners' estimate)
- $479,500
- Median gross rent
- $1,289
- Homes owned by their occupants
- 91.1%
- Housing units
- 10,904
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28465?
202 business establishments had a location in this ZIP code in 2023, 42 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services40
- Construction34
- Real estate and rental and leasing32
- Retail trade27
- Administrative and support and waste management and remediation services17
- Professional, scientific, and technical services15
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28465?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28461 | Southport | 23,762 | $83k | 4.5 mi |
| 28422 | Bolivia | 10,059 | $69k | 11.4 mi |
| 28462 | Supply | 12,340 | $60k | 13.5 mi |
| 28449 | Kure Beach | 2,131 | $108k | 10.0 mi (near) |
| 28479 | Winnabow | 6,581 | $80k | 13.9 mi (near) |
| 28428 | Carolina Beach | 7,136 | $93k | 14.2 mi (near) |
| 28470 | Shallotte | 11,219 | $65k | 17.3 mi (near) |
| 28412 | Wilmington | 44,166 | $72k | 18.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.