ZIP Code 28478

ZIP code 28478 is classified by USPS as a standard delivery area and covers roughly 314.2 square miles in Willard, Pender County, North Carolina. The area is home to 4,588 residents, producing a population density of 15 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28478 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28478 sits at $73,388 (6% above the North Carolina average), while per-capita income is $40,605. The poverty rate stands at 14.1% and the unemployment rate at 5.9%. On housing, the median home value is $178,900 (31% below the state average) with median rent at $718 per month, and 90.8% of occupied units are owner-occupied, a direct signal of whether 28478 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.1% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Pender County, so you can benchmark 28478 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →