Atlantic, NC · standard

ZIP Code 28511

Carteret County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

694
33/sq mi
$55,978
Median income
$156,000
Median home value
17.4%
Bachelor's or higher

The verdict

Atlantic pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
28th pct
home value, US ZIPs
33
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28511 against every reporting US ZIP.

ZIP code 28511 is classified by USPS as a standard delivery area and covers roughly 21.2 square miles in Atlantic, Carteret County, North Carolina. The area is home to 694 residents, producing a population density of 33 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28511 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28511 sits at $55,978 (19% below the North Carolina average), while per-capita income is $26,498. The poverty rate stands at 15.6% and the unemployment rate at 2.4%. On housing, the median home value is $156,000 (40% below the state average) with median rent at per month, and 92.3% of occupied units are owner-occupied, a direct signal of whether 28511 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.4% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carteret County, so you can benchmark 28511 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28511, Atlantic, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

694

Population

21.2

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28511?

40.3

Median Age

52.8%

Male

47.2%

Female

3.3%

Foreign-Born

White 94.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,978

Median Household Income

-19% vs state

$26,498

Per Capita Income

15.6%

Poverty Rate

2.4%

Unemployment Rate

How ZIP 28511 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$55,978 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 17.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

448

Total Housing Units

260

Occupied Units

188

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 92.3%
Renter 7.7%

$156,000

Median Home Value

-40% vs state

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 28511, employing approximately 77 people with a combined annual payroll of $3,735,000.

10

Businesses

77

Employees

$3.7M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28511 vs 28577 →

ZIP 28511 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28511 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28511 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28511 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28577 Sealevel, NC 522 2.5 mi
28520 Cedar Island, NC 327 5.2 mi
28581 Stacy, NC 214 5.9 mi
28524 Davis, NC 426 9.6 mi

More ZIP Codes in Carteret County

Frequently Asked Questions

What county is ZIP code 28511 in?
ZIP code 28511 (Atlantic) is located in Carteret County, North Carolina. Carteret County contains multiple ZIP codes, see the full list at /counties/carteret-nc.
What is the population of ZIP code 28511?
ZIP code 28511 in Atlantic, NC has a population of 694 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28511?
The median household income in ZIP 28511 is $55,978, which is 27% below the national average of $76,288.
What is the average home value in ZIP 28511?
The median home value in ZIP 28511 is $156,000, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 28511?
The largest racial group in ZIP 28511 is White at 94.9%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 28511?
ZIP code 28511 has 10 business establishments employing approximately 77 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 28511?
In ZIP code 28511, 57.0% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28511?
In ZIP code 28511, approximately 92.3% of occupied housing units are owner-occupied and 7.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28511?
The poverty rate in ZIP code 28511 is 15.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Atlantic, NC

Verify and explore additional data for this area using these official government sources.