Stacy, NC · standard

ZIP Code 28581

Carteret County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

214
9/sq mi
$173,200
Median home value
23.1%
Bachelor's or higher

The verdict

Stacy pairs below-median home values, in a rural, homeowner-dominated area.

36th pct
home value, US ZIPs
9
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28581 against every reporting US ZIP.

ZIP code 28581 is classified by USPS as a standard delivery area and covers roughly 22.8 square miles in Stacy, Carteret County, North Carolina. The area is home to 214 residents, producing a population density of 9 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28581 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28581 sits at , while per-capita income is $37,399. The poverty rate stands at 16.1% and the unemployment rate at 0.0%. On housing, the median home value is $173,200 (33% below the state average) with median rent at per month, and 86.8% of occupied units are owner-occupied, a direct signal of whether 28581 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.1% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is . We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carteret County, so you can benchmark 28581 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28581, Stacy, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

214

Population

22.8

Area (sq mi)

9

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28581?

58.3

Median Age

53.4%

Male

46.6%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$37,399

Per Capita Income

16.1%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.5%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

174

Total Housing Units

53

Occupied Units

121

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 86.8%
Renter 13.2%

$173,200

Median Home Value

-33% vs state

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 28581 vs 28577 →

ZIP 28581 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28581 ranks #9 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28577 Sealevel, NC 522 3.4 mi
28524 Davis, NC 426 4.0 mi
28589 Williston, NC 180 4.8 mi
28511 Atlantic, NC 694 5.9 mi
28516 Beaufort, NC 11,431 7.2 mi
28579 Smyrna, NC 622 7.6 mi
28553 Marshallberg, NC 454 9.3 mi
28528 Gloucester, NC 644 9.8 mi
28520 Cedar Island, NC 327 10.5 mi

More ZIP Codes in Carteret County

Frequently Asked Questions

What county is ZIP code 28581 in?
ZIP code 28581 (Stacy) is located in Carteret County, North Carolina. Carteret County contains multiple ZIP codes, see the full list at /counties/carteret-nc.
What is the population of ZIP code 28581?
ZIP code 28581 in Stacy, NC has a population of 214 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 28581?
The median home value in ZIP 28581 is $173,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 28581?
The largest racial group in ZIP 28581 is White at 100.0%.
What is the education level in ZIP code 28581?
In ZIP code 28581, 81.5% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28581?
In ZIP code 28581, approximately 86.8% of occupied housing units are owner-occupied and 13.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28581?
The poverty rate in ZIP code 28581 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stacy, NC

Verify and explore additional data for this area using these official government sources.