PlainZIP

Gloucester, NC · standard

ZIP Code 28528

Carteret County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

644
86/sq mi
$64,000
Median income
$353,800
Median home value
26.3%
Bachelor's or higher

The verdict

Gloucester pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
Top 26%
home value, US ZIPs
86
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28528 against every reporting US ZIP.

ZIP code 28528 is a sparsely populated ZIP (a standard USPS delivery area) in Gloucester, Carteret County, North Carolina, home to just 644 residents across 7.5 square miles, a density of 86 people per square mile, in the New York time zone.

ZIP 28528 reports a modest median household income of $64,000 (7% below the North Carolina average), while per-capita income is $41,978. 3.4% of residents live below the poverty line, and the unemployment rate reads 8.3%. The typical home here is valued at $353,800 (36% above the state average); renters pay a median of - monthly, and 96.0% of units are owner-occupied.

Educational attainment sits below the national norm: 26.3% of adults hold a bachelor's degree or higher, the median age is 64.3, and the average commute is -. To put 28528 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Carteret County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28528, Gloucester, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

644

Population

7.5

Area (sq mi)

86

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28528?

64.3

Median Age

39.6%

Male

60.4%

Female

0.7%

Foreign-Born

White 92.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,000

Median Household Income

-7% vs state

$41,978

Per Capita Income

3.4%

Poverty Rate

8.3%

Unemployment Rate

How ZIP 28528 ranks nationally

Gloucester, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,000 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.3%
Bachelor's Degree or Higher 26.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

226

Total Housing Units

202

Occupied Units

24

Vacant Units

2.01

Avg Household Size

Occupancy Type

Owner 96.0%
Renter 4.0%

$353,800

Median Home Value

+36% vs state

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 28528 vs 28553 →

ZIP 28528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28528 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28528 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28528 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28553 Marshallberg, NC 454 1.5 mi
28579 Smyrna, NC 622 2.1 mi
28531 Harkers Island, NC 1,207 2.9 mi
28589 Williston, NC 180 5.4 mi
28524 Davis, NC 426 5.8 mi
28581 Stacy, NC 214 9.8 mi

More ZIP Codes in Carteret County

28570 standard
Newport, NC
Pop: 21,432
28557 standard
Morehead City, NC
Pop: 14,429
28516 standard
Beaufort, NC
Pop: 11,431
28584 standard
Swansboro, NC
Pop: 11,396
28594 standard
Emerald Isle, NC
Pop: 3,655
28512 standard
Atlantic Beach, NC
Pop: 2,896

Related Areas

Carteret County Gloucester, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28528 in? ▼
ZIP code 28528 (Gloucester) is located in Carteret County, North Carolina. Carteret County contains multiple ZIP codes, see the full list at /counties/carteret-nc.
What is the population of ZIP code 28528? ▼
ZIP code 28528 in Gloucester, NC has a population of 644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28528? ▼
The median household income in ZIP 28528 is $64,000, which is 16% below the national average of $76,288.
What is the average home value in ZIP 28528? ▼
The median home value in ZIP 28528 is $353,800, which is 27% above the national average of $278,155.
What is the demographic makeup of ZIP 28528? ▼
The largest racial group in ZIP 28528 is White at 92.6%. Hispanic or Latino residents make up 0.7% of the population.
What is the education level in ZIP code 28528? ▼
In ZIP code 28528, 44.3% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28528? ▼
In ZIP code 28528, approximately 96.0% of occupied housing units are owner-occupied and 4.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28528? ▼
The poverty rate in ZIP code 28528 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.