ZIP Code 28557

ZIP code 28557 is classified by USPS as a standard delivery area and covers roughly 36.8 square miles in Morehead City, Carteret County, North Carolina. The area is home to 14,429 residents, producing a population density of 393 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28557 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28557 sits at $68,528 (1% below the North Carolina average), while per-capita income is $48,362. The poverty rate stands at 11.4% and the unemployment rate at 2.6%. On housing, the median home value is $362,800 (40% above the state average) with median rent at $1,149 per month, and 62.5% of occupied units are owner-occupied, a direct signal of whether 28557 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.6% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carteret County, so you can benchmark 28557 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →