Residential delivery area · North Carolina

ZIP Code 28523: Cove City, NC

ZIP code 28523 uses the postal name Cove City, North Carolina and lies entirely in Craven County (Census 2020 ZIP-county file). About 2,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $45,452 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Cove City; 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2021
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
285sectional center: Fayetteville, NC (SCF 283)
23delivery area within it
Town
Cove City · its only residential ZIP
Census places
Cove City
Micro area
New Bern, NC
House district
NC-3 119th Congress
Time zone
Eastern
Land area
65.3 sq mi · 42 people per sq mi

Where is ZIP code 28523?

28523 centers on 35.209°, -77.300° and covers 65.3 square miles of land plus 0.5 of water. It borders 4 ZIP codes: 28526, 28586, 28585, 28562.

28526 · Dover28562 · New Bern28585 · Trenton28586 · Vanceboro28523 · Cove City (this ZIP)285232856228585285862852628526 · Dover28562 · New Bern28585 · Trenton28586 · Vanceboro28523 · Cove City (this ZIP)285232856228585285862852628526 · Dover28562 · New Bern28585 · Trenton28586 · Vanceboro28523 · Cove City (this ZIP)2852328562285852858628526
Shaded by median household income, in national fifths (ACS 2020-2024); 28523 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28523, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28523 compare with the rest of Craven County?

Rank of 28523 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28523In Craven CountyIn NC
People (ACS 2020-2024)2,7536th of 11533rd of 853
Median household income$46k6th of 7488th of 528
Median home value$159knot rankednot ranked

28523's median home value is not ranked: its 90% margin of error (±$67,843) is more than a quarter of the figure ($158,600). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 10% of U.S. residential ZIP codes, and it is denser than 39% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28523?

The 2020 Census counted 2,376 people in 28523; the ACS, which samples households over 2020-2024, estimates 2,753. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,753±516 (90% margin)
2020 Census count
2,376
Households
1,116
Median age
36.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28523?

Of the 2,753 people the ACS estimates in 28523, 23.6% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.9%), then Black (not Hispanic) (16.5%).

  • Under 1823.6%
  • 18 to 6457.6%
  • 65 and older18.8%
Age of the people of 28523 (ACS 2020-2024, B01001)
  • White, not Hispanic72.9%
  • Black, not Hispanic16.5%
  • Other or two or more7.0%
  • Hispanic or Latino3.7%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 28523 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28523 earn?

Median household income is $45,452 (ACS 2020-2024), the 6th highest of the 7 ranked ZIP codes in Craven County.

Median household income
$45,452±$8,310
Income per person
$34,822
Below the poverty line
7.3%
Unemployed (of the labor force)
2.4%
Adults 25+ with a bachelor's degree
23.1%
Adjusted gross income per tax return, 2022
$57,2761,120 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28523?

Median home value (owners' estimate)
$158,600
Median gross rent
$850
Homes owned by their occupants
66.2%
Housing units
1,154
0 50 100 150 199820102021 0 50 100 150 199820102021 0 50 100 150 199820102021
Index = 100 in 1998, the first year FHFA reports for 28523; 2021: 158.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 28523 stops in 2021: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28523?

20 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction4
  • Retail trade3
  • Administrative and support and waste management and remediation services3
  • Other services (except public administration)3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28523?

ZIP codes that share a boundary with 28523, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28526Dover1,842$39k6.6 mi
28586Vanceboro7,992$57k10.5 mi
28585Trenton3,893$61k12.9 mi
28562New Bern39,082$75k13.2 mi
28501Kinston17,642$35k13.0 mi (near)
28530Grifton6,484$37k13.2 mi (near)
28527Ernul1,588$74k16.3 mi (near)
28573Pollocksville1,874$64k16.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.