New Bern, NC · standard
ZIP Code 28560
Craven County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,921
- 95/sq mi Moderate-density area
- $65,411
- Median income Near-median income area
- $216,900
- Median home value Near-median home value
- 26.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
New Bern pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 95
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28560 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28560 (New Bern, NC) rose +9.9% from 2023 to 2024. The all-transactions index moved from 247.1 in 2023 to 271.4 in 2024 (2000 = 100).
ZIP code 28560 is a densely settled ZIP (a standard USPS delivery area) in New Bern, Craven County, North Carolina, with 28,921 residents across 304.1 square miles, a density of 95 people per square mile, in the New York time zone.
ZIP 28560 reports a modest median household income of $65,411 (5% below the average North Carolina ZIP), while per-capita income is $36,204. The poverty rate is 15.9%, with unemployment at 5.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $216,900 (16% below the average North Carolina ZIP), and median rent is $1,000; owner occupancy is 69.5%.
Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 22 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Craven County, so 28560 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28560
Top 5 sectors by establishment count in New Bern, NC
Which industries have the most business establishments in ZIP 28560.
- Retail trade
Retail trade
111 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Construction
Construction
78 establishments
- Health care and social assistance
Health care and social assistance
77 establishments
- Accommodation and food services
Accommodation and food services
71 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28560, New Bern, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,921
Population
304.1
Area (sq mi)
95
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28560?
42.8
Median Age
48.1%
Male
51.9%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,411
Median Household Income
-5% vs state ZIP avg
$36,204
Per Capita Income
15.9%
Poverty Rate
5.4%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 28560 ranks among North Carolina ZIPs
New Bern, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,411 Top 49% higher than 51% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,321housing units
14,321
Total Housing Units
12,154
Occupied Units
2,167
Vacant Units
2.32
Avg Household Size
Occupancy Type
$216,900
Median Home Value
-16% vs state ZIP avg
$1,000
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.9%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 28560 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 156 |
| 2021 | +15.4% | 181 |
| 2022 | +17.6% | 212 |
| 2023 | +16.3% | 247 |
| 2024 | +9.9% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 664 business establishments in ZIP 28560, employing approximately 10,365 people with a combined annual payroll of $465,741,000.
664
Businesses
10,365
Employees
$465.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 111 | 16.7% |
| Other services (except public administration) | 81 | 12.2% |
| Construction | 78 | 11.8% |
| Health care and social assistance | 77 | 11.6% |
| Accommodation and food services | 71 | 10.7% |
| Professional, scientific, and technical services | 61 | 9.2% |
| Real estate and rental and leasing | 37 | 5.6% |
| Administrative and support and waste management and remediation services | 33 | 5.0% |
| Finance and insurance | 29 | 4.4% |
| Wholesale trade | 22 | 3.3% |
| Transportation and warehousing | 15 | 2.3% |
| Manufacturing | 13 | 2.0% |
| Information | 12 | 1.8% |
| Arts, entertainment, and recreation | 9 | 1.4% |
| Educational services | 8 | 1.2% |
| Agriculture, forestry, fishing and hunting | 7 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28560 vs 28519 →
ZIP 28560 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28562
New Bern (28562)
36,176 residents
- 28560
New Bern (28560)
28,921 residents
- 28529 2,193
Grantsboro (28529)
2,193 residents
- 28527 1,140
Ernul (28527)
1,140 residents
- 28519 404
Bridgeton (28519)
404 residents
What this shows Among its immediate neighbors, ZIP 28560 ranks #2 by population - useful context the national average alone can't give.
ZIP 28560 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28562
New Bern (28562)
$75,012 median income
- 28527
Ernul (28527)
$74,190 median income
- 28560
New Bern (28560)
$65,411 median income
- 28529
Grantsboro (28529)
$65,060 median income
- 28519
Bridgeton (28519)
$38,988 median income
What this shows By household income, ZIP 28560 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28560, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,921 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Craven County
Related Areas
Frequently Asked Questions
What county is ZIP code 28560 in?
ZIP code 28560 (New Bern) is located in Craven County, North Carolina. Craven County contains multiple ZIP codes, see the full list at /counties/craven-nc.
What is the population of ZIP code 28560?
ZIP code 28560 in New Bern, NC has a population of 28,921 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28560?
The median household income in ZIP 28560 is $65,411, which is 14% below the national average of $76,288.
What is the average home value in ZIP 28560?
The median home value in ZIP 28560 is $216,900, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 28560?
The largest racial group in ZIP 28560 is White at 66.9%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 28560?
ZIP code 28560 has 664 business establishments employing approximately 10,365 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28560?
The top industries by establishment count in ZIP 28560 are: Retail trade (111), Other services (except public administration) (81), Construction (78). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28560?
According to the FHFA House Price Index, home values in ZIP 28560 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28560?
In ZIP code 28560, 58.1% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28560?
The mean commute time for workers in ZIP code 28560 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28560?
In ZIP code 28560, approximately 69.5% of occupied housing units are owner-occupied and 30.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28560?
The poverty rate in ZIP code 28560 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28560's numbers, next.
- See how ZIP 28560 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where New Bern, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.