New Bern, NC · standard
ZIP Code 28560
Craven County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,921
- 95/sq mi
- $65,411
- Median income
- $216,900
- Median home value
- 26.4%
- Bachelor's or higher
The verdict
New Bern pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 95
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28560 against every reporting US ZIP.
ZIP code 28560 is classified by USPS as a standard delivery area and covers roughly 304.1 square miles in New Bern, Craven County, North Carolina. The area is home to 28,921 residents, producing a population density of 95 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28560 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28560 sits at $65,411 (5% below the North Carolina average), while per-capita income is $36,204. The poverty rate stands at 15.9% and the unemployment rate at 5.4%. On housing, the median home value is $216,900 (16% below the state average) with median rent at $1,000 per month, and 69.5% of occupied units are owner-occupied, a direct signal of whether 28560 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.4% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 22 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Craven County, so you can benchmark 28560 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28560
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28560.
- Retail trade
Retail trade
111 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Construction
Construction
78 establishments
- Health care and social assistance
Health care and social assistance
77 establishments
- Accommodation and food services
Accommodation and food services
71 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28560, New Bern, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,921
Population
304.1
Area (sq mi)
95
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28560?
42.8
Median Age
48.1%
Male
51.9%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,411
Median Household Income
-5% vs state
$36,204
Per Capita Income
15.9%
Poverty Rate
5.4%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 28560 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$65,411 39th percentile higher than 39% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,321
Total Housing Units
12,154
Occupied Units
2,167
Vacant Units
2.32
Avg Household Size
Occupancy Type
$216,900
Median Home Value
-16% vs state
$1,000
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.9%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 28560 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 156 |
| 2021 | +15.4% | 181 |
| 2022 | +17.6% | 212 |
| 2023 | +16.3% | 247 |
| 2024 | +9.9% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 664 business establishments in ZIP 28560, employing approximately 10,365 people with a combined annual payroll of $465,741,000.
664
Businesses
10,365
Employees
$465.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 111 | 16.7% |
| Other services (except public administration) | 81 | 12.2% |
| Construction | 78 | 11.8% |
| Health care and social assistance | 77 | 11.6% |
| Accommodation and food services | 71 | 10.7% |
| Professional, scientific, and technical services | 61 | 9.2% |
| Real estate and rental and leasing | 37 | 5.6% |
| Administrative and support and waste management and remediation services | 33 | 5.0% |
| Finance and insurance | 29 | 4.4% |
| Wholesale trade | 22 | 3.3% |
| Transportation and warehousing | 15 | 2.3% |
| Manufacturing | 13 | 2.0% |
| Information | 12 | 1.8% |
| Arts, entertainment, and recreation | 9 | 1.4% |
| Educational services | 8 | 1.2% |
| Agriculture, forestry, fishing and hunting | 7 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28560 vs 28519 →
ZIP 28560 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28562
New Bern (28562)
36,176 residents
- 28560
New Bern (28560)
28,921 residents
- 28529 2,193
Grantsboro (28529)
2,193 residents
- 28527 1,140
Ernul (28527)
1,140 residents
- 28519 404
Bridgeton (28519)
404 residents
What this shows Among its immediate neighbors, ZIP 28560 ranks #2 by population — useful context the national average alone can't give.
ZIP 28560 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28562
New Bern (28562)
$75,012 median income
- 28527
Ernul (28527)
$74,190 median income
- 28560
New Bern (28560)
$65,411 median income
- 28529
Grantsboro (28529)
$65,060 median income
- 28519
Bridgeton (28519)
$38,988 median income
What this shows By household income, ZIP 28560 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Craven County
Related Areas
Frequently Asked Questions
What county is ZIP code 28560 in? ▼
What is the population of ZIP code 28560? ▼
What is the median household income in ZIP 28560? ▼
What is the average home value in ZIP 28560? ▼
What is the demographic makeup of ZIP 28560? ▼
How many businesses are in ZIP code 28560? ▼
What are the main industries in ZIP code 28560? ▼
How have home values changed in ZIP code 28560? ▼
What is the education level in ZIP code 28560? ▼
What is the average commute time in ZIP 28560? ▼
What percentage of residents own vs. rent in ZIP 28560? ▼
What is the poverty rate in ZIP code 28560? ▼
ZIP Code Research Guides
Official Data Resources for New Bern, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.