Residential delivery area · North Carolina
ZIP Code 28532: Havelock, NC
ZIP code 28532 uses the postal name Havelock, North Carolina and lies entirely in Craven County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $60,605 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Havelock (10%) and Cherry Branch (under 1%); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Havelock · its only residential ZIP
- County
- Craven County
- Census places
- Havelock (10%); Cherry Branch (under 1%) census-designated place
- Neighborhoods
- College Park, Greenfields Heights, Hancock Village, Havelock Manor, Havelock Park, Jerrett Estates and 6 more GeoNames
- Micro area
- New Bern, NC
- House district
- NC-3 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 165.4 sq mi · 126 people per sq mi
Where is ZIP code 28532?
28532 centers on 34.905°, -76.887° and covers 165.4 square miles of land plus 36.7 of water. It borders 6 ZIP codes: 28533, 28570, 28516, 28560, 28562, 28555.
The map draws ZIP code areas only. For the streets inside 28532, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28532 compare with the rest of Craven County?
| Measure | 28532 | In Craven County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 20,908 | 3rd of 11 | 194th of 853 |
| Median household income | $61k | 4th of 7 | 346th of 528 |
| Median home value | $218k | 2nd of 6 | 338th of 572 |
Its median household income is higher than in 30% of U.S. residential ZIP codes, and it is denser than 57% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28532?
The 2020 Census counted 20,340 people in 28532; the ACS, which samples households over 2020-2024, estimates 20,908. Between the 2010 and 2020 censuses its population fell 12.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,908
- 2020 Census count
- 20,340−12.8% since 2010 (23,320)
- Households
- 8,214
- Median age
- 30.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28532?
Of the 20,908 people the ACS estimates in 28532, 26.4% are under 18 and 8.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (58.1%), then Black (not Hispanic) (18.4%).
- Under 1826.4%
- 18 to 6464.6%
- 65 and older8.9%
- White, not Hispanic58.1%
- Black, not Hispanic18.4%
- Hispanic or Latino13.2%
- Other or two or more7.1%
- Asian, not Hispanic3.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28532 earn?
Median household income is $60,605 (ACS 2020-2024), the 4th highest of the 7 ranked ZIP codes in Craven County. It is not measurably different from 2015-2019 ($64,579 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $60,605
- Income per person
- $30,365
- Below the poverty line
- 14.4%
- Unemployed (of the labor force)
- 4.5%
- Adults 25+ with a bachelor's degree
- 20.6%
- Adjusted gross income per tax return, 2022
- $53,2499,670 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28532?
FHFA's house price index for 28532, built from repeat sales and appraisals of the same homes, rose 86% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved −2.7% in 2025.
- Median home value (owners' estimate)
- $218,000
- Median gross rent
- $1,269
- Homes owned by their occupants
- 52.0%
- Housing units
- 9,403
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28532?
325 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade61
- Accommodation and food services55
- Other services (except public administration)46
- Health care and social assistance27
- Professional, scientific, and technical services24
- Real estate and rental and leasing21
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28532?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28533 | Cherry Point | 2,452 | – | 0.8 mi |
| 28570 | Newport | 22,197 | $70k | 8.9 mi |
| 28516 | Beaufort | 11,289 | $66k | 15.5 mi |
| 28560 | New Bern | 28,661 | $65k | 16.2 mi |
| 28562 | New Bern | 39,082 | $75k | 18.2 mi |
| 28555 | Maysville | 5,914 | $69k | 20.7 mi |
| 28510 | Arapahoe | 1,718 | $59k | 7.4 mi (near) |
| 28529 | Grantsboro | 1,804 | $65k | 13.7 mi (near) |
| 28557 | Morehead City | 15,253 | $69k | 13.9 mi (near) |
| 28571 | Oriental | 2,678 | $63k | 14.2 mi (near) |
| 28512 | Atlantic Beach | 3,358 | $92k | 14.8 mi (near) |
| 28594 | Emerald Isle | 3,934 | $90k | 14.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.