ZIP Code 28638

ZIP code 28638 is classified by USPS as a standard delivery area and covers roughly 52.5 square miles in Hudson, Caldwell County, North Carolina. The area is home to 12,302 residents, producing a population density of 235 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28638 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28638 sits at $67,135 (3% below the North Carolina average), while per-capita income is $31,515. The poverty rate stands at 15.1% and the unemployment rate at 3.9%. On housing, the median home value is $207,500 (20% below the state average) with median rent at $711 per month, and 77.1% of occupied units are owner-occupied, a direct signal of whether 28638 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.6% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 22 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Caldwell County, so you can benchmark 28638 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →