Plain

Residential delivery area · North Carolina

ZIP Code 28645: Lenoir, NC

ZIP code 28645 uses the postal name Lenoir, North Carolina and lies mostly in Caldwell County (96% of its land) with the rest in Watauga County (Census 2020 ZIP-county file). About 46,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $51,650 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lenoir (6%), Gamewell (3%), Cajah's Mountain (1%) and Cedar Rock (under 1%); 90% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
286sectional center: Charlotte, NC (SCF 282)
45delivery area within it
Town
Lenoir · its only residential ZIP
Census places
Lenoir (6%); Gamewell (3%); Cajah's Mountain (1%); Cedar Rock (under 1%)
Metro area
Hickory-Lenoir-Morganton, NC
House district
NC-5 119th Congress
Time zone
Eastern
Land area
329.1 sq mi · 140 people per sq mi
PO Box ZIPs
28633 also use the name Lenoir

Where is ZIP code 28645?

28645 centers on 35.979°, -81.548° and covers 329.1 square miles of land plus 0.4 of water. It borders 9 ZIP codes: 28638, 28611, 28624, 28630, 28605, 28606, 28607, 28681, 28655.

28605 · Blowing Rock28606 · Boomer28607 · Boone28611 · Collettsville28624 · Ferguson28630 · Granite Falls28638 · Hudson28655 · Morganton28681 · Taylorsville28645 · Lenoir (this ZIP)28645286552868128607286302861128624286052860628605 · Blowing Rock28606 · Boomer28607 · Boone28611 · Collettsville28624 · Ferguson28630 · Granite Falls28638 · Hudson28655 · Morganton28681 · Taylorsville28645 · Lenoir (this ZIP)28645286552868128607286302861128624286052860628605 · Blowing Rock28606 · Boomer28607 · Boone28611 · Collettsville28624 · Ferguson28630 · Granite Falls28638 · Hudson28655 · Morganton28681 · Taylorsville28645 · Lenoir (this ZIP)286452865528681286072863028611286242860528606
Shaded by median household income, in national fifths (ACS 2020-2024); 28645 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28645, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28645 compare with the rest of Caldwell County?

Rank of 28645 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28645In Caldwell CountyIn NC
People (ACS 2020-2024)45,9972nd of 852nd of 853
Median household income$52k6th of 6444th of 528
Median home value$176k5th of 6425th of 572

Its median household income is higher than in 16% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28645?

The 2020 Census counted 46,004 people in 28645; the ACS, which samples households over 2020-2024, estimates 45,997. Between the 2010 and 2020 censuses its population fell 3.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
45,997
2020 Census count
46,004−3.6% since 2010 (47,703)
Households
19,175
Median age
46.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28645?

Of the 45,997 people the ACS estimates in 28645, 19.4% are under 18 and 22.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.7%).

  • Under 1819.4%
  • 18 to 6458.5%
  • 65 and older22.1%
Age of the people of 28645 (ACS 2020-2024, B01001)
  • White, not Hispanic81.7%
  • Hispanic or Latino8.4%
  • Black, not Hispanic5.6%
  • Other or two or more3.6%
  • Asian, not Hispanic0.7%
Race and Hispanic origin in 28645 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28645 earn?

Median household income is $51,650 (ACS 2020-2024), the 6th highest of the 6 ranked ZIP codes in Caldwell County. It is not measurably different from 2015-2019 ($49,842 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$51,650
Income per person
$28,994
Below the poverty line
14.3%
Unemployed (of the labor force)
4.4%
Adults 25+ with a bachelor's degree
17.7%
Adjusted gross income per tax return, 2022
$55,41219,290 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28645?

FHFA's house price index for 28645, built from repeat sales and appraisals of the same homes, rose 112% from 2015 to 2025 and rose 64% from 2020 to 2025, and moved +2.3% in 2025.

Median home value (owners' estimate)
$175,500
Median gross rent
$733
Homes owned by their occupants
70.9%
Housing units
21,674
0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 28645; 2025: 380.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28645?

848 business establishments had a location in this ZIP code in 2023, 35 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade144
  • Other services (except public administration)114
  • Health care and social assistance95
  • Accommodation and food services94
  • Construction70
  • Manufacturing55

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28645?

ZIP codes that share a boundary with 28645, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28638Hudson12,363$67k10.0 mi
28611Collettsville424–10.7 mi
28624Ferguson1,438$52k12.3 mi
28630Granite Falls19,382$64k12.4 mi
28605Blowing Rock3,883$77k13.3 mi
28606Boomer2,187$57k14.4 mi
28607Boone35,679$47k17.2 mi
28681Taylorsville25,566$61k18.6 mi
28655Morganton55,100$58k18.7 mi
28619Drexel487$35k15.5 mi (near)
28667Rhodhiss301$26k15.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.

Which other ZIP codes use the name Lenoir?

1 more ZIP code carries the postal name Lenoir, NC without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.

ZIP codes named Lenoir without a residential area (GeoNames postal codes)
ZIPCounty
28633Caldwell County

Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.