Residential delivery area · North Carolina
ZIP Code 28655: Morganton, NC
ZIP code 28655 uses the postal name Morganton, North Carolina and lies entirely in Burke County (Census 2020 ZIP-county file). About 55,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $57,713 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Morganton (6%), Salem (1%), Glen Alpine (under 1%) and Drexel (under 1%); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Morganton · its only residential ZIP
- County
- Burke County
- Census places
- Morganton (6%); Salem (1%) census-designated place; Glen Alpine (under 1%); Drexel (under 1%)
- Metro area
- Hickory-Lenoir-Morganton, NC
- House district
- NC-14 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 325.0 sq mi · 170 people per sq mi
- PO Box ZIPs
- 28680 also use the name Morganton
Where is ZIP code 28655?
28655 centers on 35.763°, -81.750° and covers 325.0 square miles of land plus 2.5 of water. It borders 12 ZIP codes: 28628, 28619, 28690, 28761, 28612, 28752, 28611, 28020, 28645, 28630 and more.
The map draws ZIP code areas only. For the streets inside 28655, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28655 compare with the rest of Burke County?
| Measure | 28655 | In Burke County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 55,100 | 1st of 15 | 24th of 853 |
| Median household income | $58k | 7th of 8 | 382nd of 528 |
| Median home value | $192k | 6th of 9 | 400th of 572 |
Its median household income is higher than in 25% of U.S. residential ZIP codes, and it is denser than 61% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28655?
The 2020 Census counted 55,328 people in 28655; the ACS, which samples households over 2020-2024, estimates 55,100. Between the 2010 and 2020 censuses its population grew 0.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 55,100
- 2020 Census count
- 55,328+0.6% since 2010 (54,996)
- Households
- 22,219
- Median age
- 44.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28655?
Of the 55,100 people the ACS estimates in 28655, 18.5% are under 18 and 21.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.2%), then Hispanic or Latino (11.3%).
- Under 1818.5%
- 18 to 6459.6%
- 65 and older21.9%
- White, not Hispanic74.2%
- Hispanic or Latino11.3%
- Black, not Hispanic8.6%
- Other or two or more3.2%
- Asian, not Hispanic2.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28655 earn?
Median household income is $57,713 (ACS 2020-2024), the 7th highest of the 8 ranked ZIP codes in Burke County. It is not measurably different from 2015-2019 ($53,736 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $57,713
- Income per person
- $31,976
- Below the poverty line
- 18.4%
- Unemployed (of the labor force)
- 4.3%
- Adults 25+ with a bachelor's degree
- 22.2%
- Adjusted gross income per tax return, 2022
- $60,73422,470 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28655?
FHFA's house price index for 28655, built from repeat sales and appraisals of the same homes, rose 107% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +2.5% in 2025.
- Median home value (owners' estimate)
- $191,800
- Median gross rent
- $905
- Homes owned by their occupants
- 72.7%
- Housing units
- 24,750
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28655?
1,050 business establishments had a location in this ZIP code in 2023, 85 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade179
- Health care and social assistance150
- Accommodation and food services124
- Other services (except public administration)118
- Construction93
- Professional, scientific, and technical services73
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28655?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28628 | Glen Alpine | 60 | $74k | 2.8 mi |
| 28619 | Drexel | 487 | $35k | 8.0 mi |
| 28690 | Valdese | 9,196 | $67k | 10.1 mi |
| 28761 | Nebo | 8,150 | $55k | 10.1 mi |
| 28612 | Connelly Springs | 11,290 | $55k | 14.2 mi |
| 28752 | Marion | 30,292 | $56k | 16.4 mi |
| 28611 | Collettsville | 424 | – | 16.8 mi |
| 28020 | Casar | 2,240 | $60k | 17.6 mi |
| 28645 | Lenoir | 45,997 | $52k | 18.7 mi |
| 28630 | Granite Falls | 19,382 | $64k | 19.1 mi |
| 28018 | Bostic | 5,034 | $51k | 19.2 mi |
| 28657 | Newland | 8,188 | $60k | 20.9 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Morganton?
1 more ZIP code carries the postal name Morganton, NC without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 28680 | Burke County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.