Mc Grady, NC · standard
ZIP Code 28649
Wilkes County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 993
- 11/sq mi
- $47,016
- Median income
- $122,100
- Median home value
- 17.6%
- Bachelor's or higher
The verdict
Mc Grady pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 11
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28649 against every reporting US ZIP.
ZIP code 28649 is classified by USPS as a standard delivery area and covers roughly 90.3 square miles in Mc Grady, Wilkes County, North Carolina. The area is home to 993 residents, producing a population density of 11 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28649 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28649 sits at $47,016 (32% below the North Carolina average), while per-capita income is $21,735. The poverty rate stands at 5.7% and the unemployment rate at 4.3%. On housing, the median home value is $122,100 (53% below the state average) with median rent at $567 per month, and 72.0% of occupied units are owner-occupied, a direct signal of whether 28649 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 49.7, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wilkes County, so you can benchmark 28649 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28649, Mc Grady, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
993
Population
90.3
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28649?
49.7
Median Age
47.0%
Male
53.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,016
Median Household Income
-32% vs state
$21,735
Per Capita Income
5.7%
Poverty Rate
4.3%
Unemployment Rate
How ZIP 28649 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$47,016 11th percentile higher than 11% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
558
Total Housing Units
428
Occupied Units
130
Vacant Units
3.17
Avg Household Size
Occupancy Type
$122,100
Median Home Value
-53% vs state
$567
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 28649 vs 28635 →
ZIP 28649 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28651
Millers Creek (28651)
7,132 residents
- 28635
Hays (28635)
3,901 residents
- 28685 2,076
Traphill (28685)
2,076 residents
- 28644 1,494
Laurel Springs (28644)
1,494 residents
- 28649 993
Mc Grady (28649)
993 residents
- 28672 35
Scottville (28672)
35 residents
What this shows Among its immediate neighbors, ZIP 28649 ranks #5 by population — useful context the national average alone can't give.
ZIP 28649 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28672
Scottville (28672)
$163,210 median income
- 28651 $61,623
Millers Creek (28651)
$61,623 median income
- 28644 $52,798
Laurel Springs (28644)
$52,798 median income
- 28649 $47,016
Mc Grady (28649)
$47,016 median income
- 28685 $46,406
Traphill (28685)
$46,406 median income
- 28635 $44,901
Hays (28635)
$44,901 median income
What this shows By household income, ZIP 28649 ranks #4 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wilkes County
Related Areas
Frequently Asked Questions
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What is the education level in ZIP code 28649? ▼
What percentage of residents own vs. rent in ZIP 28649? ▼
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ZIP Code Research Guides
Official Data Resources for Mc Grady, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.