PlainZIP

Mc Grady, NC · standard

ZIP Code 28649

Wilkes County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

993
11/sq mi
$47,016
Median income
$122,100
Median home value
17.6%
Bachelor's or higher

The verdict

Mc Grady pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
17th pct
home value, US ZIPs
11
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28649 against every reporting US ZIP.

ZIP code 28649 is a sparsely populated ZIP (a standard USPS delivery area) in Mc Grady, Wilkes County, North Carolina, home to just 993 residents across 90.3 square miles, a density of 11 people per square mile, in the New York time zone.

ZIP 28649 reports a modest median household income of $47,016 (32% below the North Carolina average), while per-capita income is $21,735. 5.7% of residents live below the poverty line, and the unemployment rate reads 4.3%. On housing, the median home value is $122,100 (53% below the state average) with median rent at $567 per month, and 72.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 17.6% of adults hold a bachelor's degree or higher, the median age is 49.7, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Wilkes County, letting you compare 28649 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28649, Mc Grady, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

993

Population

90.3

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28649?

49.7

Median Age

47.0%

Male

53.0%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,016

Median Household Income

-32% vs state

$21,735

Per Capita Income

5.7%

Poverty Rate

4.3%

Unemployment Rate

How ZIP 28649 ranks nationally

Mc Grady, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,016 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 36.8%
Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

558

Total Housing Units

428

Occupied Units

130

Vacant Units

3.17

Avg Household Size

Occupancy Type

Owner 72.0%
Renter 28.0%

$122,100

Median Home Value

-53% vs state

$567

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 28649 vs 28635 →

ZIP 28649 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28649 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28649 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28649 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28635 Hays, NC 3,901 4.7 mi
28651 Millers Creek, NC 7,132 6.5 mi
28644 Laurel Springs, NC 1,494 7.5 mi
28685 Traphill, NC 2,076 8.0 mi
28672 Scottville, NC 35 12.3 mi

More ZIP Codes in Wilkes County

28659 standard
North Wilkesboro, NC
Pop: 21,134
28697 standard
Wilkesboro, NC
Pop: 12,930
28651 standard
Millers Creek, NC
Pop: 7,132
28635 standard
Hays, NC
Pop: 3,901
28654 standard
Moravian Falls, NC
Pop: 3,495
28669 standard
Roaring River, NC
Pop: 3,146

Related Areas

Wilkes County Mc Grady, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28649 in? ▼
ZIP code 28649 (Mc Grady) is located in Wilkes County, North Carolina. Wilkes County contains multiple ZIP codes, see the full list at /counties/wilkes-nc.
What is the population of ZIP code 28649? ▼
ZIP code 28649 in Mc Grady, NC has a population of 993 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28649? ▼
The median household income in ZIP 28649 is $47,016, which is 38% below the national average of $76,288.
What is the average home value in ZIP 28649? ▼
The median home value in ZIP 28649 is $122,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 28649? ▼
The largest racial group in ZIP 28649 is White at 100.0%.
What is the education level in ZIP code 28649? ▼
In ZIP code 28649, 36.8% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28649? ▼
In ZIP code 28649, approximately 72.0% of occupied housing units are owner-occupied and 28.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28649? ▼
The poverty rate in ZIP code 28649 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.