Mc Grady, NC · standard
ZIP Code 28649
Wilkes County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 993
- 11/sq mi Low-density area
- $47,016
- Median income Below-median income area
- $122,100
- Median home value Below-median home value
- 17.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Mc Grady pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 11
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28649 against every reporting US ZIP.
ZIP code 28649 is a sparsely populated ZIP (a standard USPS delivery area) in Mc Grady, Wilkes County, North Carolina, home to just 993 residents across 90.3 square miles, a density of 11 people per square mile, in the New York time zone.
ZIP 28649 reports a modest median household income of $47,016 (32% below the average North Carolina ZIP), while per-capita income is $21,735. The poverty rate is 5.7%, with unemployment at 4.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $122,100 (53% below the average North Carolina ZIP), and median rent is $567; owner occupancy is 72.0%.
Educational attainment sits below the national norm: 17.6% of adults hold a bachelor's degree or higher, the median age is 49.7, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Wilkes County, so 28649 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28649, Mc Grady, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
993
Population
90.3
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28649?
49.7
Median Age
47.0%
Male
53.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,016
Median Household Income
-32% vs state ZIP avg
$21,735
Per Capita Income
5.7%
Poverty Rate
4.3%
Unemployment Rate
How ZIP 28649 ranks among North Carolina ZIPs
Mc Grady, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,016 14th percentile higher than 14% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
558housing units
558
Total Housing Units
428
Occupied Units
130
Vacant Units
3.17
Avg Household Size
Occupancy Type
$122,100
Median Home Value
-53% vs state ZIP avg
$567
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 28649 vs 28635 →
ZIP 28649 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28651
Millers Creek (28651)
7,132 residents
- 28635
Hays (28635)
3,901 residents
- 28685 2,076
Traphill (28685)
2,076 residents
- 28644 1,494
Laurel Springs (28644)
1,494 residents
- 28649 993
Mc Grady (28649)
993 residents
- 28672 35
Scottville (28672)
35 residents
What this shows Among its immediate neighbors, ZIP 28649 ranks #5 by population - useful context the national average alone can't give.
ZIP 28649 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28672
Scottville (28672)
$163,210 median income
- 28651 $61,623
Millers Creek (28651)
$61,623 median income
- 28644 $52,798
Laurel Springs (28644)
$52,798 median income
- 28649 $47,016
Mc Grady (28649)
$47,016 median income
- 28685 $46,406
Traphill (28685)
$46,406 median income
- 28635 $44,901
Hays (28635)
$44,901 median income
What this shows By household income, ZIP 28649 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28649, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wilkes County
Related Areas
Frequently Asked Questions
What county is ZIP code 28649 in?
ZIP code 28649 (Mc Grady) is located in Wilkes County, North Carolina. Wilkes County contains multiple ZIP codes, see the full list at /counties/wilkes-nc.
What is the population of ZIP code 28649?
ZIP code 28649 in Mc Grady, NC has a population of 993 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28649?
The median household income in ZIP 28649 is $47,016, which is 38% below the national average of $76,288.
What is the average home value in ZIP 28649?
The median home value in ZIP 28649 is $122,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 28649?
The largest racial group in ZIP 28649 is White at 100.0%.
What is the education level in ZIP code 28649?
In ZIP code 28649, 36.8% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28649?
In ZIP code 28649, approximately 72.0% of occupied housing units are owner-occupied and 28.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28649?
The poverty rate in ZIP code 28649 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28649's numbers, next.
- See how ZIP 28649 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mc Grady, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.