Millers Creek, NC · standard
ZIP Code 28651
Wilkes County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,132
- 31/sq mi
- $61,623
- Median income
- $175,300
- Median home value
- 14.5%
- Bachelor's or higher
The verdict
Millers Creek pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32th pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 31
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28651 against every reporting US ZIP.
ZIP code 28651 is classified by USPS as a standard delivery area and covers roughly 227.1 square miles in Millers Creek, Wilkes County, North Carolina. The area is home to 7,132 residents, producing a population density of 31 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28651 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28651 sits at $61,623 (11% below the North Carolina average), while per-capita income is $29,909. The poverty rate stands at 18.6% and the unemployment rate at 6.3%. On housing, the median home value is $175,300 (32% below the state average) with median rent at $695 per month, and 76.9% of occupied units are owner-occupied, a direct signal of whether 28651 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 25 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wilkes County, so you can benchmark 28651 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28651
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28651.
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Health care and social assistance 4
Health care and social assistance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28651, Millers Creek, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,132
Population
227.1
Area (sq mi)
31
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28651?
46.9
Median Age
50.1%
Male
49.9%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,623
Median Household Income
-11% vs state
$29,909
Per Capita Income
18.6%
Poverty Rate
6.3%
Unemployment Rate
25.0 min
Mean Commute Time
How ZIP 28651 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,623 32nd percentile higher than 32% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,901
Total Housing Units
2,315
Occupied Units
586
Vacant Units
2.41
Avg Household Size
Occupancy Type
$175,300
Median Home Value
-32% vs state
$695
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.9%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 28651 have increased 19.9% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.3% | 145 |
| 2021 | +5.5% | 153 |
| 2022 | +17.9% | 180 |
| 2023 | +0.5% | 181 |
| 2024 | +19.9% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 52 business establishments in ZIP 28651, employing approximately 336 people with a combined annual payroll of $8,701,000.
52
Businesses
336
Employees
$8.7M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 11 | 21.1% |
| Construction | 9 | 17.3% |
| Retail trade | 8 | 15.4% |
| Accommodation and food services | 7 | 13.5% |
| Health care and social assistance | 4 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28651 vs 28629 →
ZIP 28651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28697
Wilkesboro (28697)
12,930 residents
- 28651
Millers Creek (28651)
7,132 residents
- 28640 4,719
Jefferson (28640)
4,719 residents
- 28665 2,571
Purlear (28665)
2,571 residents
- 28649 993
Mc Grady (28649)
993 residents
- 28629 75
Glendale Springs (28629)
75 residents
What this shows Among its immediate neighbors, ZIP 28651 ranks #2 by population — useful context the national average alone can't give.
ZIP 28651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28651
Millers Creek (28651)
$61,623 median income
- 28640
Jefferson (28640)
$53,155 median income
- 28697
Wilkesboro (28697)
$52,988 median income
- 28649
Mc Grady (28649)
$47,016 median income
- 28665
Purlear (28665)
$45,685 median income
What this shows By household income, ZIP 28651 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wilkes County
Related Areas
Frequently Asked Questions
What county is ZIP code 28651 in? ▼
What is the population of ZIP code 28651? ▼
What is the median household income in ZIP 28651? ▼
What is the average home value in ZIP 28651? ▼
What is the demographic makeup of ZIP 28651? ▼
How many businesses are in ZIP code 28651? ▼
What are the main industries in ZIP code 28651? ▼
How have home values changed in ZIP code 28651? ▼
What is the education level in ZIP code 28651? ▼
What is the average commute time in ZIP 28651? ▼
What percentage of residents own vs. rent in ZIP 28651? ▼
What is the poverty rate in ZIP code 28651? ▼
ZIP Code Research Guides
Official Data Resources for Millers Creek, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.