Millers Creek, NC · standard
ZIP Code 28651
Wilkes County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,132
- 31/sq mi Moderate-density area
- $61,623
- Median income Below-median income area
- $175,300
- Median home value Near-median home value
- 14.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Millers Creek pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 31
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28651 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28651 (Millers Creek, NC) rose +19.9% from 2023 to 2024. The all-transactions index moved from 180.8 in 2023 to 216.7 in 2024 (2000 = 100).
ZIP code 28651 is a mid-sized community (a standard USPS delivery area) in Millers Creek, Wilkes County, North Carolina, home to 7,132 residents across 227.1 square miles, a density of 31 people per square mile, in the New York time zone.
ZIP 28651 reports a modest median household income of $61,623 (11% below the average North Carolina ZIP), while per-capita income is $29,909. The poverty rate is 18.6%, with unemployment at 6.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $175,300 (32% below the average North Carolina ZIP), and median rent is $695; owner occupancy is 76.9%.
Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 25 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Wilkes County, so 28651 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28651
Top 5 sectors by establishment count in Millers Creek, NC
Which industries have the most business establishments in ZIP 28651.
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Health care and social assistance 4
Health care and social assistance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28651, Millers Creek, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,132
Population
227.1
Area (sq mi)
31
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28651?
46.9
Median Age
50.1%
Male
49.9%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,623
Median Household Income
-11% vs state ZIP avg
$29,909
Per Capita Income
18.6%
Poverty Rate
6.3%
Unemployment Rate
25.0 min
Mean Commute Time
How ZIP 28651 ranks among North Carolina ZIPs
Millers Creek, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,623 42nd percentile higher than 42% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,901housing units
2,901
Total Housing Units
2,315
Occupied Units
586
Vacant Units
2.41
Avg Household Size
Occupancy Type
$175,300
Median Home Value
-32% vs state ZIP avg
$695
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.9%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 28651 have increased 19.9% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.3% | 145 |
| 2021 | +5.5% | 153 |
| 2022 | +17.9% | 180 |
| 2023 | +0.5% | 181 |
| 2024 | +19.9% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 52 business establishments in ZIP 28651, employing approximately 336 people with a combined annual payroll of $8,701,000.
52
Businesses
336
Employees
$8.7M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 11 | 21.1% |
| Construction | 9 | 17.3% |
| Retail trade | 8 | 15.4% |
| Accommodation and food services | 7 | 13.5% |
| Health care and social assistance | 4 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28651 vs 28629 →
ZIP 28651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28697
Wilkesboro (28697)
12,930 residents
- 28651
Millers Creek (28651)
7,132 residents
- 28640 4,719
Jefferson (28640)
4,719 residents
- 28665 2,571
Purlear (28665)
2,571 residents
- 28649 993
Mc Grady (28649)
993 residents
- 28629 75
Glendale Springs (28629)
75 residents
What this shows Among its immediate neighbors, ZIP 28651 ranks #2 by population - useful context the national average alone can't give.
ZIP 28651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28651
Millers Creek (28651)
$61,623 median income
- 28640
Jefferson (28640)
$53,155 median income
- 28697
Wilkesboro (28697)
$52,988 median income
- 28649
Mc Grady (28649)
$47,016 median income
- 28665
Purlear (28665)
$45,685 median income
What this shows By household income, ZIP 28651 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28651, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,132 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wilkes County
Related Areas
Frequently Asked Questions
What county is ZIP code 28651 in?
ZIP code 28651 (Millers Creek) is located in Wilkes County, North Carolina. Wilkes County contains multiple ZIP codes, see the full list at /counties/wilkes-nc.
What is the population of ZIP code 28651?
ZIP code 28651 in Millers Creek, NC has a population of 7,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28651?
The median household income in ZIP 28651 is $61,623, which is 19% below the national average of $76,288.
What is the average home value in ZIP 28651?
The median home value in ZIP 28651 is $175,300, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 28651?
The largest racial group in ZIP 28651 is White at 94.6%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 28651?
ZIP code 28651 has 52 business establishments employing approximately 336 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28651?
The top industries by establishment count in ZIP 28651 are: Other services (except public administration) (11), Construction (9), Retail trade (8). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 28651?
According to the FHFA House Price Index, home values in ZIP 28651 increased by 19.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28651?
In ZIP code 28651, 52.9% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28651?
The mean commute time for workers in ZIP code 28651 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28651?
In ZIP code 28651, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28651?
The poverty rate in ZIP code 28651 is 18.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28651's numbers, next.
- See how ZIP 28651 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Millers Creek, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.