Horse Shoe, NC · standard

ZIP Code 28742

Henderson County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,710
43/sq mi
$99,007
Median income
$414,600
Median home value
46.4%
Bachelor's or higher

The verdict

Horse Shoe pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 19%
home value, US ZIPs
43
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28742 against every reporting US ZIP.

ZIP code 28742 is classified by USPS as a standard delivery area and covers roughly 63.5 square miles in Horse Shoe, Henderson County, North Carolina. The area is home to 2,710 residents, producing a population density of 43 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28742 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28742 sits at $99,007 (43% above the North Carolina average), while per-capita income is $45,313. The poverty rate stands at 13.6% and the unemployment rate at 14.1%. On housing, the median home value is $414,600 (60% above the state average) with median rent at per month, and 79.3% of occupied units are owner-occupied, a direct signal of whether 28742 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.4% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is . We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henderson County, so you can benchmark 28742 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28742

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28742.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28742, Horse Shoe, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,710

Population

63.5

Area (sq mi)

43

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28742?

47.7

Median Age

51.5%

Male

48.5%

Female

1.8%

Foreign-Born

White 90.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.5%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,007

Median Household Income

+43% vs state

$45,313

Per Capita Income

13.6%

Poverty Rate

14.1%

Unemployment Rate

How ZIP 28742 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$99,007 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 46.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,210

Total Housing Units

1,123

Occupied Units

87

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$414,600

Median Home Value

+60% vs state

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 28742 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 175
2021 +9.6% 192
2022 +20.3% 231
2023 +20.2% 278
2024 +4.1% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 67 business establishments in ZIP 28742, employing approximately 510 people with a combined annual payroll of $23,846,000.

67

Businesses

510

Employees

$23.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 15 22.4%
Retail trade 11 16.4%
Administrative and support and waste management and remediation services 7 10.4%
Professional, scientific, and technical services 6 9.0%
Health care and social assistance 6 9.0%
Accommodation and food services 6 9.0%
Other services (except public administration) 6 9.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28742 vs 28759 →

ZIP 28742 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28742 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28742 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28742 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28759 Mills River, NC 6,922 2.3 mi
28729 Etowah, NC 2,894 4.1 mi
28766 Penrose, NC 1,262 8.6 mi
28704 Arden, NC 18,821 6.5 mi
28791 Hendersonville, NC 14,171 6.7 mi
28768 Pisgah Forest, NC 6,813 6.9 mi
28739 Hendersonville, NC 19,786 8.9 mi
28715 Candler, NC 24,582 10.6 mi

More ZIP Codes in Henderson County

Frequently Asked Questions

What county is ZIP code 28742 in?
ZIP code 28742 (Horse Shoe) is located in Henderson County, North Carolina. Henderson County contains multiple ZIP codes, see the full list at /counties/henderson-nc.
What is the population of ZIP code 28742?
ZIP code 28742 in Horse Shoe, NC has a population of 2,710 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28742?
The median household income in ZIP 28742 is $99,007, which is 30% above the national average of $76,288.
What is the average home value in ZIP 28742?
The median home value in ZIP 28742 is $414,600, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 28742?
The largest racial group in ZIP 28742 is White at 90.4%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 28742?
ZIP code 28742 has 67 business establishments employing approximately 510 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28742?
The top industries by establishment count in ZIP 28742 are: Construction (15), Retail trade (11), Administrative and support and waste management and remediation services (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 28742?
According to the FHFA House Price Index, home values in ZIP 28742 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28742?
In ZIP code 28742, 62.1% of residents aged 25+ have a high school diploma or higher, and 46.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28742?
In ZIP code 28742, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28742?
The poverty rate in ZIP code 28742 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Horse Shoe, NC

Verify and explore additional data for this area using these official government sources.