Arden, NC · standard

ZIP Code 28704

Buncombe County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,821
220/sq mi
$81,096
Median income
$390,000
Median home value
40.7%
Bachelor's or higher

The verdict

Arden pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 37%
household income, US ZIPs
Top 22%
home value, US ZIPs
220
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28704 against every reporting US ZIP.

ZIP code 28704 is classified by USPS as a standard delivery area and covers roughly 85.7 square miles in Arden, Buncombe County, North Carolina. The area is home to 18,821 residents, producing a population density of 220 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28704 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28704 sits at $81,096 (17% above the North Carolina average), while per-capita income is $46,301. The poverty rate stands at 6.4% and the unemployment rate at 5.2%. On housing, the median home value is $390,000 (50% above the state average) with median rent at $1,400 per month, and 59.3% of occupied units are owner-occupied, a direct signal of whether 28704 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.7% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 20 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Buncombe County, so you can benchmark 28704 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28704

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28704.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28704, Arden, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,821

Population

85.7

Area (sq mi)

220

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28704?

40.3

Median Age

50.8%

Male

49.2%

Female

9.7%

Foreign-Born

White 71.8%
African American 7.5%
Asian 2.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.3%
Hispanic or Latino 13.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,096

Median Household Income

+17% vs state

$46,301

Per Capita Income

6.4%

Poverty Rate

5.2%

Unemployment Rate

20.4 min

Mean Commute Time

How ZIP 28704 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,096 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 40.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,931

Total Housing Units

8,810

Occupied Units

3,121

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 59.3%
Renter 40.7%

$390,000

Median Home Value

+50% vs state

$1,400

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

306

HPI Index (2000 = 100)

+206%

Total Change Since 2000

Home values in ZIP 28704 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 195
2021 +14.0% 222
2022 +15.7% 257
2023 +11.5% 287
2024 +6.9% 306

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 843 business establishments in ZIP 28704, employing approximately 17,611 people with a combined annual payroll of $850,597,000.

843

Businesses

17,611

Employees

$850.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 122 14.5%
Construction 90 10.7%
Health care and social assistance 88 10.4%
Professional, scientific, and technical services 86 10.2%
Accommodation and food services 70 8.3%
Other services (except public administration) 65 7.7%
Real estate and rental and leasing 64 7.6%
Administrative and support and waste management and remediation services 62 7.3%
Wholesale trade 44 5.2%
Manufacturing 43 5.1%
Finance and insurance 41 4.9%
Transportation and warehousing 24 2.9%
Arts, entertainment, and recreation 15 1.8%
Educational services 12 1.4%
Information 11 1.3%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28704 vs 28759 →

ZIP 28704 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28704 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28704 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28704 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28759 Mills River, NC 6,922 5.5 mi
28803 Asheville, NC 28,693 5.7 mi
28732 Fletcher, NC 16,491 6.3 mi
28742 Horse Shoe, NC 2,710 6.5 mi
28806 Asheville, NC 38,550 7.9 mi
28801 Asheville, NC 15,019 9.2 mi
28729 Etowah, NC 2,894 9.9 mi
28791 Hendersonville, NC 14,171 8.2 mi
28715 Candler, NC 24,582 8.4 mi

More ZIP Codes in Buncombe County

Frequently Asked Questions

What county is ZIP code 28704 in?
ZIP code 28704 (Arden) is located in Buncombe County, North Carolina. Buncombe County contains multiple ZIP codes, see the full list at /counties/buncombe-nc.
What is the population of ZIP code 28704?
ZIP code 28704 in Arden, NC has a population of 18,821 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28704?
The median household income in ZIP 28704 is $81,096, which is 6% above the national average of $76,288.
What is the average home value in ZIP 28704?
The median home value in ZIP 28704 is $390,000, which is 40% above the national average of $278,155.
What is the demographic makeup of ZIP 28704?
The largest racial group in ZIP 28704 is White at 71.8%. Hispanic or Latino residents make up 13.1% of the population.
How many businesses are in ZIP code 28704?
ZIP code 28704 has 843 business establishments employing approximately 17,611 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28704?
The top industries by establishment count in ZIP 28704 are: Retail trade (122), Construction (90), Health care and social assistance (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28704?
According to the FHFA House Price Index, home values in ZIP 28704 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28704?
In ZIP code 28704, 64.6% of residents aged 25+ have a high school diploma or higher, and 40.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28704?
The mean commute time for workers in ZIP code 28704 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28704?
In ZIP code 28704, approximately 59.3% of occupied housing units are owner-occupied and 40.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28704?
The poverty rate in ZIP code 28704 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Arden, NC

Verify and explore additional data for this area using these official government sources.