Residential delivery area · North Carolina
ZIP Code 28732: Fletcher, NC
ZIP code 28732 uses the postal name Fletcher, North Carolina and lies mostly in Henderson County (64% of its land) with the rest in Buncombe County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $81,852 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Hoopers Creek (17%) and Fletcher (15%), and 4% in smaller places; 64% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fletcher · its only residential ZIP
- County
- Henderson County (64%); Buncombe County (36%)
- Census places
- Hoopers Creek (17%) census-designated place; Fletcher (15%)
- Metro area
- Asheville, NC
- House district
- NC-11 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 41.3 sq mi · 466 people per sq mi
Where is ZIP code 28732?
28732 centers on 35.452°, -82.446° and covers 41.3 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 28792, 28803, 28704, 28730, 28791, 28759.
The map draws ZIP code areas only. For the streets inside 28732, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28732 compare with the rest of Henderson County?
| Measure | 28732 | In Henderson County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 19,279 | 4th of 16 | 211th of 853 |
| Median household income | $82k | 3rd of 9 | 124th of 528 |
| Median home value | $377k | 7th of 11 | 111th of 572 |
Its median household income is higher than in 64% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28732?
The 2020 Census counted 19,158 people in 28732; the ACS, which samples households over 2020-2024, estimates 19,279. Between the 2010 and 2020 censuses its population grew 16.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 19,279
- 2020 Census count
- 19,158+16.2% since 2010 (16,491)
- Households
- 7,326
- Median age
- 42.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28732?
Of the 19,279 people the ACS estimates in 28732, 21.1% are under 18 and 20.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.8%).
- Under 1821.1%
- 18 to 6458.8%
- 65 and older20.1%
- White, not Hispanic82.8%
- Hispanic or Latino9.3%
- Other or two or more4.3%
- Black, not Hispanic1.8%
- Asian, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28732 earn?
Median household income is $81,852 (ACS 2020-2024), the 3rd highest of the 9 ranked ZIP codes in Henderson County. It is not measurably different from 2015-2019 ($79,336 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $81,852
- Income per person
- $44,902
- Below the poverty line
- 7.0%
- Unemployed (of the labor force)
- 2.6%
- Adults 25+ with a bachelor's degree
- 41.4%
- Adjusted gross income per tax return, 2022
- $90,3749,130 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28732?
FHFA's house price index for 28732, built from repeat sales and appraisals of the same homes, rose 97% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved −4.2% in 2025.
- Median home value (owners' estimate)
- $376,700
- Median gross rent
- $1,366
- Homes owned by their occupants
- 83.4%
- Housing units
- 8,163
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28732?
597 business establishments had a location in this ZIP code in 2023, 68 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction88
- Retail trade64
- Professional, scientific, and technical services58
- Real estate and rental and leasing52
- Other services (except public administration)51
- Manufacturing44
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28732?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28792 | Hendersonville | 36,645 | $56k | 5.9 mi |
| 28803 | Asheville | 33,718 | $77k | 7.0 mi |
| 28704 | Arden | 24,138 | $81k | 7.1 mi |
| 28730 | Fairview | 7,605 | $103k | 7.3 mi |
| 28791 | Hendersonville | 15,108 | $79k | 7.4 mi |
| 28759 | Mills River | 7,555 | $108k | 9.4 mi |
| 28735 | Gerton | 124 | – | 5.7 mi (near) |
| 28758 | Mountain Home | 41 | – | 6.0 mi (near) |
| 28710 | Bat Cave | 78 | – | 9.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.