Hendersonville, NC · standard

ZIP Code 28792

Henderson County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,689
125/sq mi
$55,522
Median income
$278,500
Median home value
27.6%
Bachelor's or higher

The verdict

Hendersonville pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
125
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28792 against every reporting US ZIP.

ZIP code 28792 is classified by USPS as a standard delivery area and covers roughly 260.7 square miles in Hendersonville, Henderson County, North Carolina. The area is home to 32,689 residents, producing a population density of 125 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28792 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28792 sits at $55,522 (20% below the North Carolina average), while per-capita income is $33,031. The poverty rate stands at 15.7% and the unemployment rate at 2.4%. On housing, the median home value is $278,500 (7% above the state average) with median rent at $1,170 per month, and 61.5% of occupied units are owner-occupied, a direct signal of whether 28792 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.6% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 22 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henderson County, so you can benchmark 28792 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28792

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28792.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28792, Hendersonville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

32,689

Population

260.7

Area (sq mi)

125

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28792?

45.7

Median Age

47.0%

Male

53.0%

Female

10.6%

Foreign-Born

White 74.1%
African American 3.8%
Asian 0.5%
American Indian or Alaska Native 3.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 20.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,522

Median Household Income

-20% vs state

$33,031

Per Capita Income

15.7%

Poverty Rate

2.4%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 28792 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$55,522 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 27.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,366

Total Housing Units

16,171

Occupied Units

2,195

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 61.5%
Renter 38.5%

$278,500

Median Home Value

+7% vs state

$1,170

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.7%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 28792 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 190
2021 +11.6% 213
2022 +21.1% 257
2023 +3.5% 266
2024 +8.7% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,069 business establishments in ZIP 28792, employing approximately 12,854 people with a combined annual payroll of $586,976,000.

1,069

Businesses

12,854

Employees

$587.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 182 17.0%
Health care and social assistance 132 12.3%
Construction 126 11.8%
Accommodation and food services 106 9.9%
Other services (except public administration) 103 9.6%
Professional, scientific, and technical services 95 8.9%
Administrative and support and waste management and remediation services 68 6.4%
Finance and insurance 67 6.3%
Real estate and rental and leasing 65 6.1%
Wholesale trade 36 3.4%
Manufacturing 34 3.2%
Information 15 1.4%
Transportation and warehousing 12 1.1%
Arts, entertainment, and recreation 12 1.1%
Educational services 8 0.8%
Agriculture, forestry, fishing and hunting 3 0.3%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28792 vs 28735 →

ZIP 28792 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28792 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28792 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28792 ranks #7 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28735 Gerton, NC 256 6.0 mi
28731 Flat Rock, NC 7,778 7.1 mi
28730 Fairview, NC 9,133 9.3 mi
28732 Fletcher, NC 16,491 6.7 mi
28726 East Flat Rock, NC 3,203 8.0 mi
28791 Hendersonville, NC 14,171 8.2 mi
28720 Chimney Rock, NC 114 7.7 mi
28773 Saluda, NC 3,378 9.7 mi

More ZIP Codes in Henderson County

Frequently Asked Questions

What county is ZIP code 28792 in?
ZIP code 28792 (Hendersonville) is located in Henderson County, North Carolina. Henderson County contains multiple ZIP codes, see the full list at /counties/henderson-nc.
What is the population of ZIP code 28792?
ZIP code 28792 in Hendersonville, NC has a population of 32,689 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28792?
The median household income in ZIP 28792 is $55,522, which is 27% below the national average of $76,288.
What is the average home value in ZIP 28792?
The median home value in ZIP 28792 is $278,500, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 28792?
The largest racial group in ZIP 28792 is White at 74.1%. Hispanic or Latino residents make up 20.1% of the population.
How many businesses are in ZIP code 28792?
ZIP code 28792 has 1,069 business establishments employing approximately 12,854 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28792?
The top industries by establishment count in ZIP 28792 are: Retail trade (182), Health care and social assistance (132), Construction (126). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 28792?
According to the FHFA House Price Index, home values in ZIP 28792 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28792?
In ZIP code 28792, 55.6% of residents aged 25+ have a high school diploma or higher, and 27.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28792?
The mean commute time for workers in ZIP code 28792 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28792?
In ZIP code 28792, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28792?
The poverty rate in ZIP code 28792 is 15.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Hendersonville, NC

Verify and explore additional data for this area using these official government sources.