East Flat Rock, NC · standard

ZIP Code 28726

Henderson County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,203
519/sq mi
$54,152
Median income
$198,400
Median home value
9.1%
Bachelor's or higher

The verdict

East Flat Rock pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.

20th pct
household income, US ZIPs
43th pct
home value, US ZIPs
519
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28726 against every reporting US ZIP.

ZIP code 28726 is classified by USPS as a standard delivery area and covers roughly 6.2 square miles in East Flat Rock, Henderson County, North Carolina. The area is home to 3,203 residents, producing a population density of 519 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28726 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28726 sits at $54,152 (22% below the North Carolina average), while per-capita income is $22,937. The poverty rate stands at 15.9% and the unemployment rate at 8.1%. On housing, the median home value is $198,400 (24% below the state average) with median rent at $976 per month, and 61.1% of occupied units are owner-occupied, a direct signal of whether 28726 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.1% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henderson County, so you can benchmark 28726 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28726

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28726.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28726, East Flat Rock, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,203

Population

6.2

Area (sq mi)

519

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28726?

33.3

Median Age

40.4%

Male

59.6%

Female

18.8%

Foreign-Born

White 69.2%
African American 7.7%
Asian 1.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.6%
Hispanic or Latino 30.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,152

Median Household Income

-22% vs state

$22,937

Per Capita Income

15.9%

Poverty Rate

8.1%

Unemployment Rate

How ZIP 28726 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$54,152 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 9.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,549

Total Housing Units

1,539

Occupied Units

10

Vacant Units

2.80

Avg Household Size

Occupancy Type

Owner 61.1%
Renter 38.9%

$198,400

Median Home Value

-24% vs state

$976

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 71 business establishments in ZIP 28726, employing approximately 1,166 people with a combined annual payroll of $70,647,000.

71

Businesses

1,166

Employees

$70.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 14 19.7%
Other services (except public administration) 12 16.9%
Retail trade 11 15.5%
Professional, scientific, and technical services 7 9.9%
Administrative and support and waste management and remediation services 6 8.4%
Health care and social assistance 6 8.4%
Manufacturing 5 7.0%
Accommodation and food services 4 5.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28726 vs 28731 →

ZIP 28726 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28726 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28726 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28726 ranks #7 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28731 Flat Rock, NC 7,778 1.5 mi
28773 Saluda, NC 3,378 6.1 mi
28739 Hendersonville, NC 19,786 7.3 mi
28790 Zirconia, NC 3,205 6.8 mi
28792 Hendersonville, NC 32,689 8.0 mi
28791 Hendersonville, NC 14,171 7.3 mi

More ZIP Codes in Henderson County

Frequently Asked Questions

What county is ZIP code 28726 in?
ZIP code 28726 (East Flat Rock) is located in Henderson County, North Carolina. Henderson County contains multiple ZIP codes, see the full list at /counties/henderson-nc.
What is the population of ZIP code 28726?
ZIP code 28726 in East Flat Rock, NC has a population of 3,203 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28726?
The median household income in ZIP 28726 is $54,152, which is 29% below the national average of $76,288.
What is the average home value in ZIP 28726?
The median home value in ZIP 28726 is $198,400, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 28726?
The largest racial group in ZIP 28726 is White at 69.2%. Hispanic or Latino residents make up 30.5% of the population.
How many businesses are in ZIP code 28726?
ZIP code 28726 has 71 business establishments employing approximately 1,166 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28726?
The top industries by establishment count in ZIP 28726 are: Construction (14), Other services (except public administration) (12), Retail trade (11). There are 8 industry sectors represented in total.
What is the education level in ZIP code 28726?
In ZIP code 28726, 50.9% of residents aged 25+ have a high school diploma or higher, and 9.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28726?
In ZIP code 28726, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28726?
The poverty rate in ZIP code 28726 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for East Flat Rock, NC

Verify and explore additional data for this area using these official government sources.