ZIP Code 28790

ZIP code 28790 is classified by USPS as a standard delivery area and covers roughly 108.6 square miles in Zirconia, Henderson County, North Carolina. The area is home to 3,205 residents, producing a population density of 30 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28790 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28790 sits at $97,042 (40% above the North Carolina average), while per-capita income is $45,944. The poverty rate stands at 4.4% and the unemployment rate at 8.5%. On housing, the median home value is $455,000 (75% above the state average) with median rent at $941 per month, and 90.4% of occupied units are owner-occupied, a direct signal of whether 28790 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.4% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 31 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henderson County, so you can benchmark 28790 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →