Mill Spring, NC · standard
ZIP Code 28756
Polk County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,504
- 19/sq mi
- $63,663
- Median income
- $277,600
- Median home value
- 19.4%
- Bachelor's or higher
The verdict
Mill Spring pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 19
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28756 against every reporting US ZIP.
ZIP code 28756 is classified by USPS as a standard delivery area and covers roughly 232.2 square miles in Mill Spring, Polk County, North Carolina. The area is home to 4,504 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28756 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28756 sits at $63,663 (8% below the North Carolina average), while per-capita income is $35,547. The poverty rate stands at 18.1% and the unemployment rate at 6.7%. On housing, the median home value is $277,600 (7% above the state average) with median rent at $644 per month, and 75.1% of occupied units are owner-occupied, a direct signal of whether 28756 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 34 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Polk County, so you can benchmark 28756 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28756
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28756.
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Agriculture, forestry, fishing and hunting
Agriculture, forestry, fishing and hunting
7 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
7 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28756, Mill Spring, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,504
Population
232.2
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28756?
38.4
Median Age
46.9%
Male
53.1%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,663
Median Household Income
-8% vs state
$35,547
Per Capita Income
18.1%
Poverty Rate
6.7%
Unemployment Rate
33.8 min
Mean Commute Time
How ZIP 28756 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$63,663 36th percentile higher than 36% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,444
Total Housing Units
1,834
Occupied Units
610
Vacant Units
2.55
Avg Household Size
Occupancy Type
$277,600
Median Home Value
+7% vs state
$644
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 66 business establishments in ZIP 28756, employing approximately 493 people with a combined annual payroll of $21,354,000.
66
Businesses
493
Employees
$21.4M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 15 | 22.7% |
| Other services (except public administration) | 8 | 12.1% |
| Agriculture, forestry, fishing and hunting | 7 | 10.6% |
| Administrative and support and waste management and remediation services | 7 | 10.6% |
| Health care and social assistance | 7 | 10.6% |
| Manufacturing | 5 | 7.6% |
| Wholesale trade | 5 | 7.6% |
| Retail trade | 5 | 7.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28756 vs 28746 →
ZIP 28756 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28782
Tryon (28782)
6,584 residents
- 28722
Columbus (28722)
6,371 residents
- 28756
Mill Spring (28756)
4,504 residents
- 28773
Saluda (28773)
3,378 residents
- 28746 2,388
Lake Lure (28746)
2,388 residents
- 28720 114
Chimney Rock (28720)
114 residents
What this shows Among its immediate neighbors, ZIP 28756 ranks #3 by population — useful context the national average alone can't give.
ZIP 28756 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28782
Tryon (28782)
$72,946 median income
- 28773
Saluda (28773)
$70,703 median income
- 28746
Lake Lure (28746)
$70,469 median income
- 28722
Columbus (28722)
$67,760 median income
- 28756
Mill Spring (28756)
$63,663 median income
- 28720
Chimney Rock (28720)
$63,438 median income
What this shows By household income, ZIP 28756 ranks #5 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 28756 in? ▼
What is the population of ZIP code 28756? ▼
What is the median household income in ZIP 28756? ▼
What is the average home value in ZIP 28756? ▼
What is the demographic makeup of ZIP 28756? ▼
How many businesses are in ZIP code 28756? ▼
What are the main industries in ZIP code 28756? ▼
What is the education level in ZIP code 28756? ▼
What is the average commute time in ZIP 28756? ▼
What percentage of residents own vs. rent in ZIP 28756? ▼
What is the poverty rate in ZIP code 28756? ▼
ZIP Code Research Guides
Official Data Resources for Mill Spring, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.