Mill Spring, NC · standard

ZIP Code 28756

Polk County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,504
19/sq mi
$63,663
Median income
$277,600
Median home value
19.4%
Bachelor's or higher

The verdict

Mill Spring pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
19
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28756 against every reporting US ZIP.

ZIP code 28756 is classified by USPS as a standard delivery area and covers roughly 232.2 square miles in Mill Spring, Polk County, North Carolina. The area is home to 4,504 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28756 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28756 sits at $63,663 (8% below the North Carolina average), while per-capita income is $35,547. The poverty rate stands at 18.1% and the unemployment rate at 6.7%. On housing, the median home value is $277,600 (7% above the state average) with median rent at $644 per month, and 75.1% of occupied units are owner-occupied, a direct signal of whether 28756 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 34 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Polk County, so you can benchmark 28756 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28756

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28756.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28756, Mill Spring, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,504

Population

232.2

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28756?

38.4

Median Age

46.9%

Male

53.1%

Female

6.3%

Foreign-Born

White 73.6%
African American 7.2%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.9%
Hispanic or Latino 16.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,663

Median Household Income

-8% vs state

$35,547

Per Capita Income

18.1%

Poverty Rate

6.7%

Unemployment Rate

33.8 min

Mean Commute Time

How ZIP 28756 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,663 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,444

Total Housing Units

1,834

Occupied Units

610

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 75.1%
Renter 24.9%

$277,600

Median Home Value

+7% vs state

$644

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 66 business establishments in ZIP 28756, employing approximately 493 people with a combined annual payroll of $21,354,000.

66

Businesses

493

Employees

$21.4M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 15 22.7%
Other services (except public administration) 8 12.1%
Agriculture, forestry, fishing and hunting 7 10.6%
Administrative and support and waste management and remediation services 7 10.6%
Health care and social assistance 7 10.6%
Manufacturing 5 7.6%
Wholesale trade 5 7.6%
Retail trade 5 7.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28756 vs 28746 →

ZIP 28756 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28756 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28756 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28756 ranks #5 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28746 Lake Lure, NC 2,388 7.8 mi
28782 Tryon, NC 6,584 7.9 mi
28722 Columbus, NC 6,371 8.4 mi
28720 Chimney Rock, NC 114 8.2 mi
28773 Saluda, NC 3,378 9.8 mi

More ZIP Codes in Polk County

Frequently Asked Questions

What county is ZIP code 28756 in?
ZIP code 28756 (Mill Spring) is located in Polk County, North Carolina. Polk County contains multiple ZIP codes, see the full list at /counties/polk-nc.
What is the population of ZIP code 28756?
ZIP code 28756 in Mill Spring, NC has a population of 4,504 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28756?
The median household income in ZIP 28756 is $63,663, which is 17% below the national average of $76,288.
What is the average home value in ZIP 28756?
The median home value in ZIP 28756 is $277,600, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 28756?
The largest racial group in ZIP 28756 is White at 73.6%. Hispanic or Latino residents make up 16.1% of the population.
How many businesses are in ZIP code 28756?
ZIP code 28756 has 66 business establishments employing approximately 493 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28756?
The top industries by establishment count in ZIP 28756 are: Construction (15), Other services (except public administration) (8), Agriculture, forestry, fishing and hunting (7). There are 8 industry sectors represented in total.
What is the education level in ZIP code 28756?
In ZIP code 28756, 59.0% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28756?
The mean commute time for workers in ZIP code 28756 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28756?
In ZIP code 28756, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28756?
The poverty rate in ZIP code 28756 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mill Spring, NC

Verify and explore additional data for this area using these official government sources.