ZIP Code 28720

ZIP code 28720 is classified by USPS as a standard delivery area and covers roughly 8.4 square miles in Chimney Rock, Rutherford County, North Carolina. The area is home to 114 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28720 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28720 sits at $63,438 (8% below the North Carolina average), while per-capita income is $64,609. The poverty rate stands at 7.2% and the unemployment rate at 0.0%. On housing, the median home value is $445,500 (72% above the state average) with median rent at $1,717 per month, and 65.8% of occupied units are owner-occupied, a direct signal of whether 28720 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.5% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rutherford County, so you can benchmark 28720 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →