Lake Toxaway, NC · standard
ZIP Code 28747
Transylvania County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,198
- 16/sq mi Moderate-density area
- $66,000
- Median income Near-median income area
- $294,600
- Median home value Near-median home value
- 27.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lake Toxaway pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 16
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28747 against every reporting US ZIP.
ZIP code 28747 covers 136.5 square miles in Lake Toxaway, Transylvania County, North Carolina (a standard USPS delivery area), with a modest 2,198 residents on file, a density of 16 people per square mile, in the New York time zone.
ZIP 28747 reports a modest median household income of $66,000 (5% below the average North Carolina ZIP), while per-capita income is $38,737. The poverty rate is 15.8%, with unemployment at 7.1%; those measures add context to the income figure. Median home value is $294,600 (14% above the average North Carolina ZIP); 94.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.9% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Transylvania County, so 28747 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28747
Top 5 sectors by establishment count in Lake Toxaway, NC
Which industries have the most business establishments in ZIP 28747.
- Construction
Construction
15 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28747, Lake Toxaway, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,198
Population
136.5
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28747?
48.9
Median Age
52.4%
Male
47.6%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,000
Median Household Income
-5% vs state ZIP avg
$38,737
Per Capita Income
15.8%
Poverty Rate
7.1%
Unemployment Rate
How ZIP 28747 ranks among North Carolina ZIPs
Lake Toxaway, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,000 Top 47% higher than 53% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,865housing units
1,865
Total Housing Units
830
Occupied Units
1,035
Vacant Units
2.43
Avg Household Size
Occupancy Type
$294,600
Median Home Value
+14% vs state ZIP avg
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 59 business establishments in ZIP 28747, employing approximately 382 people with a combined annual payroll of $16,092,000.
59
Businesses
382
Employees
$16.1M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 15 | 25.4% |
| Accommodation and food services | 9 | 15.3% |
| Administrative and support and waste management and remediation services | 6 | 10.2% |
| Other services (except public administration) | 6 | 10.2% |
| Real estate and rental and leasing | 5 | 8.5% |
| Professional, scientific, and technical services | 5 | 8.5% |
| Retail trade | 3 | 5.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28747 vs 28772 →
ZIP 28747 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28747
Lake Toxaway (28747)
2,198 residents
- 28783
Tuckasegee (28783)
1,593 residents
- 28772
Rosman (28772)
1,239 residents
- 28774
Sapphire (28774)
1,013 residents
- 28708 754
Balsam Grove (28708)
754 residents
What this shows Among its immediate neighbors, ZIP 28747 ranks the most populous - useful context the national average alone can't give.
ZIP 28747 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28774
Sapphire (28774)
$154,635 median income
- 28772
Rosman (28772)
$74,583 median income
- 28708
Balsam Grove (28708)
$70,435 median income
- 28747
Lake Toxaway (28747)
$66,000 median income
- 28783 $51,350
Tuckasegee (28783)
$51,350 median income
What this shows By household income, ZIP 28747 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28747, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,198 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Transylvania County
Related Areas
Frequently Asked Questions
What county is ZIP code 28747 in?
ZIP code 28747 (Lake Toxaway) is located in Transylvania County, North Carolina. Transylvania County contains multiple ZIP codes, see the full list at /counties/transylvania-nc.
What is the population of ZIP code 28747?
ZIP code 28747 in Lake Toxaway, NC has a population of 2,198 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28747?
The median household income in ZIP 28747 is $66,000, which is 13% below the national average of $76,288.
What is the average home value in ZIP 28747?
The median home value in ZIP 28747 is $294,600, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 28747?
The largest racial group in ZIP 28747 is White at 95.6%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 28747?
ZIP code 28747 has 59 business establishments employing approximately 382 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28747?
The top industries by establishment count in ZIP 28747 are: Construction (15), Accommodation and food services (9), Administrative and support and waste management and remediation services (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 28747?
In ZIP code 28747, 55.4% of residents aged 25+ have a high school diploma or higher, and 27.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28747?
In ZIP code 28747, approximately 94.2% of occupied housing units are owner-occupied and 5.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28747?
The poverty rate in ZIP code 28747 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28747's numbers, next.
- See how ZIP 28747 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Toxaway, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.