Balsam Grove, NC · standard

ZIP Code 28708

Transylvania County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

754
6/sq mi
$70,435
Median income
$242,900
Median home value
15.4%
Bachelor's or higher

The verdict

Balsam Grove pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
6
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28708 against every reporting US ZIP.

ZIP code 28708 is classified by USPS as a standard delivery area and covers roughly 125.7 square miles in Balsam Grove, Transylvania County, North Carolina. The area is home to 754 residents, producing a population density of 6 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28708 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28708 sits at $70,435 (2% above the North Carolina average), while per-capita income is $29,174. The poverty rate stands at 12.5% and the unemployment rate at 0.0%. On housing, the median home value is $242,900 (6% below the state average) with median rent at per month, and 97.1% of occupied units are owner-occupied, a direct signal of whether 28708 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.4% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is . We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Transylvania County, so you can benchmark 28708 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28708, Balsam Grove, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

754

Population

125.7

Area (sq mi)

6

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28708?

44.2

Median Age

50.4%

Male

49.6%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,435

Median Household Income

+2% vs state

$29,174

Per Capita Income

12.5%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 28708 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,435 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.6%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

374

Total Housing Units

174

Occupied Units

200

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 97.1%
Renter 2.9%

$242,900

Median Home Value

-6% vs state

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 11 business establishments in ZIP 28708, employing approximately 36 people with a combined annual payroll of $1,283,000.

11

Businesses

36

Employees

$1.3M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 36.4%
Retail trade 3 27.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28708 vs 28747 →

ZIP 28708 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28708 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28708 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28708 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28747 Lake Toxaway, NC 2,198 8.6 mi
28712 Brevard, NC 19,347 8.7 mi

More ZIP Codes in Transylvania County

Frequently Asked Questions

What county is ZIP code 28708 in?
ZIP code 28708 (Balsam Grove) is located in Transylvania County, North Carolina. Transylvania County contains multiple ZIP codes, see the full list at /counties/transylvania-nc.
What is the population of ZIP code 28708?
ZIP code 28708 in Balsam Grove, NC has a population of 754 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28708?
The median household income in ZIP 28708 is $70,435, which is 8% below the national average of $76,288.
What is the average home value in ZIP 28708?
The median home value in ZIP 28708 is $242,900, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 28708?
The largest racial group in ZIP 28708 is White at 100.0%.
How many businesses are in ZIP code 28708?
ZIP code 28708 has 11 business establishments employing approximately 36 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 28708?
In ZIP code 28708, 46.6% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28708?
In ZIP code 28708, approximately 97.1% of occupied housing units are owner-occupied and 2.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28708?
The poverty rate in ZIP code 28708 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Balsam Grove, NC

Verify and explore additional data for this area using these official government sources.