ZIP Code 28781

ZIP code 28781 is classified by USPS as a standard delivery area and covers roughly 204.1 square miles in Topton, Macon County, North Carolina. The area is home to 939 residents, producing a population density of 5 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28781 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28781 sits at $62,045 (10% below the North Carolina average), while per-capita income is $39,103. The poverty rate stands at 3.9% and the unemployment rate at 4.6%. On housing, the median home value is $276,800 (7% above the state average) with median rent at $823 per month, and 83.0% of occupied units are owner-occupied, a direct signal of whether 28781 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.9% of adults hold a bachelor's degree or higher, the median age is 59, and the average commute is —. Use the benchmarks above to see where 28781 sits relative to North Carolina and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →