Residential delivery area · North Carolina
ZIP Code 28781: Topton, NC
ZIP code 28781 uses the postal name Topton, North Carolina and lies entirely in Macon County (Census 2020 ZIP-county file). About 880 people live there (Census Bureau, ACS 2020-2024). Median household income is $62,045 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Topton · its only residential ZIP
- County
- Macon County
- House district
- NC-11 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 71.6 sq mi · 12 people per sq mi
Where is ZIP code 28781?
28781 centers on 35.224°, -83.635° and covers 71.6 square miles of land plus 2.4 of water. It borders 5 ZIP codes: 28901, 28734, 28713, 28904, 28771.
The map draws ZIP code areas only. For the streets inside 28781, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28781 compare with the rest of Macon County?
| Measure | 28781 | In Macon County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 881 | 4th of 5 | 698th of 853 |
| Median household income | $62k | not ranked | not ranked |
| Median home value | $277k | not ranked | not ranked |
28781's income and home value are not ranked: it has fewer than 1,000 residents (881). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 19% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28781?
The 2020 Census counted 760 people in 28781; the ACS, which samples households over 2020-2024, estimates 881. Between the 2010 and 2020 censuses its population fell 19.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 881±321 (90% margin)
- 2020 Census count
- 760−19.1% since 2010 (939)
- Households
- 494
- Median age
- 59.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28781?
Of the 881 people the ACS estimates in 28781, 8.7% are under 18 and 39.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.6%).
- Under 188.7%
- 18 to 6451.6%
- 65 and older39.6%
- White, not Hispanic86.6%
- Other or two or more9.5%
- Hispanic or Latino3.9%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28781 earn?
Median household income is $62,045 (ACS 2020-2024). It is not measurably different from 2015-2019 ($32,681 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $62,045±$39,407
- Income per person
- $39,103
- Below the poverty line
- 3.9%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 35.9%
- Adjusted gross income per tax return, 2022
- $59,815340 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28781?
- Median home value (owners' estimate)
- $276,800
- Median gross rent
- $823
- Homes owned by their occupants
- 83.0%
- Housing units
- 906
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28781?
19 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services4
- Real estate and rental and leasing3
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28781?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28901 | Andrews | 5,552 | $45k | 9.7 mi |
| 28734 | Franklin | 29,659 | $54k | 11.6 mi |
| 28713 | Bryson City | 8,425 | $51k | 12.0 mi |
| 28904 | Hayesville | 10,050 | $57k | 12.1 mi |
| 28771 | Robbinsville | 7,567 | $49k | 14.8 mi |
| 28702 | Almond | 588 | $37k | 10.8 mi (near) |
| 28733 | Fontana Dam | 63 | $150k | 16.2 mi (near) |
| 28763 | Otto | 2,688 | $72k | 16.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.