PlainZIP

Bryson City, NC · standard

ZIP Code 28713

Swain County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,686
25/sq mi
$50,882
Median income
$221,900
Median home value
23.7%
Bachelor's or higher

The verdict

Bryson City pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
25
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28713 against every reporting US ZIP.

ZIP code 28713 is a mid-sized community (a standard USPS delivery area) in Bryson City, Swain County, North Carolina, home to 8,686 residents across 353.1 square miles, a density of 25 people per square mile, in the New York time zone.

ZIP 28713 reports a modest median household income of $50,882 (26% below the North Carolina average), while per-capita income is $34,646. 17.0% of residents live below the poverty line, and the unemployment rate reads 5.7%. Median home value sits at $221,900 (14% below the state average), median rent at $732 a month, and owner-occupancy at 72.3%.

Educational attainment sits below the national norm: 23.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Swain County, letting you compare 28713 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28713

Top 5 sectors by establishment count in Bryson City, NC

Which industries have the most business establishments in ZIP 28713.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28713, Bryson City, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,686

Population

353.1

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28713?

47.1

Median Age

45.8%

Male

54.2%

Female

2.1%

Foreign-Born

White 79.4%
African American 3.1%
Asian 0.3%
American Indian or Alaska Native 8.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,882

Median Household Income

-26% vs state

$34,646

Per Capita Income

17.0%

Poverty Rate

5.7%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 28713 ranks nationally

Bryson City, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,882 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 23.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,884

Total Housing Units

3,827

Occupied Units

2,057

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 72.3%
Renter 27.7%

$221,900

Median Home Value

-14% vs state

$732

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 28713 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 174
2021 +10.6% 193
2022 +28.7% 248
2023 +14.5% 284
2024 +4.3% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 259 business establishments in ZIP 28713, employing approximately 2,105 people with a combined annual payroll of $70,733,000.

259

Businesses

2,105

Employees

$70.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 51 19.7%
Accommodation and food services 42 16.2%
Construction 37 14.3%
Health care and social assistance 26 10.0%
Other services (except public administration) 25 9.7%
Real estate and rental and leasing 14 5.4%
Professional, scientific, and technical services 13 5.0%
Arts, entertainment, and recreation 11 4.3%
Administrative and support and waste management and remediation services 10 3.9%
Transportation and warehousing 7 2.7%
Finance and insurance 7 2.7%
Manufacturing 6 2.3%
Educational services 4 1.5%
Wholesale trade 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28713 vs 28702 →

ZIP Code City Population Distance
28702 Almond, NC 366 7.0 mi

More ZIP Codes in Swain County

28719 standard
Cherokee, NC
Pop: 8,048

Related Areas

Swain County Bryson City, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28713 in? ▼
ZIP code 28713 (Bryson City) is located in Swain County, North Carolina. Swain County contains multiple ZIP codes, see the full list at /counties/swain-nc.
What is the population of ZIP code 28713? ▼
ZIP code 28713 in Bryson City, NC has a population of 8,686 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28713? ▼
The median household income in ZIP 28713 is $50,882, which is 33% below the national average of $76,288.
What is the average home value in ZIP 28713? ▼
The median home value in ZIP 28713 is $221,900, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 28713? ▼
The largest racial group in ZIP 28713 is White at 79.4%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 28713? ▼
ZIP code 28713 has 259 business establishments employing approximately 2,105 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28713? ▼
The top industries by establishment count in ZIP 28713 are: Retail trade (51), Accommodation and food services (42), Construction (37). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 28713? ▼
According to the FHFA House Price Index, home values in ZIP 28713 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28713? ▼
In ZIP code 28713, 53.9% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28713? ▼
The mean commute time for workers in ZIP code 28713 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28713? ▼
In ZIP code 28713, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28713? ▼
The poverty rate in ZIP code 28713 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.