Bryson City, NC · standard

ZIP Code 28713

Swain County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,686
25/sq mi
$50,882
Median income
$221,900
Median home value
23.7%
Bachelor's or higher

The verdict

Bryson City pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
25
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28713 against every reporting US ZIP.

ZIP code 28713 is classified by USPS as a standard delivery area and covers roughly 353.1 square miles in Bryson City, Swain County, North Carolina. The area is home to 8,686 residents, producing a population density of 25 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28713 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28713 sits at $50,882 (26% below the North Carolina average), while per-capita income is $34,646. The poverty rate stands at 17.0% and the unemployment rate at 5.7%. On housing, the median home value is $221,900 (14% below the state average) with median rent at $732 per month, and 72.3% of occupied units are owner-occupied, a direct signal of whether 28713 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Swain County, so you can benchmark 28713 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28713

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28713.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28713, Bryson City, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,686

Population

353.1

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28713?

47.1

Median Age

45.8%

Male

54.2%

Female

2.1%

Foreign-Born

White 79.4%
African American 3.1%
Asian 0.3%
American Indian or Alaska Native 8.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,882

Median Household Income

-26% vs state

$34,646

Per Capita Income

17.0%

Poverty Rate

5.7%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 28713 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$50,882 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 23.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,884

Total Housing Units

3,827

Occupied Units

2,057

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 72.3%
Renter 27.7%

$221,900

Median Home Value

-14% vs state

$732

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 28713 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 174
2021 +10.6% 193
2022 +28.7% 248
2023 +14.5% 284
2024 +4.3% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 259 business establishments in ZIP 28713, employing approximately 2,105 people with a combined annual payroll of $70,733,000.

259

Businesses

2,105

Employees

$70.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 51 19.7%
Accommodation and food services 42 16.2%
Construction 37 14.3%
Health care and social assistance 26 10.0%
Other services (except public administration) 25 9.7%
Real estate and rental and leasing 14 5.4%
Professional, scientific, and technical services 13 5.0%
Arts, entertainment, and recreation 11 4.3%
Administrative and support and waste management and remediation services 10 3.9%
Transportation and warehousing 7 2.7%
Finance and insurance 7 2.7%
Manufacturing 6 2.3%
Educational services 4 1.5%
Wholesale trade 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28713 vs 28702 →

ZIP Code City Population Distance
28702 Almond, NC 366 7.0 mi

More ZIP Codes in Swain County

Frequently Asked Questions

What county is ZIP code 28713 in?
ZIP code 28713 (Bryson City) is located in Swain County, North Carolina. Swain County contains multiple ZIP codes, see the full list at /counties/swain-nc.
What is the population of ZIP code 28713?
ZIP code 28713 in Bryson City, NC has a population of 8,686 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28713?
The median household income in ZIP 28713 is $50,882, which is 33% below the national average of $76,288.
What is the average home value in ZIP 28713?
The median home value in ZIP 28713 is $221,900, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 28713?
The largest racial group in ZIP 28713 is White at 79.4%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 28713?
ZIP code 28713 has 259 business establishments employing approximately 2,105 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28713?
The top industries by establishment count in ZIP 28713 are: Retail trade (51), Accommodation and food services (42), Construction (37). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 28713?
According to the FHFA House Price Index, home values in ZIP 28713 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28713?
In ZIP code 28713, 53.9% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28713?
The mean commute time for workers in ZIP code 28713 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28713?
In ZIP code 28713, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28713?
The poverty rate in ZIP code 28713 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bryson City, NC

Verify and explore additional data for this area using these official government sources.