Bryson City, NC · standard
ZIP Code 28713
Swain County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,686
- 25/sq mi Moderate-density area
- $50,882
- Median income Below-median income area
- $221,900
- Median home value Near-median home value
- 23.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Bryson City pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 25
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28713 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28713 (Bryson City, NC) rose +4.3% from 2023 to 2024. The all-transactions index moved from 284.2 in 2023 to 296.4 in 2024 (2000 = 100).
ZIP code 28713 is a mid-sized community (a standard USPS delivery area) in Bryson City, Swain County, North Carolina, home to 8,686 residents across 353.1 square miles, a density of 25 people per square mile, in the New York time zone.
ZIP 28713 reports a modest median household income of $50,882 (26% below the average North Carolina ZIP), while per-capita income is $34,646. The poverty rate is 17.0%, with unemployment at 5.7%; those measures add context to the income figure. Median home value is $221,900 (14% below the average North Carolina ZIP) and median rent is $732; 72.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 1 more in Swain County, so 28713 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28713
Top 5 sectors by establishment count in Bryson City, NC
Which industries have the most business establishments in ZIP 28713.
- Retail trade
Retail trade
51 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
- Construction
Construction
37 establishments
- Health care and social assistance
Health care and social assistance
26 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28713, Bryson City, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,686
Population
353.1
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28713?
47.1
Median Age
45.8%
Male
54.2%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,882
Median Household Income
-26% vs state ZIP avg
$34,646
Per Capita Income
17.0%
Poverty Rate
5.7%
Unemployment Rate
24.2 min
Mean Commute Time
How ZIP 28713 ranks among North Carolina ZIPs
Bryson City, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,882 19th percentile higher than 19% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,884housing units
5,884
Total Housing Units
3,827
Occupied Units
2,057
Vacant Units
2.15
Avg Household Size
Occupancy Type
$221,900
Median Home Value
-14% vs state ZIP avg
$732
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
296
HPI Index (2000 = 100)
+196%
Total Change Since 2000
Home values in ZIP 28713 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 174 |
| 2021 | +10.6% | 193 |
| 2022 | +28.7% | 248 |
| 2023 | +14.5% | 284 |
| 2024 | +4.3% | 296 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 259 business establishments in ZIP 28713, employing approximately 2,105 people with a combined annual payroll of $70,733,000.
259
Businesses
2,105
Employees
$70.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 51 | 19.7% |
| Accommodation and food services | 42 | 16.2% |
| Construction | 37 | 14.3% |
| Health care and social assistance | 26 | 10.0% |
| Other services (except public administration) | 25 | 9.7% |
| Real estate and rental and leasing | 14 | 5.4% |
| Professional, scientific, and technical services | 13 | 5.0% |
| Arts, entertainment, and recreation | 11 | 4.3% |
| Administrative and support and waste management and remediation services | 10 | 3.9% |
| Transportation and warehousing | 7 | 2.7% |
| Finance and insurance | 7 | 2.7% |
| Manufacturing | 6 | 2.3% |
| Educational services | 4 | 1.5% |
| Wholesale trade | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28713 vs 28702 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28702 | Almond, NC | 366 | 7.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28713, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,686 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Swain County
Related Areas
Frequently Asked Questions
What county is ZIP code 28713 in?
ZIP code 28713 (Bryson City) is located in Swain County, North Carolina. Swain County contains multiple ZIP codes, see the full list at /counties/swain-nc.
What is the population of ZIP code 28713?
ZIP code 28713 in Bryson City, NC has a population of 8,686 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28713?
The median household income in ZIP 28713 is $50,882, which is 33% below the national average of $76,288.
What is the average home value in ZIP 28713?
The median home value in ZIP 28713 is $221,900, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 28713?
The largest racial group in ZIP 28713 is White at 79.4%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 28713?
ZIP code 28713 has 259 business establishments employing approximately 2,105 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28713?
The top industries by establishment count in ZIP 28713 are: Retail trade (51), Accommodation and food services (42), Construction (37). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 28713?
According to the FHFA House Price Index, home values in ZIP 28713 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28713?
In ZIP code 28713, 53.9% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28713?
The mean commute time for workers in ZIP code 28713 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28713?
In ZIP code 28713, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28713?
The poverty rate in ZIP code 28713 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28713's numbers, next.
- See how ZIP 28713 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bryson City, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.