Cherokee, NC · standard

ZIP Code 28719

Swain County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,048
23/sq mi
$60,658
Median income
$188,400
Median home value
17.7%
Bachelor's or higher

The verdict

Cherokee pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
40th pct
home value, US ZIPs
23
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28719 against every reporting US ZIP.

ZIP code 28719 is classified by USPS as a standard delivery area and covers roughly 349.9 square miles in Cherokee, Swain County, North Carolina. The area is home to 8,048 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28719 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28719 sits at $60,658 (12% below the North Carolina average), while per-capita income is $27,051. The poverty rate stands at 17.7% and the unemployment rate at 9.5%. On housing, the median home value is $188,400 (27% below the state average) with median rent at $892 per month, and 73.5% of occupied units are owner-occupied, a direct signal of whether 28719 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.7% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is . We also surface 2 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Swain County, so you can benchmark 28719 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28719

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28719.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28719, Cherokee, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,048

Population

349.9

Area (sq mi)

23

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28719?

36.5

Median Age

49.4%

Male

50.6%

Female

4.7%

Foreign-Born

White 11.5%
African American 1.5%
Asian 3.4%
American Indian or Alaska Native 74.3%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 7.7%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,658

Median Household Income

-12% vs state

$27,051

Per Capita Income

17.7%

Poverty Rate

9.5%

Unemployment Rate

How ZIP 28719 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,658 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.8%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,215

Total Housing Units

2,820

Occupied Units

395

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$188,400

Median Home Value

-27% vs state

$892

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 138 business establishments in ZIP 28719, employing approximately 5,110 people with a combined annual payroll of $234,876,000.

138

Businesses

5,110

Employees

$234.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 47 34.1%
Retail trade 46 33.3%
Construction 7 5.1%
Other services (except public administration) 7 5.1%
Administrative and support and waste management and remediation services 6 4.3%
Health care and social assistance 6 4.3%
Arts, entertainment, and recreation 6 4.3%
Professional, scientific, and technical services 5 3.6%
Finance and insurance 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28719 vs 28789 →

ZIP 28719 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28719 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28719 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28719 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28789 Whittier, NC 5,097 7.7 mi
28725 Dillsboro, NC 43 10.9 mi

More ZIP Codes in Swain County

Frequently Asked Questions

What county is ZIP code 28719 in?
ZIP code 28719 (Cherokee) is located in Swain County, North Carolina. Swain County contains multiple ZIP codes, see the full list at /counties/swain-nc.
What is the population of ZIP code 28719?
ZIP code 28719 in Cherokee, NC has a population of 8,048 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28719?
The median household income in ZIP 28719 is $60,658, which is 20% below the national average of $76,288.
What is the average home value in ZIP 28719?
The median home value in ZIP 28719 is $188,400, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 28719?
The largest racial group in ZIP 28719 is American Indian or Alaska Native at 74.3%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 28719?
ZIP code 28719 has 138 business establishments employing approximately 5,110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28719?
The top industries by establishment count in ZIP 28719 are: Accommodation and food services (47), Retail trade (46), Construction (7). There are 9 industry sectors represented in total.
What is the education level in ZIP code 28719?
In ZIP code 28719, 57.8% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28719?
In ZIP code 28719, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28719?
The poverty rate in ZIP code 28719 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cherokee, NC

Verify and explore additional data for this area using these official government sources.