Cherokee, NC · standard
ZIP Code 28719
Swain County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,048
- 23/sq mi
- $60,658
- Median income
- $188,400
- Median home value
- 17.7%
- Bachelor's or higher
The verdict
Cherokee pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 23
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28719 against every reporting US ZIP.
ZIP code 28719 is classified by USPS as a standard delivery area and covers roughly 349.9 square miles in Cherokee, Swain County, North Carolina. The area is home to 8,048 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28719 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28719 sits at $60,658 (12% below the North Carolina average), while per-capita income is $27,051. The poverty rate stands at 17.7% and the unemployment rate at 9.5%. On housing, the median home value is $188,400 (27% below the state average) with median rent at $892 per month, and 73.5% of occupied units are owner-occupied, a direct signal of whether 28719 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.7% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Swain County, so you can benchmark 28719 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28719
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28719.
- Accommodation and food services
Accommodation and food services
47 establishments
- Retail trade
Retail trade
46 establishments
- Construction 7
Construction
7 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28719, Cherokee, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,048
Population
349.9
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28719?
36.5
Median Age
49.4%
Male
50.6%
Female
4.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,658
Median Household Income
-12% vs state
$27,051
Per Capita Income
17.7%
Poverty Rate
9.5%
Unemployment Rate
How ZIP 28719 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$60,658 30th percentile higher than 30% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,215
Total Housing Units
2,820
Occupied Units
395
Vacant Units
2.35
Avg Household Size
Occupancy Type
$188,400
Median Home Value
-27% vs state
$892
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 138 business establishments in ZIP 28719, employing approximately 5,110 people with a combined annual payroll of $234,876,000.
138
Businesses
5,110
Employees
$234.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 47 | 34.1% |
| Retail trade | 46 | 33.3% |
| Construction | 7 | 5.1% |
| Other services (except public administration) | 7 | 5.1% |
| Administrative and support and waste management and remediation services | 6 | 4.3% |
| Health care and social assistance | 6 | 4.3% |
| Arts, entertainment, and recreation | 6 | 4.3% |
| Professional, scientific, and technical services | 5 | 3.6% |
| Finance and insurance | 3 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28719 vs 28789 →
ZIP 28719 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28719
Cherokee (28719)
8,048 residents
- 28789
Whittier (28789)
5,097 residents
- 28725 43
Dillsboro (28725)
43 residents
What this shows Among its immediate neighbors, ZIP 28719 ranks the most populous — useful context the national average alone can't give.
ZIP 28719 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28719
Cherokee (28719)
$60,658 median income
- 28725
Dillsboro (28725)
$57,750 median income
- 28789
Whittier (28789)
$51,713 median income
What this shows By household income, ZIP 28719 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Swain County
Related Areas
Frequently Asked Questions
What county is ZIP code 28719 in? ▼
What is the population of ZIP code 28719? ▼
What is the median household income in ZIP 28719? ▼
What is the average home value in ZIP 28719? ▼
What is the demographic makeup of ZIP 28719? ▼
How many businesses are in ZIP code 28719? ▼
What are the main industries in ZIP code 28719? ▼
What is the education level in ZIP code 28719? ▼
What percentage of residents own vs. rent in ZIP 28719? ▼
What is the poverty rate in ZIP code 28719? ▼
ZIP Code Research Guides
Official Data Resources for Cherokee, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.