Residential delivery area · South Carolina

ZIP Code 29045: Elgin, SC

ZIP code 29045 uses the postal name Elgin, South Carolina and lies mostly in Kershaw County (65% of its land), reaching into Richland County and Fairfield County (Census 2020 ZIP-county file). About 31,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $87,366 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Columbia (5%) and Elgin (2%), and 1% in smaller places; 92% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: South Carolina, District of Columbia, Maryland, North Carolina, Virginia and West Virginia
290sectional center: Columbia, SC (SCF 290)
45delivery area within it
Town
Elgin · its only residential ZIP
Census places
Columbia (5%); Elgin (2%)
Neighborhoods
Blaney West, Highland Farms, Jeffers Place, Pine Valley, Tupelo Creek, Tupelo Hills and 1 more GeoNames
Metro area
Columbia, SC
House districts
SC-5 (67%), SC-2 (33%) 119th Congress, by share of land
Time zone
Eastern
Land area
67.9 sq mi · 462 people per sq mi

Where is ZIP code 29045?

29045 centers on 34.185°, -80.805° and covers 67.9 square miles of land plus 0.9 of water. It borders 5 ZIP codes: 29229, 29078, 29207, 29016, 29130.

29016 · Blythewood29078 · Lugoff29130 · Ridgeway29207 · Columbia29229 · Columbia29045 · Elgin (this ZIP)29045291302907829016292072922929016 · Blythewood29078 · Lugoff29130 · Ridgeway29207 · Columbia29229 · Columbia29045 · Elgin (this ZIP)29045291302907829016292072922929016 · Blythewood29078 · Lugoff29130 · Ridgeway29207 · Columbia29229 · Columbia29045 · Elgin (this ZIP)290452913029078290162920729229
Shaded by median household income, in national fifths (ACS 2020-2024); 29045 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 29045, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 29045 compare with the rest of Kershaw County?

Rank of 29045 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure29045In Kershaw CountyIn SC
People (ACS 2020-2024)31,3721st of 1255th of 424
Median household income$87k1st of 1032nd of 265
Median home value$266k1st of 779th of 260

Its median household income is higher than in 71% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 29045?

The 2020 Census counted 27,723 people in 29045; the ACS, which samples households over 2020-2024, estimates 31,372. Between the 2010 and 2020 censuses its population grew 26.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
31,372
2020 Census count
27,723+26.8% since 2010 (21,871)
Households
11,680
Median age
37.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 29045?

Of the 31,372 people the ACS estimates in 29045, 24.9% are under 18 and 11.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (52.2%), then Black (not Hispanic) (33.3%).

  • Under 1824.9%
  • 18 to 6463.4%
  • 65 and older11.8%
Age of the people of 29045 (ACS 2020-2024, B01001)
  • White, not Hispanic52.2%
  • Black, not Hispanic33.3%
  • Hispanic or Latino7.6%
  • Other or two or more4.3%
  • Asian, not Hispanic2.6%
Race and Hispanic origin in 29045 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 29045 earn?

Median household income is $87,366 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Kershaw County. It rose from $75,776 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$87,366
Income per person
$41,771
Below the poverty line
11.1%
Unemployed (of the labor force)
5.9%
Adults 25+ with a bachelor's degree
33.2%
Adjusted gross income per tax return, 2022
$75,76114,700 returns; wages 73% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 29045?

FHFA's house price index for 29045, built from repeat sales and appraisals of the same homes, rose 86% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +0.6% in 2025.

Median home value (owners' estimate)
$266,400
Median gross rent
$1,321
Homes owned by their occupants
85.2%
Housing units
12,312
0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 29045; 2025: 302.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 29045?

366 business establishments had a location in this ZIP code in 2023, 95 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction71
  • Retail trade44
  • Professional, scientific, and technical services36
  • Health care and social assistance33
  • Accommodation and food services32
  • Other services (except public administration)29

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 29045?

ZIP codes that share a boundary with 29045, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
29229Columbia51,861$74k5.8 mi
29078Lugoff16,283$68k6.0 mi
29207Columbia8,012–10.1 mi
29016Blythewood30,454$95k10.8 mi
29130Ridgeway6,252$64k11.0 mi
29223Columbia53,074$62k9.1 mi (near)
29206Columbia19,759$92k14.0 mi (near)
29203Columbia40,653$46k14.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.