Elgin, SC · standard
ZIP Code 29045
Kershaw County, South Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,871
- 121/sq mi
- $87,366
- Median income
- $266,400
- Median home value
- 33.2%
- Bachelor's or higher
The verdict
Elgin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 121
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 29045 against every reporting US ZIP.
ZIP code 29045 is classified by USPS as a standard delivery area and covers roughly 181.4 square miles in Elgin, Kershaw County, South Carolina. The area is home to 21,871 residents, producing a population density of 121 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 29045 against South Carolina and the nation.
On the economic side, the median household income for ZIP 29045 sits at $87,366 (37% above the South Carolina average), while per-capita income is $41,771. The poverty rate stands at 11.1% and the unemployment rate at 5.7%. On housing, the median home value is $266,400 (18% above the state average) with median rent at $1,321 per month, and 85.2% of occupied units are owner-occupied, a direct signal of whether 29045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.2% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kershaw County, so you can benchmark 29045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 29045
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 29045.
- Construction
Construction
71 establishments
- Retail trade
Retail trade
44 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
- Health care and social assistance
Health care and social assistance
33 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 29045, Elgin, SC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
21,871
Population
181.4
Area (sq mi)
121
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 29045?
37.7
Median Age
49.7%
Male
50.3%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,366
Median Household Income
+37% vs state
$41,771
Per Capita Income
11.1%
Poverty Rate
5.7%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 29045 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$87,366 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,312
Total Housing Units
11,680
Occupied Units
632
Vacant Units
2.68
Avg Household Size
Occupancy Type
$266,400
Median Home Value
+18% vs state
$1,321
Median Rent
2005
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.8%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 29045 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 141 |
| 2021 | +11.8% | 157 |
| 2022 | +16.9% | 184 |
| 2023 | +1.7% | 187 |
| 2024 | +14.8% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 366 business establishments in ZIP 29045, employing approximately 3,269 people with a combined annual payroll of $147,771,000.
366
Businesses
3,269
Employees
$147.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 71 | 19.4% |
| Retail trade | 44 | 12.0% |
| Professional, scientific, and technical services | 36 | 9.8% |
| Health care and social assistance | 33 | 9.0% |
| Accommodation and food services | 32 | 8.7% |
| Other services (except public administration) | 29 | 7.9% |
| Administrative and support and waste management and remediation services | 27 | 7.4% |
| Real estate and rental and leasing | 25 | 6.8% |
| Finance and insurance | 17 | 4.6% |
| Transportation and warehousing | 14 | 3.8% |
| Manufacturing | 8 | 2.2% |
| Wholesale trade | 7 | 1.9% |
| Information | 6 | 1.6% |
| Educational services | 5 | 1.4% |
| Arts, entertainment, and recreation | 5 | 1.4% |
| Industries not classified | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 29045 vs 29078 →
ZIP 29045 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 29223
Columbia (29223)
50,141 residents
- 29229
Columbia (29229)
44,229 residents
- 29045
Elgin (29045)
21,871 residents
- 29078 15,293
Lugoff (29078)
15,293 residents
- 29207 11,592
Columbia (29207)
11,592 residents
- 29130 6,655
Ridgeway (29130)
6,655 residents
What this shows Among its immediate neighbors, ZIP 29045 ranks #3 by population — useful context the national average alone can't give.
ZIP 29045 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 29045
Elgin (29045)
$87,366 median income
- 29229
Columbia (29229)
$74,043 median income
- 29078
Lugoff (29078)
$67,727 median income
- 29130
Ridgeway (29130)
$63,963 median income
- 29223
Columbia (29223)
$62,408 median income
What this shows By household income, ZIP 29045 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Kershaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 29045 in? ▼
What is the population of ZIP code 29045? ▼
What is the median household income in ZIP 29045? ▼
What is the average home value in ZIP 29045? ▼
What is the demographic makeup of ZIP 29045? ▼
How many businesses are in ZIP code 29045? ▼
What are the main industries in ZIP code 29045? ▼
How have home values changed in ZIP code 29045? ▼
What is the education level in ZIP code 29045? ▼
What is the average commute time in ZIP 29045? ▼
What percentage of residents own vs. rent in ZIP 29045? ▼
What is the poverty rate in ZIP code 29045? ▼
ZIP Code Research Guides
Official Data Resources for Elgin, SC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.