PlainZIP

Elgin, SC · standard

ZIP Code 29045

Kershaw County, South Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,871
121/sq mi
$87,366
Median income
$266,400
Median home value
33.2%
Bachelor's or higher

The verdict

Elgin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 39%
home value, US ZIPs
121
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 29045 against every reporting US ZIP.

ZIP code 29045 is a densely settled ZIP (a standard USPS delivery area) in Elgin, Kershaw County, South Carolina, with 21,871 residents across 181.4 square miles, a density of 121 people per square mile, in the New York time zone.

ZIP 29045 lands in the middle-income range, with a median household income of $87,366 (37% above the South Carolina average), while per-capita income is $41,771. The poverty rate stands at 11.1% and the unemployment rate at 5.7%. The typical home here is valued at $266,400 (18% above the state average); renters pay a median of $1,321 monthly, and 85.2% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.2% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 29 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Kershaw County, letting you compare 29045 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 29045

Top 5 sectors by establishment count in Elgin, SC

Which industries have the most business establishments in ZIP 29045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 29045, Elgin, SC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,871

Population

181.4

Area (sq mi)

121

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 29045?

37.7

Median Age

49.7%

Male

50.3%

Female

6.0%

Foreign-Born

White 53.8%
African American 33.5%
Asian 2.6%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 7.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,366

Median Household Income

+37% vs state

$41,771

Per Capita Income

11.1%

Poverty Rate

5.7%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 29045 ranks nationally

Elgin, SC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,366 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 33.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,312

Total Housing Units

11,680

Occupied Units

632

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$266,400

Median Home Value

+18% vs state

$1,321

Median Rent

2005

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.8%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 29045 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 141
2021 +11.8% 157
2022 +16.9% 184
2023 +1.7% 187
2024 +14.8% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 366 business establishments in ZIP 29045, employing approximately 3,269 people with a combined annual payroll of $147,771,000.

366

Businesses

3,269

Employees

$147.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 71 19.4%
Retail trade 44 12.0%
Professional, scientific, and technical services 36 9.8%
Health care and social assistance 33 9.0%
Accommodation and food services 32 8.7%
Other services (except public administration) 29 7.9%
Administrative and support and waste management and remediation services 27 7.4%
Real estate and rental and leasing 25 6.8%
Finance and insurance 17 4.6%
Transportation and warehousing 14 3.8%
Manufacturing 8 2.2%
Wholesale trade 7 1.9%
Information 6 1.6%
Educational services 5 1.4%
Arts, entertainment, and recreation 5 1.4%
Industries not classified 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 29045 vs 29078 →

ZIP 29045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 29045 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 29045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 29045 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
29078 Lugoff, SC 15,293 6.3 mi
29229 Columbia, SC 44,229 5.4 mi
29207 Columbia, SC 11,592 9.9 mi
29223 Columbia, SC 50,141 8.9 mi
29130 Ridgeway, SC 6,655 11.0 mi

More ZIP Codes in Kershaw County

29020 standard
Camden, SC
Pop: 22,463
29078 standard
Lugoff, SC
Pop: 15,293
29032 standard
Cassatt, SC
Pop: 4,424
29009 standard
Bethune, SC
Pop: 2,440
29175 standard
Westville, SC
Pop: 378
29074 standard
Liberty Hill, SC
Pop: 241

Related Areas

Kershaw County Elgin, SC South Carolina

Frequently Asked Questions

What county is ZIP code 29045 in? ▼
ZIP code 29045 (Elgin) is located in Kershaw County, South Carolina. Kershaw County contains multiple ZIP codes, see the full list at /counties/kershaw-sc.
What is the population of ZIP code 29045? ▼
ZIP code 29045 in Elgin, SC has a population of 21,871 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 29045? ▼
The median household income in ZIP 29045 is $87,366, which is 15% above the national average of $76,288.
What is the average home value in ZIP 29045? ▼
The median home value in ZIP 29045 is $266,400, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 29045? ▼
The largest racial group in ZIP 29045 is White at 53.8%. Hispanic or Latino residents make up 7.6% of the population.
How many businesses are in ZIP code 29045? ▼
ZIP code 29045 has 366 business establishments employing approximately 3,269 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 29045? ▼
The top industries by establishment count in ZIP 29045 are: Construction (71), Retail trade (44), Professional, scientific, and technical services (36). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 29045? ▼
According to the FHFA House Price Index, home values in ZIP 29045 increased by 14.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 29045? ▼
In ZIP code 29045, 61.7% of residents aged 25+ have a high school diploma or higher, and 33.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 29045? ▼
The mean commute time for workers in ZIP code 29045 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 29045? ▼
In ZIP code 29045, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 29045? ▼
The poverty rate in ZIP code 29045 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.