Starke, FL · standard
ZIP Code 32091
Bradford County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,472
- 45/sq mi Moderate-density area
- $62,852
- Median income Near-median income area
- $206,200
- Median home value Near-median home value
- 18.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Starke pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 45
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32091 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32091 (Starke, FL) fell -12.8% from 2023 to 2024. The all-transactions index moved from 322.5 in 2023 to 281.3 in 2024 (2000 = 100).
ZIP code 32091 is a mid-sized community (a standard USPS delivery area) in Starke, Bradford County, Florida, home to 15,472 residents across 345.4 square miles, a density of 45 people per square mile, in the New York time zone.
ZIP 32091 reports a modest median household income of $62,852 (19% below the average Florida ZIP), while per-capita income is $29,320. The poverty rate is 16.6%, with unemployment at 4.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $206,200 (45% below the average Florida ZIP), and median rent is $830; owner occupancy is 66.0%.
Educational attainment sits below the national norm: 18.0% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 31 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Bradford County, so 32091 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32091
Top 5 sectors by establishment count in Starke, FL
Which industries have the most business establishments in ZIP 32091.
- Retail trade
Retail trade
64 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Accommodation and food services
Accommodation and food services
40 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
- Construction
Construction
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32091, Starke, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,472
Population
345.4
Area (sq mi)
45
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32091?
39.4
Median Age
46.8%
Male
53.2%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,852
Median Household Income
-19% vs state ZIP avg
$29,320
Per Capita Income
16.6%
Poverty Rate
4.6%
Unemployment Rate
31.2 min
Mean Commute Time
How ZIP 32091 ranks among Florida ZIPs
Starke, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,852 32nd percentile higher than 32% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,685housing units
6,685
Total Housing Units
5,517
Occupied Units
1,168
Vacant Units
2.55
Avg Household Size
Occupancy Type
$206,200
Median Home Value
-45% vs state ZIP avg
$830
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.8%
YoY Change (2024)
281
HPI Index (2000 = 100)
+181%
Total Change Since 2000
Home values in ZIP 32091 have decreased 12.8% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 189 |
| 2021 | +13.6% | 215 |
| 2022 | +30.5% | 280 |
| 2023 | +15.1% | 323 |
| 2024 | -12.8% | 281 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 351 business establishments in ZIP 32091, employing approximately 4,192 people with a combined annual payroll of $178,033,000.
351
Businesses
4,192
Employees
$178.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 64 | 18.2% |
| Other services (except public administration) | 52 | 14.8% |
| Accommodation and food services | 40 | 11.4% |
| Health care and social assistance | 36 | 10.3% |
| Construction | 34 | 9.7% |
| Professional, scientific, and technical services | 31 | 8.8% |
| Finance and insurance | 16 | 4.6% |
| Real estate and rental and leasing | 13 | 3.7% |
| Wholesale trade | 11 | 3.1% |
| Transportation and warehousing | 11 | 3.1% |
| Information | 11 | 3.1% |
| Administrative and support and waste management and remediation services | 11 | 3.1% |
| Manufacturing | 10 | 2.9% |
| Educational services | 4 | 1.1% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32091 vs 32044 →
ZIP 32091 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32091
Starke (32091)
15,472 residents
- 32694 2,142
Waldo (32694)
2,142 residents
- 32044 2,060
Hampton (32044)
2,060 residents
- 32026 1,959
Raiford (32026)
1,959 residents
What this shows Among its immediate neighbors, ZIP 32091 ranks the most populous - useful context the national average alone can't give.
ZIP 32091 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32091
Starke (32091)
$62,852 median income
- 32044
Hampton (32044)
$46,338 median income
- 32694
Waldo (32694)
$43,537 median income
What this shows By household income, ZIP 32091 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32091, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,472 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bradford County
Related Areas
Frequently Asked Questions
What county is ZIP code 32091 in?
ZIP code 32091 (Starke) is located in Bradford County, Florida. Bradford County contains multiple ZIP codes, see the full list at /counties/bradford-fl.
What is the population of ZIP code 32091?
ZIP code 32091 in Starke, FL has a population of 15,472 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32091?
The median household income in ZIP 32091 is $62,852, which is 18% below the national average of $76,288.
What is the average home value in ZIP 32091?
The median home value in ZIP 32091 is $206,200, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 32091?
The largest racial group in ZIP 32091 is White at 75.9%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 32091?
ZIP code 32091 has 351 business establishments employing approximately 4,192 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32091?
The top industries by establishment count in ZIP 32091 are: Retail trade (64), Other services (except public administration) (52), Accommodation and food services (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32091?
According to the FHFA House Price Index, home values in ZIP 32091 decreased by 12.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32091?
In ZIP code 32091, 60.6% of residents aged 25+ have a high school diploma or higher, and 18.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32091?
The mean commute time for workers in ZIP code 32091 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32091?
In ZIP code 32091, approximately 66.0% of occupied housing units are owner-occupied and 34.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32091?
The poverty rate in ZIP code 32091 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32091's numbers, next.
- See how ZIP 32091 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Starke, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.