Melrose, FL · standard

ZIP Code 32666

Putnam County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,916
42/sq mi
$68,765
Median income
$218,000
Median home value
31.5%
Bachelor's or higher

The verdict

Melrose pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
49th pct
home value, US ZIPs
42
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32666 against every reporting US ZIP.

ZIP code 32666 is classified by USPS as a standard delivery area and covers roughly 141.5 square miles in Melrose, Putnam County, Florida. The area is home to 5,916 residents, producing a population density of 42 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32666 against Florida and the nation.

On the economic side, the median household income for ZIP 32666 sits at $68,765 (11% below the Florida average), while per-capita income is $37,143. The poverty rate stands at 12.4% and the unemployment rate at 4.9%. On housing, the median home value is $218,000 (42% below the state average) with median rent at $542 per month, and 88.0% of occupied units are owner-occupied, a direct signal of whether 32666 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.5% of adults hold a bachelor's degree or higher, the median age is 58.9, and the average commute is 27 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 32666 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32666

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32666.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32666, Melrose, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,916

Population

141.5

Area (sq mi)

42

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32666?

58.9

Median Age

49.4%

Male

50.6%

Female

4.5%

Foreign-Born

White 84.0%
African American 10.2%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,765

Median Household Income

-11% vs state

$37,143

Per Capita Income

12.4%

Poverty Rate

4.9%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 32666 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,765 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 31.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,507

Total Housing Units

2,848

Occupied Units

659

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 88.0%
Renter 12.0%

$218,000

Median Home Value

-42% vs state

$542

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.1%

YoY Change (2024)

266

HPI Index (2000 = 100)

+166%

Total Change Since 2000

Home values in ZIP 32666 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 163
2021 +18.2% 193
2022 +22.7% 236
2023 +4.2% 246
2024 +8.1% 266

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 96 business establishments in ZIP 32666, employing approximately 760 people with a combined annual payroll of $29,609,000.

96

Businesses

760

Employees

$29.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 18 18.8%
Retail trade 14 14.6%
Professional, scientific, and technical services 13 13.5%
Other services (except public administration) 11 11.5%
Administrative and support and waste management and remediation services 9 9.4%
Real estate and rental and leasing 8 8.3%
Health care and social assistance 8 8.3%
Accommodation and food services 6 6.3%
Information 4 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32666 vs 32631 →

ZIP 32666 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32666 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32666 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32666 ranks #2 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32631 Earleton, FL 291 6.4 mi
32656 Keystone Heights, FL 14,014 6.6 mi
32140 Florahome, FL 1,741 8.0 mi
32148 Interlachen, FL 11,201 10.5 mi
32640 Hawthorne, FL 10,510 11.8 mi

More ZIP Codes in Putnam County

Frequently Asked Questions

What county is ZIP code 32666 in?
ZIP code 32666 (Melrose) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32666?
ZIP code 32666 in Melrose, FL has a population of 5,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32666?
The median household income in ZIP 32666 is $68,765, which is 10% below the national average of $76,288.
What is the average home value in ZIP 32666?
The median home value in ZIP 32666 is $218,000, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 32666?
The largest racial group in ZIP 32666 is White at 84.0%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 32666?
ZIP code 32666 has 96 business establishments employing approximately 760 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32666?
The top industries by establishment count in ZIP 32666 are: Construction (18), Retail trade (14), Professional, scientific, and technical services (13). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 32666?
According to the FHFA House Price Index, home values in ZIP 32666 increased by 8.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 166%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32666?
In ZIP code 32666, 59.1% of residents aged 25+ have a high school diploma or higher, and 31.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32666?
The mean commute time for workers in ZIP code 32666 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32666?
In ZIP code 32666, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32666?
The poverty rate in ZIP code 32666 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Melrose, FL

Verify and explore additional data for this area using these official government sources.