Residential delivery area · Florida

ZIP Code 32666: Melrose, FL

ZIP code 32666 uses the postal name Melrose, Florida and lies mostly in Putnam County (65% of its land), reaching into Clay County, Alachua County and Bradford County (Census 2020 ZIP-county file). About 6,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,765 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Florida, Alabama, Georgia, Mississippi, Tennessee and Armed Forces Americas
326sectional center: Jacksonville, FL (SCF 320)
66delivery area within it
Town
Melrose · its only residential ZIP
Micro area
Palatka, FL
House districts
FL-6 (65%), FL-3 (19%), FL-4 (16%) 119th Congress, by share of land
State
Florida
Time zone
Eastern
Land area
56.8 sq mi · 117 people per sq mi

Where is ZIP code 32666?

32666 centers on 29.714°, -81.993° and covers 56.8 square miles of land plus 11.1 of water. It borders 7 ZIP codes: 32631, 32140, 32656, 32148, 32694, 32640, 32091.

32091 · Starke32140 · Florahome32148 · Interlachen32631 · Earleton32640 · Hawthorne32656 · Keystone Heights32694 · Waldo32666 · Melrose (this ZIP)326663264032091326563214832694321403263132091 · Starke32140 · Florahome32148 · Interlachen32631 · Earleton32640 · Hawthorne32656 · Keystone Heights32694 · Waldo32666 · Melrose (this ZIP)326663264032091326563214832694321403263132091 · Starke32140 · Florahome32148 · Interlachen32631 · Earleton32640 · Hawthorne32656 · Keystone Heights32694 · Waldo32666 · Melrose (this ZIP)32666326403209132656321483269432140
Shaded by median household income, in national fifths (ACS 2020-2024); 32666 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 32666, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 32666 compare with the rest of Putnam County?

Rank of 32666 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure32666In Putnam CountyIn FL
People (ACS 2020-2024)6,6627th of 16768th of 1,013
Median household income$69k3rd of 11496th of 819
Median home value$218knot rankednot ranked

32666's median home value is not ranked: its 90% margin of error (±$61,453) is more than a quarter of the figure ($218,000). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 45% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 32666?

The 2020 Census counted 5,961 people in 32666; the ACS, which samples households over 2020-2024, estimates 6,662. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
6,662±927 (90% margin)
2020 Census count
5,961
Households
2,848
Median age
58.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 32666?

Of the 6,662 people the ACS estimates in 32666, 15.6% are under 18 and 35.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (83.7%), then Black (not Hispanic) (10.2%).

  • Under 1815.6%
  • 18 to 6448.9%
  • 65 and older35.5%
Age of the people of 32666 (ACS 2020-2024, B01001)
  • White, not Hispanic83.7%
  • Black, not Hispanic10.2%
  • Other or two or more3.5%
  • Hispanic or Latino2.0%
  • Asian, not Hispanic0.5%
Race and Hispanic origin in 32666 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 32666 earn?

Median household income is $68,765 (ACS 2020-2024), the 3rd highest of the 11 ranked ZIP codes in Putnam County.

Median household income
$68,765
Income per person
$37,143
Below the poverty line
12.4%
Unemployed (of the labor force)
4.9%
Adults 25+ with a bachelor's degree
31.5%
Adjusted gross income per tax return, 2022
$72,2432,820 returns; wages 59% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 32666?

FHFA's house price index for 32666, built from repeat sales and appraisals of the same homes, rose 122% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +5.5% in 2025.

Median home value (owners' estimate)
$218,000
Median gross rent
$542
Homes owned by their occupants
88.0%
Housing units
3,507
0 100 200 300 19962000201020202025 0 100 200 300 19962000201020202025 0 100 200 300 19962000201020202025
Index = 100 in 1996, the first year FHFA reports for 32666; 2025: 353.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 32666?

96 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction18
  • Retail trade14
  • Professional, scientific, and technical services13
  • Other services (except public administration)11
  • Administrative and support and waste management and remediation services9
  • Real estate and rental and leasing8

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 32666?

ZIP codes that share a boundary with 32666, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
32631Earleton343–7.3 mi
32140Florahome1,479$36k8.3 mi
32656Keystone Heights15,836$74k8.3 mi
32148Interlachen12,063$45k10.2 mi
32694Waldo2,286$44k11.2 mi
32640Hawthorne10,623$60k11.8 mi
32091Starke14,719$63k16.8 mi
32147Hollister1,353–13.5 mi (near)
32182Orange Springs30–14.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.