Jacksonville, FL · standard
ZIP Code 32246
Duval County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 48,789
- 994/sq mi High-density area
- $80,963
- Median income Near-median income area
- $312,900
- Median home value Above-median home value
- 39.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Jacksonville pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 37%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 994
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32246 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32246 (Jacksonville, FL) rose +1.6% from 2023 to 2024. The all-transactions index moved from 357.8 in 2023 to 363.6 in 2024 (2000 = 100).
ZIP code 32246 is a densely settled ZIP (a standard USPS delivery area) in Jacksonville, Duval County, Florida, with 48,789 residents across 49.1 square miles, a density of 994 people per square mile, in the New York time zone.
ZIP 32246 lands in the middle-income range, with a median household income of $80,963 (5% above the average Florida ZIP), while per-capita income is $39,571. The poverty rate is 11.6%, with unemployment at 2.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $312,900 (17% below the average Florida ZIP), and median rent is $1,761; owner occupancy is 54.7%.
A solid share of residents have a four-year degree: 39.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Duval County, so 32246 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32246
Top 5 sectors by establishment count in Jacksonville, FL
Which industries have the most business establishments in ZIP 32246.
- Retail trade
Retail trade
290 establishments
- Construction
Construction
227 establishments
- Accommodation and food services
Accommodation and food services
149 establishments
- Other services (except public administration)
Other services (except public administration)
143 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
129 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32246, Jacksonville, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
48,789
Population
49.1
Area (sq mi)
994
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32246?
34.5
Median Age
46.1%
Male
53.9%
Female
20.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,963
Median Household Income
+5% vs state ZIP avg
$39,571
Per Capita Income
11.6%
Poverty Rate
2.1%
Unemployment Rate
22.0 min
Mean Commute Time
How ZIP 32246 ranks nationally
Jacksonville, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$80,963 Top 37% higher than 63% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
26,747housing units
26,747
Total Housing Units
24,961
Occupied Units
1,786
Vacant Units
2.50
Avg Household Size
Occupancy Type
$312,900
Median Home Value
-17% vs state ZIP avg
$1,761
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.6%
YoY Change (2024)
364
HPI Index (2000 = 100)
+264%
Total Change Since 2000
Home values in ZIP 32246 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.0% | 228 |
| 2021 | +17.1% | 267 |
| 2022 | +18.7% | 316 |
| 2023 | +13.1% | 358 |
| 2024 | +1.6% | 364 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,550 business establishments in ZIP 32246, employing approximately 25,196 people with a combined annual payroll of $1,490,687,000.
1,550
Businesses
25,196
Employees
$1.5B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 290 | 18.7% |
| Construction | 227 | 14.7% |
| Accommodation and food services | 149 | 9.6% |
| Other services (except public administration) | 143 | 9.2% |
| Administrative and support and waste management and remediation services | 129 | 8.3% |
| Professional, scientific, and technical services | 126 | 8.1% |
| Health care and social assistance | 109 | 7.0% |
| Finance and insurance | 100 | 6.5% |
| Transportation and warehousing | 81 | 5.2% |
| Real estate and rental and leasing | 71 | 4.6% |
| Wholesale trade | 30 | 1.9% |
| Arts, entertainment, and recreation | 25 | 1.6% |
| Manufacturing | 24 | 1.6% |
| Educational services | 20 | 1.3% |
| Information | 18 | 1.2% |
| Management of companies and enterprises | 4 | 0.3% |
| Industries not classified | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32246 vs 32224 →
ZIP 32246 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32225
Jacksonville (32225)
52,485 residents
- 32246
Jacksonville (32246)
48,789 residents
- 32224
Jacksonville (32224)
38,934 residents
- 32256
Jacksonville (32256)
38,483 residents
- 32216
Jacksonville (32216)
34,876 residents
- 32207
Jacksonville (32207)
33,306 residents
- 32211
Jacksonville (32211)
30,501 residents
- 32277
Jacksonville (32277)
29,517 residents
- 32250
Jacksonville Beach (32250)
25,356 residents
What this shows Among its immediate neighbors, ZIP 32246 ranks #2 by population - useful context the national average alone can't give.
ZIP 32246 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32266
Neptune Beach (32266)
$119,294 median income
- 32250
Jacksonville Beach (32250)
$117,724 median income
- 32225
Jacksonville (32225)
$90,559 median income
- 32224
Jacksonville (32224)
$88,259 median income
- 32246
Jacksonville (32246)
$80,963 median income
- 32256
Jacksonville (32256)
$73,570 median income
- 32207
Jacksonville (32207)
$65,234 median income
- 32216
Jacksonville (32216)
$61,821 median income
- 32277
Jacksonville (32277)
$61,554 median income
What this shows By household income, ZIP 32246 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32224 | Jacksonville, FL | 38,934 | 3.4 mi |
| 32225 | Jacksonville, FL | 52,485 | 4.4 mi |
| 32216 | Jacksonville, FL | 34,876 | 4.0 mi |
| 32211 | Jacksonville, FL | 30,501 | 4.8 mi |
| 32256 | Jacksonville, FL | 38,483 | 7.4 mi |
| 32250 | Jacksonville Beach, FL | 25,356 | 6.6 mi |
| 32207 | Jacksonville, FL | 33,306 | 7.3 mi |
| 32266 | Neptune Beach, FL | 7,037 | 6.5 mi |
| 32277 | Jacksonville, FL | 29,517 | 7.1 mi |
| 32202 | Jacksonville, FL | 7,915 | 8.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32246, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (48,789 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Duval County
Related Areas
Frequently Asked Questions
What county is ZIP code 32246 in?
ZIP code 32246 (Jacksonville) is located in Duval County, Florida. Duval County contains multiple ZIP codes, see the full list at /counties/duval-fl.
What is the population of ZIP code 32246?
ZIP code 32246 in Jacksonville, FL has a population of 48,789 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32246?
The median household income in ZIP 32246 is $80,963, which is 6% above the national average of $76,288.
What is the average home value in ZIP 32246?
The median home value in ZIP 32246 is $312,900, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 32246?
The largest racial group in ZIP 32246 is White at 56.8%. Hispanic or Latino residents make up 18.8% of the population.
How many businesses are in ZIP code 32246?
ZIP code 32246 has 1,550 business establishments employing approximately 25,196 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32246?
The top industries by establishment count in ZIP 32246 are: Retail trade (290), Construction (227), Accommodation and food services (149). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32246?
According to the FHFA House Price Index, home values in ZIP 32246 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32246?
In ZIP code 32246, 62.9% of residents aged 25+ have a high school diploma or higher, and 39.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32246?
The mean commute time for workers in ZIP code 32246 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32246?
In ZIP code 32246, approximately 54.7% of occupied housing units are owner-occupied and 45.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32246?
The poverty rate in ZIP code 32246 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32246's numbers, next.
- See how ZIP 32246 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jacksonville, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.