Jacksonville, FL · standard

ZIP Code 32246

Duval County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 14, 2026

48,789
994/sq mi: $80,963
Median income: $312,900
Median home value: 39.6%
Bachelor's or higher

The verdict

Jacksonville pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 37%
household income, US ZIPs: Top 32%
home value, US ZIPs: 994
people per sq mi: 55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32246 against every reporting US ZIP.

ZIP code 32246 is classified by USPS as a standard delivery area and covers roughly 49.1 square miles in Jacksonville, Duval County, Florida. The area is home to 48,789 residents, producing a population density of 994 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32246 against Florida and the nation.

On the economic side, the median household income for ZIP 32246 sits at $80,963 (5% above the Florida average), while per-capita income is $39,571. The poverty rate stands at 11.6% and the unemployment rate at 2.1%. On housing, the median home value is $312,900 (17% below the state average) with median rent at $1,761 per month, and 54.7% of occupied units are owner-occupied, a direct signal of whether 32246 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Duval County, so you can benchmark 32246 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32246

Retail trade

290
Construction

227
Accommodation and food services

149
Other services (except public administration)

143
Administrative and support and waste management and remediation services

129

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32246, Jacksonville, FL · 2023 Accessed 2026-06-14 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

48,789

Population

49.1

Area (sq mi)

994

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 32246?

34.5

Median Age

46.1%

Male

53.9%

Female

20.7%

Foreign-Born

White 56.8%

African American 13.9%

Asian 9.2%

American Indian or Alaska Native 0.1%

Native Hawaiian or Pacific Islander 0.1%

Two or More Ethnicities 16.8%

Hispanic or Latino 18.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,963

Median Household Income

+5% vs state

$39,571

Per Capita Income

11.6%

Poverty Rate

2.1%

Unemployment Rate

22.0 min

Mean Commute Time

How ZIP 32246 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$80,963 Top 37% higher than 63% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%

Bachelor's Degree or Higher 39.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

26,747

Total Housing Units

24,961

Occupied Units

1,786

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 54.7%

Renter 45.3%

$312,900

Median Home Value

-17% vs state

$1,761

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.6%

YoY Change (2024)

364

HPI Index (2000 = 100)

+264%

Total Change Since 2000

Home values in ZIP 32246 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+7.0%	228
2021	+17.1%	267
2022	+18.7%	316
2023	+13.1%	358
2024	+1.6%	364

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,550 business establishments in ZIP 32246, employing approximately 25,196 people with a combined annual payroll of $1,490,687,000.

1,550

Businesses

25,196

Employees

$1.5B

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	290	18.7%
Construction	227	14.7%
Accommodation and food services	149	9.6%
Other services (except public administration)	143	9.2%
Administrative and support and waste management and remediation services	129	8.3%
Professional, scientific, and technical services	126	8.1%
Health care and social assistance	109	7.0%
Finance and insurance	100	6.5%
Transportation and warehousing	81	5.2%
Real estate and rental and leasing	71	4.6%
Wholesale trade	30	1.9%
Arts, entertainment, and recreation	25	1.6%
Manufacturing	24	1.6%
Educational services	20	1.3%
Information	18	1.2%
Management of companies and enterprises	4	0.3%
Industries not classified	3	0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32246 vs 32224 →

32225

52,485
32246

48,789
32224

38,934
32256

38,483
32216

34,876
32207

33,306
32211

30,501
32277

29,517
32250

25,356

What this shows Among its immediate neighbors, ZIP 32246 ranks #2 by population — useful context the national average alone can't give.

32266

$119,294
32250

$117,724
32225

$90,559
32224

$88,259
32246

$80,963
32256

$73,570
32207

$65,234
32216

$61,821
32277

$61,554

What this shows By household income, ZIP 32246 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
32224	Jacksonville, FL	38,934	3.4 mi
32225	Jacksonville, FL	52,485	4.4 mi
32216	Jacksonville, FL	34,876	4.0 mi
32211	Jacksonville, FL	30,501	4.8 mi
32256	Jacksonville, FL	38,483	7.4 mi
32250	Jacksonville Beach, FL	25,356	6.6 mi
32207	Jacksonville, FL	33,306	7.3 mi
32266	Neptune Beach, FL	7,037	6.5 mi
32277	Jacksonville, FL	29,517	7.1 mi
32202	Jacksonville, FL	7,915	8.0 mi

More ZIP Codes in Duval County

Duval County Jacksonville, FL Florida

Frequently Asked Questions

What county is ZIP code 32246 in? ▼

ZIP code 32246 (Jacksonville) is located in Duval County, Florida. Duval County contains multiple ZIP codes, see the full list at /counties/duval-fl.

What is the population of ZIP code 32246? ▼

ZIP code 32246 in Jacksonville, FL has a population of 48,789 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32246? ▼

The median household income in ZIP 32246 is $80,963, which is 6% above the national average of $76,288.

What is the average home value in ZIP 32246? ▼

The median home value in ZIP 32246 is $312,900, which is 12% above the national average of $278,155.

What is the demographic makeup of ZIP 32246? ▼

The largest racial group in ZIP 32246 is White at 56.8%. Hispanic or Latino residents make up 18.8% of the population.

How many businesses are in ZIP code 32246? ▼

ZIP code 32246 has 1,550 business establishments employing approximately 25,196 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32246? ▼

The top industries by establishment count in ZIP 32246 are: Retail trade (290), Construction (227), Accommodation and food services (149). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 32246? ▼

According to the FHFA House Price Index, home values in ZIP 32246 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32246? ▼

In ZIP code 32246, 62.9% of residents aged 25+ have a high school diploma or higher, and 39.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 32246? ▼

The mean commute time for workers in ZIP code 32246 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 32246? ▼

In ZIP code 32246, approximately 54.7% of occupied housing units are owner-occupied and 45.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32246? ▼

The poverty rate in ZIP code 32246 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.