Neptune Beach, FL · standard
ZIP Code 32266
Duval County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,037
- 1,163/sq mi High-density area
- $119,294
- Median income Above-median income area
- $670,900
- Median home value Above-median home value
- 60.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Neptune Beach pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 10%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 1,163
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32266 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32266 (Neptune Beach, FL) rose +6.2% from 2023 to 2024. The all-transactions index moved from 406.0 in 2023 to 431.2 in 2024 (2000 = 100).
ZIP code 32266 is a mid-sized community (a standard USPS delivery area) in Neptune Beach, Duval County, Florida, home to 7,037 residents across 6.1 square miles, a density of 1,163 people per square mile, in the New York time zone.
ZIP 32266 skews affluent, with a median household income of $119,294 (55% above the average Florida ZIP), while per-capita income is $72,236. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.1% and unemployment is 2.1%. Housing is both higher-cost and owner-heavy: median home value is $670,900 (79% above the average Florida ZIP), while 73.1% of occupied homes are owner-occupied and median rent is $1,763.
This is a highly-educated ZIP: 60.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Duval County, so 32266 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32266
Top 5 sectors by establishment count in Neptune Beach, FL
Which industries have the most business establishments in ZIP 32266.
- Professional, scientific, and technical services
Professional, scientific, and technical services
59 establishments
- Construction
Construction
43 establishments
- Health care and social assistance
Health care and social assistance
35 establishments
- Retail trade
Retail trade
34 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32266, Neptune Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,037
Population
6.1
Area (sq mi)
1,163
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32266?
43.1
Median Age
47.6%
Male
52.4%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$119,294
Median Household Income
+55% vs state ZIP avg
$72,236
Per Capita Income
3.1%
Poverty Rate
2.1%
Unemployment Rate
How ZIP 32266 ranks among Florida ZIPs
Neptune Beach, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$119,294 Top 7% higher than 93% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,709housing units
3,709
Total Housing Units
3,229
Occupied Units
480
Vacant Units
2.22
Avg Household Size
Occupancy Type
$670,900
Median Home Value
+79% vs state ZIP avg
$1,763
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
431
HPI Index (2000 = 100)
+331%
Total Change Since 2000
Home values in ZIP 32266 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +331% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.0% | 268 |
| 2021 | +17.4% | 315 |
| 2022 | +22.6% | 386 |
| 2023 | +5.1% | 406 |
| 2024 | +6.2% | 431 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 333 business establishments in ZIP 32266, employing approximately 2,796 people with a combined annual payroll of $112,350,000.
333
Businesses
2,796
Employees
$112.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 59 | 17.7% |
| Construction | 43 | 12.9% |
| Health care and social assistance | 35 | 10.5% |
| Retail trade | 34 | 10.2% |
| Other services (except public administration) | 33 | 9.9% |
| Real estate and rental and leasing | 32 | 9.6% |
| Accommodation and food services | 31 | 9.3% |
| Finance and insurance | 19 | 5.7% |
| Administrative and support and waste management and remediation services | 18 | 5.4% |
| Transportation and warehousing | 7 | 2.1% |
| Wholesale trade | 6 | 1.8% |
| Arts, entertainment, and recreation | 6 | 1.8% |
| Manufacturing | 3 | 0.9% |
| Information | 3 | 0.9% |
| Educational services | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32266 vs 32250 →
ZIP 32266 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32225
Jacksonville (32225)
52,485 residents
- 32246
Jacksonville (32246)
48,789 residents
- 32224
Jacksonville (32224)
38,934 residents
- 32256
Jacksonville (32256)
38,483 residents
- 32250
Jacksonville Beach (32250)
25,356 residents
- 32233
Atlantic Beach (32233)
23,673 residents
- 32226 15,761
Jacksonville (32226)
15,761 residents
- 32266 7,037
Neptune Beach (32266)
7,037 residents
- 32227 2,149
Jacksonville (32227)
2,149 residents
What this shows Among its immediate neighbors, ZIP 32266 ranks #8 by population - useful context the national average alone can't give.
ZIP 32266 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32266
Neptune Beach (32266)
$119,294 median income
- 32250
Jacksonville Beach (32250)
$117,724 median income
- 32226
Jacksonville (32226)
$110,179 median income
- 32225
Jacksonville (32225)
$90,559 median income
- 32233
Atlantic Beach (32233)
$89,185 median income
- 32224
Jacksonville (32224)
$88,259 median income
- 32227
Jacksonville (32227)
$85,833 median income
- 32246
Jacksonville (32246)
$80,963 median income
- 32256
Jacksonville (32256)
$73,570 median income
What this shows By household income, ZIP 32266 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32250 | Jacksonville Beach, FL | 25,356 | 2.7 mi |
| 32233 | Atlantic Beach, FL | 23,673 | 3.0 mi |
| 32227 | Jacksonville, FL | 2,149 | 5.1 mi |
| 32228 | Jacksonville, FL | 314 | 5.2 mi |
| 32224 | Jacksonville, FL | 38,934 | 4.6 mi |
| 32246 | Jacksonville, FL | 48,789 | 6.5 mi |
| 32225 | Jacksonville, FL | 52,485 | 6.3 mi |
| 32256 | Jacksonville, FL | 38,483 | 10.3 mi |
| 32226 | Jacksonville, FL | 15,761 | 11.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32266, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,037 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Duval County
Related Areas
Frequently Asked Questions
What county is ZIP code 32266 in?
ZIP code 32266 (Neptune Beach) is located in Duval County, Florida. Duval County contains multiple ZIP codes, see the full list at /counties/duval-fl.
What is the population of ZIP code 32266?
ZIP code 32266 in Neptune Beach, FL has a population of 7,037 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32266?
The median household income in ZIP 32266 is $119,294, which is 56% above the national average of $76,288.
What is the average home value in ZIP 32266?
The median home value in ZIP 32266 is $670,900, which is 141% above the national average of $278,155.
What is the demographic makeup of ZIP 32266?
The largest racial group in ZIP 32266 is White at 93.4%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 32266?
ZIP code 32266 has 333 business establishments employing approximately 2,796 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32266?
The top industries by establishment count in ZIP 32266 are: Professional, scientific, and technical services (59), Construction (43), Health care and social assistance (35). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32266?
According to the FHFA House Price Index, home values in ZIP 32266 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 331%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32266?
In ZIP code 32266, 74.0% of residents aged 25+ have a high school diploma or higher, and 60.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32266?
In ZIP code 32266, approximately 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32266?
The poverty rate in ZIP code 32266 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32266's numbers, next.
- See how ZIP 32266 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Neptune Beach, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.