Neptune Beach, FL · standard

ZIP Code 32266

Duval County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,037
1,163/sq mi High-density area
$119,294
Median income Above-median income area
$670,900
Median home value Above-median home value
60.9%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Neptune Beach pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 7%
home value, US ZIPs
1,163
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32266 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 32266 (Neptune Beach, FL) rose +6.2% from 2023 to 2024. The all-transactions index moved from 406.0 in 2023 to 431.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 32266 is a mid-sized community (a standard USPS delivery area) in Neptune Beach, Duval County, Florida, home to 7,037 residents across 6.1 square miles, a density of 1,163 people per square mile, in the New York time zone.

ZIP 32266 skews affluent, with a median household income of $119,294 (55% above the average Florida ZIP), while per-capita income is $72,236. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.1% and unemployment is 2.1%. Housing is both higher-cost and owner-heavy: median home value is $670,900 (79% above the average Florida ZIP), while 73.1% of occupied homes are owner-occupied and median rent is $1,763.

This is a highly-educated ZIP: 60.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Duval County, so 32266 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 32266

Top 5 sectors by establishment count in Neptune Beach, FL

Which industries have the most business establishments in ZIP 32266.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32266, Neptune Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,037

Population

6.1

Area (sq mi)

1,163

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32266?

43.1

Median Age

47.6%

Male

52.4%

Female

3.4%

Foreign-Born

White 93.4%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$119,294

Median Household Income

+55% vs state ZIP avg

$72,236

Per Capita Income

3.1%

Poverty Rate

2.1%

Unemployment Rate

How ZIP 32266 ranks among Florida ZIPs

Neptune Beach, FL household income vs. every Florida ZIP code

Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$119,294 Top 7% higher than 93% of 946 Florida ZIPs

This ZIP $0 $200K+ every Florida ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.0%
Bachelor's Degree or Higher 60.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,709

Total Housing Units

3,229

Occupied Units

480

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 73.1%
Renter 26.9%

$670,900

Median Home Value

+79% vs state ZIP avg

$1,763

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

431

HPI Index (2000 = 100)

+331%

Total Change Since 2000

Home values in ZIP 32266 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +331% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.0% 268
2021 +17.4% 315
2022 +22.6% 386
2023 +5.1% 406
2024 +6.2% 431

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 333 business establishments in ZIP 32266, employing approximately 2,796 people with a combined annual payroll of $112,350,000.

333

Businesses

2,796

Employees

$112.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 59 17.7%
Construction 43 12.9%
Health care and social assistance 35 10.5%
Retail trade 34 10.2%
Other services (except public administration) 33 9.9%
Real estate and rental and leasing 32 9.6%
Accommodation and food services 31 9.3%
Finance and insurance 19 5.7%
Administrative and support and waste management and remediation services 18 5.4%
Transportation and warehousing 7 2.1%
Wholesale trade 6 1.8%
Arts, entertainment, and recreation 6 1.8%
Manufacturing 3 0.9%
Information 3 0.9%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32266 vs 32250 →

ZIP 32266 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32266 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32266 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32266 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32250 Jacksonville Beach, FL 25,356 2.7 mi
32233 Atlantic Beach, FL 23,673 3.0 mi
32227 Jacksonville, FL 2,149 5.1 mi
32228 Jacksonville, FL 314 5.2 mi
32224 Jacksonville, FL 38,934 4.6 mi
32246 Jacksonville, FL 48,789 6.5 mi
32225 Jacksonville, FL 52,485 6.3 mi
32256 Jacksonville, FL 38,483 10.3 mi
32226 Jacksonville, FL 15,761 11.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 32266, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,037 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Duval County

Frequently Asked Questions

What county is ZIP code 32266 in?

ZIP code 32266 (Neptune Beach) is located in Duval County, Florida. Duval County contains multiple ZIP codes, see the full list at /counties/duval-fl.

What is the population of ZIP code 32266?

ZIP code 32266 in Neptune Beach, FL has a population of 7,037 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32266?

The median household income in ZIP 32266 is $119,294, which is 56% above the national average of $76,288.

What is the average home value in ZIP 32266?

The median home value in ZIP 32266 is $670,900, which is 141% above the national average of $278,155.

What is the demographic makeup of ZIP 32266?

The largest racial group in ZIP 32266 is White at 93.4%. Hispanic or Latino residents make up 6.8% of the population.

How many businesses are in ZIP code 32266?

ZIP code 32266 has 333 business establishments employing approximately 2,796 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32266?

The top industries by establishment count in ZIP 32266 are: Professional, scientific, and technical services (59), Construction (43), Health care and social assistance (35). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 32266?

According to the FHFA House Price Index, home values in ZIP 32266 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 331%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32266?

In ZIP code 32266, 74.0% of residents aged 25+ have a high school diploma or higher, and 60.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 32266?

In ZIP code 32266, approximately 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32266?

The poverty rate in ZIP code 32266 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 32266's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.