ZIP Code 32445

standard

Source:

Malone · Jackson County · Florida

Population
2,644

39/sq mi

Median income
$61,336

▼ 20% vs US

higher than 32% of US ZIPs

Median home value
$104,800

▼ 62% vs US

higher than 11% of US ZIPs

Bachelor's or higher
5.8%

Median age 44.5

Land area
67.4 sq mi

Chicago

ZIP code 32445 in Malone, Florida has a population of 2,644. The median household income is $61,336, which is 20% below the national average. Median home value is $104,800, 62% below the US average. 5.8% of residents hold a bachelor's degree or higher.

ZIP code 32445 is classified by USPS as a standard delivery area and covers roughly 67.4 square miles in Malone, Jackson County, Florida. The area is home to 2,644 residents, producing a population density of 39 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32445 against Florida and the nation.

On the economic side, the median household income for ZIP 32445 sits at $61,336 (20% below the Florida average), while per-capita income is $14,868. The poverty rate stands at 14.5% and the unemployment rate at 5.0%. On housing, the median home value is $104,800 (72% below the state average) with median rent at $684 per month, and 81.5% of occupied units are owner-occupied, a direct signal of whether 32445 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 5.8% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 32445 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32445, Malone, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,644

Population

67.4

Area (sq mi)

39

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32445?

44.5

Median Age

73.1%

Male

26.9%

Female

2.9%

Foreign-Born

White 50.7%
African American 35.6%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 12.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,336

Median Household Income

-20% vs state

$14,868

Per Capita Income

14.5%

Poverty Rate

5.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.4%
Bachelor's Degree or Higher 5.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

556

Total Housing Units

523

Occupied Units

33

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$104,800

Median Home Value

-72% vs state

$684

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 32445, employing approximately 77 people with a combined annual payroll of $2,035,000.

20

Businesses

77

Employees

$2.0M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 6 30.0%
Transportation and warehousing 4 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32445 vs 32423 →

ZIP Code City Population Distance
32423 Bascom, FL 1,264 8.2 mi
32446 Marianna, FL 11,075 8.8 mi
36343 Gordon, AL 1,579 7.7 mi
32443 Greenwood, FL 2,921 8.5 mi
36320 Cottonwood, AL 3,837 9.1 mi

More ZIP Codes in Jackson County

Frequently Asked Questions

What county is ZIP code 32445 in?
ZIP code 32445 (Malone) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32445?
ZIP code 32445 in Malone, FL has a population of 2,644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32445?
The median household income in ZIP 32445 is $61,336, which is 20% below the national average of $76,288.
What is the average home value in ZIP 32445?
The median home value in ZIP 32445 is $104,800, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 32445?
The largest racial group in ZIP 32445 is White at 50.7%. Hispanic or Latino residents make up 12.1% of the population.
How many businesses are in ZIP code 32445?
ZIP code 32445 has 20 business establishments employing approximately 77 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 32445?
In ZIP code 32445, 44.4% of residents aged 25+ have a high school diploma or higher, and 5.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32445?
In ZIP code 32445, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32445?
The poverty rate in ZIP code 32445 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Malone, FL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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