PlainZIP

Malone, FL · standard

ZIP Code 32445

Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,644
39/sq mi
$61,336
Median income
$104,800
Median home value
5.8%
Bachelor's or higher

The verdict

Malone pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
11th pct
home value, US ZIPs
39
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32445 against every reporting US ZIP.

ZIP code 32445 covers 67.4 square miles in Malone, Jackson County, Florida (a standard USPS delivery area), with a modest 2,644 residents on file, a density of 39 people per square mile, in the Chicago time zone.

ZIP 32445 reports a modest median household income of $61,336 (20% below the Florida average), while per-capita income is $14,868. 14.5% of residents live below the poverty line, and the unemployment rate reads 5.0%. On housing, the median home value is $104,800 (72% below the state average) with median rent at $684 per month, and 81.5% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 5.8% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is -. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 32445, plus 6 more within Jackson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32445, Malone, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,644

Population

67.4

Area (sq mi)

39

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32445?

44.5

Median Age

73.1%

Male

26.9%

Female

2.9%

Foreign-Born

White 50.7%
African American 35.6%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 12.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,336

Median Household Income

-20% vs state

$14,868

Per Capita Income

14.5%

Poverty Rate

5.0%

Unemployment Rate

How ZIP 32445 ranks nationally

Malone, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,336 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.4%
Bachelor's Degree or Higher 5.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

556

Total Housing Units

523

Occupied Units

33

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$104,800

Median Home Value

-72% vs state

$684

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 32445, employing approximately 77 people with a combined annual payroll of $2,035,000.

20

Businesses

77

Employees

$2.0M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 6 30.0%
Transportation and warehousing 4 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32445 vs 32423 →

ZIP 32445 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32445 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32445 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32445 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32423 Bascom, FL 1,264 8.2 mi
32446 Marianna, FL 11,075 8.8 mi
36343 Gordon, AL 1,579 7.7 mi
32443 Greenwood, FL 2,921 8.5 mi
36320 Cottonwood, AL 3,837 9.1 mi

More ZIP Codes in Jackson County

32446 standard
Marianna, FL
Pop: 11,075
32448 standard
Marianna, FL
Pop: 8,684
32440 standard
Graceville, FL
Pop: 7,563
32460 standard
Sneads, FL
Pop: 5,856
32431 standard
Cottondale, FL
Pop: 4,983
32442 standard
Grand Ridge, FL
Pop: 3,699

Related Areas

Jackson County Malone, FL Florida

Frequently Asked Questions

What county is ZIP code 32445 in? ▼
ZIP code 32445 (Malone) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32445? ▼
ZIP code 32445 in Malone, FL has a population of 2,644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32445? ▼
The median household income in ZIP 32445 is $61,336, which is 20% below the national average of $76,288.
What is the average home value in ZIP 32445? ▼
The median home value in ZIP 32445 is $104,800, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 32445? ▼
The largest racial group in ZIP 32445 is White at 50.7%. Hispanic or Latino residents make up 12.1% of the population.
How many businesses are in ZIP code 32445? ▼
ZIP code 32445 has 20 business establishments employing approximately 77 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 32445? ▼
In ZIP code 32445, 44.4% of residents aged 25+ have a high school diploma or higher, and 5.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32445? ▼
In ZIP code 32445, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32445? ▼
The poverty rate in ZIP code 32445 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.