Malone, FL · standard
ZIP Code 32445
Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,644
- 39/sq mi Moderate-density area
- $61,336
- Median income Below-median income area
- $104,800
- Median home value Below-median home value
- 5.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Malone pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 39
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32445 against every reporting US ZIP.
ZIP code 32445 covers 67.4 square miles in Malone, Jackson County, Florida (a standard USPS delivery area), with a modest 2,644 residents on file, a density of 39 people per square mile, in the Chicago time zone.
ZIP 32445 reports a modest median household income of $61,336 (20% below the average Florida ZIP), while per-capita income is $14,868. The poverty rate is 14.5%, with unemployment at 5.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $104,800 (72% below the average Florida ZIP), and median rent is $684; owner occupancy is 81.5%.
Formal educational attainment runs low here: just 5.8% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 32445 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32445, Malone, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,644
Population
67.4
Area (sq mi)
39
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32445?
44.5
Median Age
73.1%
Male
26.9%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,336
Median Household Income
-20% vs state ZIP avg
$14,868
Per Capita Income
14.5%
Poverty Rate
5.0%
Unemployment Rate
How ZIP 32445 ranks among Florida ZIPs
Malone, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,336 29th percentile higher than 29% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
556housing units
556
Total Housing Units
523
Occupied Units
33
Vacant Units
2.29
Avg Household Size
Occupancy Type
$104,800
Median Home Value
-72% vs state ZIP avg
$684
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 32445, employing approximately 77 people with a combined annual payroll of $2,035,000.
20
Businesses
77
Employees
$2.0M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 6 | 30.0% |
| Transportation and warehousing | 4 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32445 vs 32423 →
ZIP 32445 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32446
Marianna (32446)
11,075 residents
- 36320 3,837
Cottonwood (36320)
3,837 residents
- 32443 2,921
Greenwood (32443)
2,921 residents
- 32445 2,644
Malone (32445)
2,644 residents
- 36343 1,579
Gordon (36343)
1,579 residents
- 32423 1,264
Bascom (32423)
1,264 residents
What this shows Among its immediate neighbors, ZIP 32445 ranks #4 by population - useful context the national average alone can't give.
ZIP 32445 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32445
Malone (32445)
$61,336 median income
- 32446
Marianna (32446)
$55,125 median income
- 36320
Cottonwood (36320)
$50,000 median income
- 32443
Greenwood (32443)
$47,663 median income
- 36343
Gordon (36343)
$47,188 median income
- 32423
Bascom (32423)
$46,591 median income
What this shows By household income, ZIP 32445 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32445, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,644 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 32445 in?
ZIP code 32445 (Malone) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32445?
ZIP code 32445 in Malone, FL has a population of 2,644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32445?
The median household income in ZIP 32445 is $61,336, which is 20% below the national average of $76,288.
What is the average home value in ZIP 32445?
The median home value in ZIP 32445 is $104,800, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 32445?
The largest racial group in ZIP 32445 is White at 50.7%. Hispanic or Latino residents make up 12.1% of the population.
How many businesses are in ZIP code 32445?
ZIP code 32445 has 20 business establishments employing approximately 77 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 32445?
In ZIP code 32445, 44.4% of residents aged 25+ have a high school diploma or higher, and 5.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32445?
In ZIP code 32445, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32445?
The poverty rate in ZIP code 32445 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32445's numbers, next.
- See how ZIP 32445 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Malone, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.