Marianna, FL · standard
ZIP Code 32446
Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,075
- 26/sq mi Moderate-density area
- $55,125
- Median income Below-median income area
- $161,000
- Median home value Below-median home value
- 22.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Marianna pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 21st pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 26
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32446 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32446 (Marianna, FL) fell -2.2% from 2023 to 2024. The all-transactions index moved from 235.2 in 2023 to 230.0 in 2024 (2000 = 100).
ZIP code 32446 is a mid-sized community (a standard USPS delivery area) in Marianna, Jackson County, Florida, home to 11,075 residents across 421.1 square miles, a density of 26 people per square mile, in the Chicago time zone.
ZIP 32446 reports a modest median household income of $55,125 (29% below the average Florida ZIP), while per-capita income is $30,062. The poverty rate is 9.2%, with unemployment at 4.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $161,000 (57% below the average Florida ZIP), and median rent is $1,030; owner occupancy is 77.5%.
Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 29 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 32446 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32446
Top 5 sectors by establishment count in Marianna, FL
Which industries have the most business establishments in ZIP 32446.
- Retail trade
Retail trade
72 establishments
- Health care and social assistance
Health care and social assistance
53 establishments
- Other services (except public administration)
Other services (except public administration)
39 establishments
- Accommodation and food services
Accommodation and food services
34 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32446, Marianna, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,075
Population
421.1
Area (sq mi)
26
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32446?
43.8
Median Age
52.8%
Male
47.2%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,125
Median Household Income
-29% vs state ZIP avg
$30,062
Per Capita Income
9.2%
Poverty Rate
4.6%
Unemployment Rate
28.9 min
Mean Commute Time
How ZIP 32446 ranks among Florida ZIPs
Marianna, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,125 18th percentile higher than 18% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,444housing units
4,444
Total Housing Units
3,889
Occupied Units
555
Vacant Units
2.44
Avg Household Size
Occupancy Type
$161,000
Median Home Value
-57% vs state ZIP avg
$1,030
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.2%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 32446 have decreased 2.2% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.4% | 166 |
| 2021 | +5.9% | 176 |
| 2022 | +18.2% | 208 |
| 2023 | +13.1% | 235 |
| 2024 | -2.2% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 328 business establishments in ZIP 32446, employing approximately 3,914 people with a combined annual payroll of $165,023,000.
328
Businesses
3,914
Employees
$165.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 72 | 21.9% |
| Health care and social assistance | 53 | 16.2% |
| Other services (except public administration) | 39 | 11.9% |
| Accommodation and food services | 34 | 10.4% |
| Professional, scientific, and technical services | 32 | 9.8% |
| Finance and insurance | 21 | 6.4% |
| Real estate and rental and leasing | 18 | 5.5% |
| Construction | 14 | 4.3% |
| Wholesale trade | 11 | 3.4% |
| Manufacturing | 8 | 2.4% |
| Administrative and support and waste management and remediation services | 8 | 2.4% |
| Transportation and warehousing | 5 | 1.5% |
| Information | 4 | 1.2% |
| Educational services | 4 | 1.2% |
| Arts, entertainment, and recreation | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32446 vs 32447 →
ZIP 32446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32446
Marianna (32446)
11,075 residents
- 32443 2,921
Greenwood (32443)
2,921 residents
- 32445 2,644
Malone (32445)
2,644 residents
- 32426 942
Campbellton (32426)
942 residents
- 32447 78
Marianna (32447)
78 residents
What this shows Among its immediate neighbors, ZIP 32446 ranks the most populous - useful context the national average alone can't give.
ZIP 32446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32445
Malone (32445)
$61,336 median income
- 32446
Marianna (32446)
$55,125 median income
- 32443
Greenwood (32443)
$47,663 median income
- 32426
Campbellton (32426)
$33,802 median income
What this shows By household income, ZIP 32446 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32446, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,075 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 32446 in?
ZIP code 32446 (Marianna) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32446?
ZIP code 32446 in Marianna, FL has a population of 11,075 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32446?
The median household income in ZIP 32446 is $55,125, which is 28% below the national average of $76,288.
What is the average home value in ZIP 32446?
The median home value in ZIP 32446 is $161,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 32446?
The largest racial group in ZIP 32446 is White at 68.5%. Hispanic or Latino residents make up 9.8% of the population.
How many businesses are in ZIP code 32446?
ZIP code 32446 has 328 business establishments employing approximately 3,914 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32446?
The top industries by establishment count in ZIP 32446 are: Retail trade (72), Health care and social assistance (53), Other services (except public administration) (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32446?
According to the FHFA House Price Index, home values in ZIP 32446 decreased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32446?
In ZIP code 32446, 54.7% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32446?
The mean commute time for workers in ZIP code 32446 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32446?
In ZIP code 32446, approximately 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32446?
The poverty rate in ZIP code 32446 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32446's numbers, next.
- See how ZIP 32446 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Marianna, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.