Residential delivery area · Florida
ZIP Code 32784: Umatilla, FL
ZIP code 32784 uses the postal name Umatilla, Florida and lies mostly in Marion County (56% of its land) with the rest in Lake County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $72,201 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Umatilla; 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Umatilla · its only residential ZIP
- County
- Marion County (56%); Lake County (44%)
- Census places
- Umatilla
- Metro area
- Ocala, FL
- House district
- FL-6 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 92.8 sq mi · 108 people per sq mi
Where is ZIP code 32784?
32784 centers on 28.974°, -81.717° and covers 92.8 square miles of land plus 12.5 of water. It borders 8 ZIP codes: 32735, 32702, 34788, 32726, 32195, 32767, 32179, 32736.
The map draws ZIP code areas only. For the streets inside 32784, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32784 compare with the rest of Marion County?
| Measure | 32784 | In Marion County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 10,019 | 18th of 34 | 705th of 1,013 |
| Median household income | $72k | 5th of 23 | 440th of 819 |
| Median home value | $273k | 7th of 23 | 596th of 833 |
Its median household income is higher than in 50% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32784?
The 2020 Census counted 11,212 people in 32784; the ACS, which samples households over 2020-2024, estimates 10,019. Between the 2010 and 2020 censuses its population fell 1.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,019
- 2020 Census count
- 11,212−1.9% since 2010 (11,432)
- Households
- 4,094
- Median age
- 45.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32784?
Of the 10,019 people the ACS estimates in 32784, 20.3% are under 18 and 23.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.2%).
- Under 1820.3%
- 18 to 6456.0%
- 65 and older23.8%
- White, not Hispanic86.2%
- Hispanic or Latino9.6%
- Other or two or more2.6%
- Black, not Hispanic1.5%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32784 earn?
Median household income is $72,201 (ACS 2020-2024), the 5th highest of the 23 ranked ZIP codes in Marion County. It rose from $63,213 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $72,201
- Income per person
- $39,519
- Below the poverty line
- 11.3%
- Unemployed (of the labor force)
- 4.3%
- Adults 25+ with a bachelor's degree
- 15.9%
- Adjusted gross income per tax return, 2022
- $73,6615,390 returns; wages 58% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32784?
FHFA's house price index for 32784, built from repeat sales and appraisals of the same homes, rose 141% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved −2.1% in 2025.
- Median home value (owners' estimate)
- $272,800
- Median gross rent
- $1,020
- Homes owned by their occupants
- 84.9%
- Housing units
- 4,959
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32784?
245 business establishments had a location in this ZIP code in 2023, 54 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction68
- Retail trade30
- Administrative and support and waste management and remediation services24
- Other services (except public administration)24
- Professional, scientific, and technical services21
- Accommodation and food services16
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32784?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32735 | Grand Island | 5,304 | $68k | 6.0 mi |
| 32702 | Altoona | 2,636 | $51k | 7.2 mi |
| 34788 | Leesburg | 22,137 | $54k | 7.9 mi |
| 32726 | Eustis | 24,715 | $63k | 8.6 mi |
| 32195 | Weirsdale | 3,091 | $57k | 10.3 mi |
| 32767 | Paisley | 3,408 | $72k | 11.6 mi |
| 32179 | Ocklawaha | 9,318 | $47k | 13.9 mi |
| 32736 | Eustis | 12,688 | $97k | 14.3 mi |
| 32159 | Lady Lake | 32,107 | $59k | 11.6 mi (near) |
| 32133 | Eastlake Weir | 483 | $161k | 12.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.