Big Pine Key, FL · standard
ZIP Code 33043
Monroe County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,313
- 112/sq mi
- $110,491
- Median income
- $638,000
- Median home value
- 30.7%
- Bachelor's or higher
The verdict
Big Pine Key pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 112
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33043 against every reporting US ZIP.
ZIP code 33043 is classified by USPS as a standard delivery area and covers roughly 38.4 square miles in Big Pine Key, Monroe County, Florida. The area is home to 4,313 residents, producing a population density of 112 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33043 against Florida and the nation.
On the economic side, the median household income for ZIP 33043 sits at $110,491 (43% above the Florida average), while per-capita income is $52,573. The poverty rate stands at 10.6% and the unemployment rate at 1.8%. On housing, the median home value is $638,000 (70% above the state average) with median rent at $1,724 per month, and 88.4% of occupied units are owner-occupied, a direct signal of whether 33043 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.7% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is 32 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 33043 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 33043
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 33043.
- Construction
Construction
37 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
21 establishments
- Retail trade
Retail trade
19 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33043, Big Pine Key, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,313
Population
38.4
Area (sq mi)
112
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33043?
52.8
Median Age
47.1%
Male
52.9%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$110,491
Median Household Income
+43% vs state
$52,573
Per Capita Income
10.6%
Poverty Rate
1.8%
Unemployment Rate
31.5 min
Mean Commute Time
How ZIP 33043 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$110,491 Top 13% higher than 87% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,972
Total Housing Units
1,879
Occupied Units
1,093
Vacant Units
2.27
Avg Household Size
Occupancy Type
$638,000
Median Home Value
+70% vs state
$1,724
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.4%
YoY Change (2024)
411
HPI Index (2000 = 100)
+311%
Total Change Since 2000
Home values in ZIP 33043 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +311% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 249 |
| 2021 | +16.0% | 289 |
| 2022 | +22.7% | 354 |
| 2023 | +14.4% | 405 |
| 2024 | +1.4% | 411 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 195 business establishments in ZIP 33043, employing approximately 1,008 people with a combined annual payroll of $43,903,000.
195
Businesses
1,008
Employees
$43.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 19.0% |
| Other services (except public administration) | 23 | 11.8% |
| Professional, scientific, and technical services | 21 | 10.8% |
| Retail trade | 19 | 9.7% |
| Real estate and rental and leasing | 16 | 8.2% |
| Administrative and support and waste management and remediation services | 16 | 8.2% |
| Accommodation and food services | 14 | 7.2% |
| Wholesale trade | 11 | 5.6% |
| Health care and social assistance | 9 | 4.6% |
| Finance and insurance | 8 | 4.1% |
| Transportation and warehousing | 5 | 2.6% |
| Arts, entertainment, and recreation | 5 | 2.6% |
| Agriculture, forestry, fishing and hunting | 4 | 2.0% |
| Educational services | 4 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33043 vs 33042 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33042 | Summerland Key, FL | 5,829 | 9.2 mi |
More ZIP Codes in Monroe County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Big Pine Key, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.