Boca Raton, FL · standard

ZIP Code 33431

Palm Beach County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,290
797/sq mi
$107,896
Median income
$640,700
Median home value
61.2%
Bachelor's or higher

The verdict

Boca Raton pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 8%
home value, US ZIPs
797
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33431 against every reporting US ZIP.

ZIP code 33431 is classified by USPS as a standard delivery area and covers roughly 22.9 square miles in Boca Raton, Palm Beach County, Florida. The area is home to 18,290 residents, producing a population density of 797 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33431 against Florida and the nation.

On the economic side, the median household income for ZIP 33431 sits at $107,896 (40% above the Florida average), while per-capita income is $48,168. The poverty rate stands at 12.6% and the unemployment rate at 7.1%. On housing, the median home value is $640,700 (71% above the state average) with median rent at $2,712 per month, and 65.5% of occupied units are owner-occupied, a direct signal of whether 33431 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 61.2% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Palm Beach County, so you can benchmark 33431 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33431

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33431, Boca Raton, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,290

Population

22.9

Area (sq mi)

797

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33431?

29.7

Median Age

42.5%

Male

57.5%

Female

15.8%

Foreign-Born

White 66.1%
African American 13.1%
Asian 3.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.9%
Hispanic or Latino 14.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,896

Median Household Income

+40% vs state

$48,168

Per Capita Income

12.6%

Poverty Rate

7.1%

Unemployment Rate

21.0 min

Mean Commute Time

How ZIP 33431 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$107,896 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.8%
Bachelor's Degree or Higher 61.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,181

Total Housing Units

7,814

Occupied Units

1,367

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 65.5%
Renter 34.5%

$640,700

Median Home Value

+71% vs state

$2,712

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

411

HPI Index (2000 = 100)

+311%

Total Change Since 2000

Home values in ZIP 33431 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +311% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 259
2021 +12.8% 292
2022 +24.1% 363
2023 +6.4% 386
2024 +6.3% 411

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 3,031 business establishments in ZIP 33431, employing approximately 40,534 people with a combined annual payroll of $3,600,463,000.

3,031

Businesses

40,534

Employees

$3.6B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 712 23.5%
Retail trade 331 10.9%
Health care and social assistance 325 10.7%
Finance and insurance 311 10.3%
Real estate and rental and leasing 295 9.7%
Other services (except public administration) 188 6.2%
Accommodation and food services 177 5.8%
Administrative and support and waste management and remediation services 154 5.1%
Wholesale trade 148 4.9%
Construction 116 3.8%
Information 71 2.3%
Transportation and warehousing 48 1.6%
Manufacturing 44 1.4%
Educational services 43 1.4%
Arts, entertainment, and recreation 36 1.2%
Management of companies and enterprises 25 0.8%
Agriculture, forestry, fishing and hunting 4 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33431 vs 33487 →

ZIP 33431 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33431 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33431 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33431 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33487 Boca Raton, FL 16,421 2.1 mi
33486 Boca Raton, FL 21,720 2.4 mi
33432 Boca Raton, FL 18,715 2.7 mi
33434 Boca Raton, FL 19,260 4.0 mi
33441 Deerfield Beach, FL 26,838 4.8 mi
33445 Delray Beach, FL 29,754 5.1 mi
33496 Boca Raton, FL 20,969 4.0 mi
33433 Boca Raton, FL 41,722 4.2 mi
33444 Delray Beach, FL 20,221 5.5 mi
33484 Delray Beach, FL 23,443 5.4 mi

More ZIP Codes in Palm Beach County

Frequently Asked Questions

What county is ZIP code 33431 in?
ZIP code 33431 (Boca Raton) is located in Palm Beach County, Florida. Palm Beach County contains multiple ZIP codes, see the full list at /counties/palm-beach-fl.
What is the population of ZIP code 33431?
ZIP code 33431 in Boca Raton, FL has a population of 18,290 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33431?
The median household income in ZIP 33431 is $107,896, which is 41% above the national average of $76,288.
What is the average home value in ZIP 33431?
The median home value in ZIP 33431 is $640,700, which is 130% above the national average of $278,155.
What is the demographic makeup of ZIP 33431?
The largest racial group in ZIP 33431 is White at 66.1%. Hispanic or Latino residents make up 14.9% of the population.
How many businesses are in ZIP code 33431?
ZIP code 33431 has 3,031 business establishments employing approximately 40,534 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33431?
The top industries by establishment count in ZIP 33431 are: Professional, scientific, and technical services (712), Retail trade (331), Health care and social assistance (325). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 33431?
According to the FHFA House Price Index, home values in ZIP 33431 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 311%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33431?
In ZIP code 33431, 73.8% of residents aged 25+ have a high school diploma or higher, and 61.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33431?
The mean commute time for workers in ZIP code 33431 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33431?
In ZIP code 33431, approximately 65.5% of occupied housing units are owner-occupied and 34.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33431?
The poverty rate in ZIP code 33431 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Boca Raton, FL

Verify and explore additional data for this area using these official government sources.