Indian Rocks Beach, FL · standard
ZIP Code 33785
Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,533
- 1,813/sq mi
- $101,356
- Median income
- $729,200
- Median home value
- 49.4%
- Bachelor's or higher
The verdict
Indian Rocks Beach pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 1,813
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33785 against every reporting US ZIP.
ZIP code 33785 is classified by USPS as a standard delivery area and covers roughly 3.1 square miles in Indian Rocks Beach, Pinellas County, Florida. The area is home to 5,533 residents, producing a population density of 1,813 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33785 against Florida and the nation.
On the economic side, the median household income for ZIP 33785 sits at $101,356 (31% above the Florida average), while per-capita income is $71,976. The poverty rate stands at 10.4% and the unemployment rate at 3.1%. On housing, the median home value is $729,200 (94% above the state average) with median rent at $1,948 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 33785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 49.4% of adults hold a bachelor's degree or higher, the median age is 58.5, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 33785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 33785
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 33785.
- Professional, scientific, and technical services
Professional, scientific, and technical services
54 establishments
- Accommodation and food services
Accommodation and food services
43 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
30 establishments
- Retail trade 18
Retail trade
18 establishments
- Construction 15
Construction
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33785, Indian Rocks Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,533
Population
3.1
Area (sq mi)
1,813
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33785?
58.5
Median Age
48.2%
Male
51.8%
Female
11.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,356
Median Household Income
+31% vs state
$71,976
Per Capita Income
10.4%
Poverty Rate
3.1%
Unemployment Rate
25.1 min
Mean Commute Time
How ZIP 33785 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$101,356 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,983
Total Housing Units
2,555
Occupied Units
3,428
Vacant Units
1.92
Avg Household Size
Occupancy Type
$729,200
Median Home Value
+94% vs state
$1,948
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.6%
YoY Change (2024)
466
HPI Index (2000 = 100)
+366%
Total Change Since 2000
Home values in ZIP 33785 have decreased 6.6% over the past year (2024). Since 2000, this ZIP has seen +366% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 265 |
| 2021 | +25.1% | 332 |
| 2022 | +59.3% | 528 |
| 2023 | -5.7% | 498 |
| 2024 | -6.6% | 466 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 230 business establishments in ZIP 33785, employing approximately 1,950 people with a combined annual payroll of $74,591,000.
230
Businesses
1,950
Employees
$74.6M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 54 | 23.5% |
| Accommodation and food services | 43 | 18.7% |
| Real estate and rental and leasing | 30 | 13.0% |
| Retail trade | 18 | 7.8% |
| Construction | 15 | 6.5% |
| Administrative and support and waste management and remediation services | 14 | 6.1% |
| Other services (except public administration) | 14 | 6.1% |
| Finance and insurance | 11 | 4.8% |
| Health care and social assistance | 8 | 3.5% |
| Arts, entertainment, and recreation | 7 | 3.0% |
| Wholesale trade | 4 | 1.7% |
| Transportation and warehousing | 4 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33785 vs 33774 →
ZIP 33785 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33756
Clearwater (33756)
31,275 residents
- 33771
Largo (33771)
29,839 residents
- 33770
Largo (33770)
25,281 residents
- 33772
Seminole (33772)
22,981 residents
- 33774
Largo (33774)
17,712 residents
- 33773
Largo (33773)
16,826 residents
- 33778
Largo (33778)
14,263 residents
- 33776 12,402
Seminole (33776)
12,402 residents
- 33767 8,007
Clearwater Beach (33767)
8,007 residents
What this shows Among its immediate neighbors, ZIP 33785 ranks #0 by population — useful context the national average alone can't give.
ZIP 33785 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33786
Belleair Beach (33786)
$163,125 median income
- 33767
Clearwater Beach (33767)
$117,425 median income
- 33776
Seminole (33776)
$105,337 median income
- 33785
Indian Rocks Beach (33785)
$101,356 median income
- 33774
Largo (33774)
$79,139 median income
- 33773
Largo (33773)
$76,867 median income
- 33772
Seminole (33772)
$73,586 median income
- 33778
Largo (33778)
$65,355 median income
- 33756 $61,872
Clearwater (33756)
$61,872 median income
What this shows By household income, ZIP 33785 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33774 | Largo, FL | 17,712 | 1.0 mi |
| 33786 | Belleair Beach, FL | 1,669 | 2.7 mi |
| 33778 | Largo, FL | 14,263 | 2.8 mi |
| 33776 | Seminole, FL | 12,402 | 2.7 mi |
| 33770 | Largo, FL | 25,281 | 3.2 mi |
| 33773 | Largo, FL | 16,826 | 5.3 mi |
| 33772 | Seminole, FL | 22,981 | 4.2 mi |
| 33767 | Clearwater Beach, FL | 8,007 | 6.0 mi |
| 33771 | Largo, FL | 29,839 | 5.5 mi |
| 33756 | Clearwater, FL | 31,275 | 5.2 mi |
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 33785 in? ▼
What is the population of ZIP code 33785? ▼
What is the median household income in ZIP 33785? ▼
What is the average home value in ZIP 33785? ▼
What is the demographic makeup of ZIP 33785? ▼
How many businesses are in ZIP code 33785? ▼
What are the main industries in ZIP code 33785? ▼
How have home values changed in ZIP code 33785? ▼
What is the education level in ZIP code 33785? ▼
What is the average commute time in ZIP 33785? ▼
What percentage of residents own vs. rent in ZIP 33785? ▼
What is the poverty rate in ZIP code 33785? ▼
ZIP Code Research Guides
Official Data Resources for Indian Rocks Beach, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.