Indian Rocks Beach, FL · standard

ZIP Code 33785

Pinellas County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,533
1,813/sq mi
$101,356
Median income
$729,200
Median home value
49.4%
Bachelor's or higher

The verdict

Indian Rocks Beach pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 6%
home value, US ZIPs
1,813
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33785 against every reporting US ZIP.

ZIP code 33785 is classified by USPS as a standard delivery area and covers roughly 3.1 square miles in Indian Rocks Beach, Pinellas County, Florida. The area is home to 5,533 residents, producing a population density of 1,813 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33785 against Florida and the nation.

On the economic side, the median household income for ZIP 33785 sits at $101,356 (31% above the Florida average), while per-capita income is $71,976. The poverty rate stands at 10.4% and the unemployment rate at 3.1%. On housing, the median home value is $729,200 (94% above the state average) with median rent at $1,948 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 33785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 49.4% of adults hold a bachelor's degree or higher, the median age is 58.5, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinellas County, so you can benchmark 33785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33785

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33785.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33785, Indian Rocks Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,533

Population

3.1

Area (sq mi)

1,813

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33785?

58.5

Median Age

48.2%

Male

51.8%

Female

11.6%

Foreign-Born

White 88.6%
African American 0.4%
Asian 4.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,356

Median Household Income

+31% vs state

$71,976

Per Capita Income

10.4%

Poverty Rate

3.1%

Unemployment Rate

25.1 min

Mean Commute Time

How ZIP 33785 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$101,356 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.2%
Bachelor's Degree or Higher 49.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,983

Total Housing Units

2,555

Occupied Units

3,428

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$729,200

Median Home Value

+94% vs state

$1,948

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.6%

YoY Change (2024)

466

HPI Index (2000 = 100)

+366%

Total Change Since 2000

Home values in ZIP 33785 have decreased 6.6% over the past year (2024). Since 2000, this ZIP has seen +366% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.1% 265
2021 +25.1% 332
2022 +59.3% 528
2023 -5.7% 498
2024 -6.6% 466

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 230 business establishments in ZIP 33785, employing approximately 1,950 people with a combined annual payroll of $74,591,000.

230

Businesses

1,950

Employees

$74.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 54 23.5%
Accommodation and food services 43 18.7%
Real estate and rental and leasing 30 13.0%
Retail trade 18 7.8%
Construction 15 6.5%
Administrative and support and waste management and remediation services 14 6.1%
Other services (except public administration) 14 6.1%
Finance and insurance 11 4.8%
Health care and social assistance 8 3.5%
Arts, entertainment, and recreation 7 3.0%
Wholesale trade 4 1.7%
Transportation and warehousing 4 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33785 vs 33774 →

ZIP 33785 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33785 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33785 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33785 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33774 Largo, FL 17,712 1.0 mi
33786 Belleair Beach, FL 1,669 2.7 mi
33778 Largo, FL 14,263 2.8 mi
33776 Seminole, FL 12,402 2.7 mi
33770 Largo, FL 25,281 3.2 mi
33773 Largo, FL 16,826 5.3 mi
33772 Seminole, FL 22,981 4.2 mi
33767 Clearwater Beach, FL 8,007 6.0 mi
33771 Largo, FL 29,839 5.5 mi
33756 Clearwater, FL 31,275 5.2 mi

More ZIP Codes in Pinellas County

Frequently Asked Questions

What county is ZIP code 33785 in?
ZIP code 33785 (Indian Rocks Beach) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 33785?
ZIP code 33785 in Indian Rocks Beach, FL has a population of 5,533 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33785?
The median household income in ZIP 33785 is $101,356, which is 33% above the national average of $76,288.
What is the average home value in ZIP 33785?
The median home value in ZIP 33785 is $729,200, which is 162% above the national average of $278,155.
What is the demographic makeup of ZIP 33785?
The largest racial group in ZIP 33785 is White at 88.6%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 33785?
ZIP code 33785 has 230 business establishments employing approximately 1,950 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33785?
The top industries by establishment count in ZIP 33785 are: Professional, scientific, and technical services (54), Accommodation and food services (43), Real estate and rental and leasing (30). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 33785?
According to the FHFA House Price Index, home values in ZIP 33785 decreased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 366%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33785?
In ZIP code 33785, 66.2% of residents aged 25+ have a high school diploma or higher, and 49.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33785?
The mean commute time for workers in ZIP code 33785 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33785?
In ZIP code 33785, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33785?
The poverty rate in ZIP code 33785 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Indian Rocks Beach, FL

Verify and explore additional data for this area using these official government sources.