Belleair Beach, FL · standard
ZIP Code 33786
Pinellas County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,669
- 1,199/sq mi High-density area
- $163,125
- Median income Above-median income area
- $1,053,000
- Median home value Above-median home value
- 57.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Belleair Beach pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 1,199
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33786 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33786 (Belleair Beach, FL) fell -5.3% from 2023 to 2024. The all-transactions index moved from 436.9 in 2023 to 413.8 in 2024 (2000 = 100).
ZIP code 33786 covers 1.4 square miles in Belleair Beach, Pinellas County, Florida (a standard USPS delivery area), with a modest 1,669 residents on file, a density of 1,199 people per square mile, in the New York time zone.
ZIP 33786 skews affluent, with a median household income of $163,125 (112% above the average Florida ZIP), while per-capita income is $102,464. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $1,053,000 (181% above the average Florida ZIP), while 95.0% of occupied homes are owner-occupied and median rent is $3,501.
This is a highly-educated ZIP: 57.2% of adults hold a bachelor's degree or higher, the median age is 59.1, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Pinellas County, so 33786 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33786
Top 5 sectors by establishment count in Belleair Beach, FL
Which industries have the most business establishments in ZIP 33786.
- Professional, scientific, and technical services
Professional, scientific, and technical services
12 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
11 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Health care and social assistance 4
Health care and social assistance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33786, Belleair Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,669
Population
1.4
Area (sq mi)
1,199
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33786?
59.1
Median Age
48.2%
Male
51.8%
Female
16.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$163,125
Median Household Income
+112% vs state ZIP avg
$102,464
Per Capita Income
5.7%
Poverty Rate
3.5%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 33786 ranks among Florida ZIPs
Belleair Beach, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$163,125 Top 1% higher than 99% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,187housing units
1,187
Total Housing Units
698
Occupied Units
489
Vacant Units
2.27
Avg Household Size
Occupancy Type
$1,053,000
Median Home Value
+181% vs state ZIP avg
$3,501
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.3%
YoY Change (2024)
414
HPI Index (2000 = 100)
+314%
Total Change Since 2000
Home values in ZIP 33786 have decreased 5.3% over the past year (2024). Since 2000, this ZIP has seen +314% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.6% | 268 |
| 2021 | +13.7% | 305 |
| 2022 | +22.0% | 372 |
| 2023 | +17.5% | 437 |
| 2024 | -5.3% | 414 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 40 business establishments in ZIP 33786, employing approximately 121 people with a combined annual payroll of $5,986,000.
40
Businesses
121
Employees
$6.0M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 12 | 30.0% |
| Real estate and rental and leasing | 11 | 27.5% |
| Accommodation and food services | 5 | 12.5% |
| Health care and social assistance | 4 | 10.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33786 vs 33770 →
ZIP 33786 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33756
Clearwater (33756)
31,275 residents
- 33771
Largo (33771)
29,839 residents
- 33755
Clearwater (33755)
26,146 residents
- 33770
Largo (33770)
25,281 residents
- 33764
Clearwater (33764)
24,045 residents
- 33774
Largo (33774)
17,712 residents
- 33778
Largo (33778)
14,263 residents
- 33776 12,402
Seminole (33776)
12,402 residents
- 33767 8,007
Clearwater Beach (33767)
8,007 residents
What this shows Among its immediate neighbors, ZIP 33786 ranks #0 by population - useful context the national average alone can't give.
ZIP 33786 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33786
Belleair Beach (33786)
$163,125 median income
- 33767
Clearwater Beach (33767)
$117,425 median income
- 33776
Seminole (33776)
$105,337 median income
- 33785
Indian Rocks Beach (33785)
$101,356 median income
- 33774
Largo (33774)
$79,139 median income
- 33764
Clearwater (33764)
$67,256 median income
- 33778
Largo (33778)
$65,355 median income
- 33755 $62,886
Clearwater (33755)
$62,886 median income
- 33756 $61,872
Clearwater (33756)
$61,872 median income
What this shows By household income, ZIP 33786 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33770 | Largo, FL | 25,281 | 2.1 mi |
| 33785 | Indian Rocks Beach, FL | 5,533 | 2.7 mi |
| 33774 | Largo, FL | 17,712 | 2.9 mi |
| 33767 | Clearwater Beach, FL | 8,007 | 3.3 mi |
| 33756 | Clearwater, FL | 31,275 | 3.0 mi |
| 33778 | Largo, FL | 14,263 | 3.7 mi |
| 33776 | Seminole, FL | 12,402 | 5.2 mi |
| 33771 | Largo, FL | 29,839 | 4.9 mi |
| 33764 | Clearwater, FL | 24,045 | 5.9 mi |
| 33755 | Clearwater, FL | 26,146 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33786, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,669 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinellas County
Related Areas
Frequently Asked Questions
What county is ZIP code 33786 in?
ZIP code 33786 (Belleair Beach) is located in Pinellas County, Florida. Pinellas County contains multiple ZIP codes, see the full list at /counties/pinellas-fl.
What is the population of ZIP code 33786?
ZIP code 33786 in Belleair Beach, FL has a population of 1,669 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33786?
The median household income in ZIP 33786 is $163,125, which is 114% above the national average of $76,288.
What is the average home value in ZIP 33786?
The median home value in ZIP 33786 is $1,053,000, which is 279% above the national average of $278,155.
What is the demographic makeup of ZIP 33786?
The largest racial group in ZIP 33786 is White at 92.4%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 33786?
ZIP code 33786 has 40 business establishments employing approximately 121 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33786?
The top industries by establishment count in ZIP 33786 are: Professional, scientific, and technical services (12), Real estate and rental and leasing (11), Accommodation and food services (5). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 33786?
According to the FHFA House Price Index, home values in ZIP 33786 decreased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 314%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33786?
In ZIP code 33786, 69.2% of residents aged 25+ have a high school diploma or higher, and 57.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33786?
The mean commute time for workers in ZIP code 33786 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33786?
In ZIP code 33786, approximately 95.0% of occupied housing units are owner-occupied and 5.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33786?
The poverty rate in ZIP code 33786 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33786's numbers, next.
- See how ZIP 33786 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Belleair Beach, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.