Port Charlotte, FL · standard
ZIP Code 33981
Charlotte County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,534
- 152/sq mi High-density area
- $84,098
- Median income Above-median income area
- $386,800
- Median home value Above-median home value
- 27.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Port Charlotte pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 33%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 152
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33981 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33981 (Port Charlotte, FL) fell -17.3% from 2023 to 2024. The all-transactions index moved from 330.9 in 2023 to 273.5 in 2024 (2000 = 100).
ZIP code 33981 is a mid-sized community (a standard USPS delivery area) in Port Charlotte, Charlotte County, Florida, home to 9,534 residents across 62.9 square miles, a density of 152 people per square mile, in the New York time zone.
ZIP 33981 lands in the middle-income range, with a median household income of $84,098 (9% above the average Florida ZIP), while per-capita income is $52,939. The poverty rate is 9.1%, with unemployment at 1.8%; those measures add context to the income figure. Median home value is $386,800 (3% above the average Florida ZIP) and median rent is $1,311; 90.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 61.8, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Charlotte County, so 33981 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33981
Top 5 sectors by establishment count in Port Charlotte, FL
Which industries have the most business establishments in ZIP 33981.
- Construction
Construction
73 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
32 establishments
- Professional, scientific, and technical services 28
Professional, scientific, and technical services
28 establishments
- Real estate and rental and leasing 20
Real estate and rental and leasing
20 establishments
- Retail trade 17
Retail trade
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33981, Port Charlotte, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,534
Population
62.9
Area (sq mi)
152
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33981?
61.8
Median Age
50.4%
Male
49.6%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,098
Median Household Income
+9% vs state ZIP avg
$52,939
Per Capita Income
9.1%
Poverty Rate
1.8%
Unemployment Rate
32.2 min
Mean Commute Time
How ZIP 33981 ranks among Florida ZIPs
Port Charlotte, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,098 Top 32% higher than 68% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,523housing units
8,523
Total Housing Units
7,103
Occupied Units
1,420
Vacant Units
2.20
Avg Household Size
Occupancy Type
$386,800
Median Home Value
+3% vs state ZIP avg
$1,311
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-17.3%
YoY Change (2024)
273
HPI Index (2000 = 100)
+173%
Total Change Since 2000
Home values in ZIP 33981 have decreased 17.3% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 201 |
| 2021 | +19.6% | 240 |
| 2022 | +30.1% | 312 |
| 2023 | +6.0% | 331 |
| 2024 | -17.3% | 273 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 239 business establishments in ZIP 33981, employing approximately 1,535 people with a combined annual payroll of $64,212,000.
239
Businesses
1,535
Employees
$64.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 73 | 30.5% |
| Administrative and support and waste management and remediation services | 32 | 13.4% |
| Professional, scientific, and technical services | 28 | 11.7% |
| Real estate and rental and leasing | 20 | 8.4% |
| Retail trade | 17 | 7.1% |
| Other services (except public administration) | 17 | 7.1% |
| Finance and insurance | 10 | 4.2% |
| Transportation and warehousing | 8 | 3.4% |
| Accommodation and food services | 7 | 2.9% |
| Manufacturing | 6 | 2.5% |
| Health care and social assistance | 6 | 2.5% |
| Wholesale trade | 5 | 2.1% |
| Arts, entertainment, and recreation | 5 | 2.1% |
| Information | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33981 vs 33953 →
ZIP 33981 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33952
Port Charlotte (33952)
28,382 residents
- 34287
North Port (34287)
23,859 residents
- 34223
Englewood (34223)
16,875 residents
- 33948
Port Charlotte (33948)
15,958 residents
- 34224
Englewood (34224)
15,394 residents
- 33981 9,534
Port Charlotte (33981)
9,534 residents
- 33954 9,290
Port Charlotte (33954)
9,290 residents
- 33947 8,180
Rotonda West (33947)
8,180 residents
- 33953 5,522
Port Charlotte (33953)
5,522 residents
What this shows Among its immediate neighbors, ZIP 33981 ranks #6 by population - useful context the national average alone can't give.
ZIP 33981 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33946
Placida (33946)
$85,848 median income
- 33981
Port Charlotte (33981)
$84,098 median income
- 33953
Port Charlotte (33953)
$83,070 median income
- 33947
Rotonda West (33947)
$80,091 median income
- 33954
Port Charlotte (33954)
$78,288 median income
- 34223
Englewood (34223)
$76,016 median income
- 34287
North Port (34287)
$63,464 median income
- 33948
Port Charlotte (33948)
$62,744 median income
- 33952
Port Charlotte (33952)
$61,382 median income
What this shows By household income, ZIP 33981 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33953 | Port Charlotte, FL | 5,522 | 5.3 mi |
| 33947 | Rotonda West, FL | 8,180 | 4.1 mi |
| 34224 | Englewood, FL | 15,394 | 5.4 mi |
| 33948 | Port Charlotte, FL | 15,958 | 5.9 mi |
| 33946 | Placida, FL | 2,125 | 6.2 mi |
| 34287 | North Port, FL | 23,859 | 9.2 mi |
| 33921 | Boca Grande, FL | 1,720 | 10.2 mi |
| 33952 | Port Charlotte, FL | 28,382 | 8.8 mi |
| 34223 | Englewood, FL | 16,875 | 9.2 mi |
| 33954 | Port Charlotte, FL | 9,290 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33981, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,534 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Charlotte County
Related Areas
Frequently Asked Questions
What county is ZIP code 33981 in?
ZIP code 33981 (Port Charlotte) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33981?
ZIP code 33981 in Port Charlotte, FL has a population of 9,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33981?
The median household income in ZIP 33981 is $84,098, which is 10% above the national average of $76,288.
What is the average home value in ZIP 33981?
The median home value in ZIP 33981 is $386,800, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 33981?
The largest racial group in ZIP 33981 is White at 90.0%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 33981?
ZIP code 33981 has 239 business establishments employing approximately 1,535 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33981?
The top industries by establishment count in ZIP 33981 are: Construction (73), Administrative and support and waste management and remediation services (32), Professional, scientific, and technical services (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 33981?
According to the FHFA House Price Index, home values in ZIP 33981 decreased by 17.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33981?
In ZIP code 33981, 61.0% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33981?
The mean commute time for workers in ZIP code 33981 is 32.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33981?
In ZIP code 33981, approximately 90.7% of occupied housing units are owner-occupied and 9.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33981?
The poverty rate in ZIP code 33981 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33981's numbers, next.
- See how ZIP 33981 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Port Charlotte, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.