PlainZIP

Port Charlotte, FL · standard

ZIP Code 33981

Charlotte County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,534
152/sq mi
$84,098
Median income
$386,800
Median home value
27.8%
Bachelor's or higher

The verdict

Port Charlotte pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 22%
home value, US ZIPs
152
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33981 against every reporting US ZIP.

ZIP code 33981 is a mid-sized community (a standard USPS delivery area) in Port Charlotte, Charlotte County, Florida, home to 9,534 residents across 62.9 square miles, a density of 152 people per square mile, in the New York time zone.

ZIP 33981 lands in the middle-income range, with a median household income of $84,098 (9% above the Florida average), while per-capita income is $52,939. Poverty here runs at 9.1%, with unemployment measured at 1.8%. Housing costs here run $386,800 for a typical home value (3% above the state average), with rent averaging $1,311 a month; 90.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 61.8, and the average commute is 32 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Charlotte County, letting you compare 33981 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 33981

Top 5 sectors by establishment count in Port Charlotte, FL

Which industries have the most business establishments in ZIP 33981.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33981, Port Charlotte, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,534

Population

62.9

Area (sq mi)

152

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33981?

61.8

Median Age

50.4%

Male

49.6%

Female

7.6%

Foreign-Born

White 90.0%
African American 1.2%
Asian 2.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 5.3%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,098

Median Household Income

+9% vs state

$52,939

Per Capita Income

9.1%

Poverty Rate

1.8%

Unemployment Rate

32.2 min

Mean Commute Time

How ZIP 33981 ranks nationally

Port Charlotte, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,098 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.0%
Bachelor's Degree or Higher 27.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,523

Total Housing Units

7,103

Occupied Units

1,420

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 90.7%
Renter 9.3%

$386,800

Median Home Value

+3% vs state

$1,311

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-17.3%

YoY Change (2024)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 33981 have decreased 17.3% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 201
2021 +19.6% 240
2022 +30.1% 312
2023 +6.0% 331
2024 -17.3% 273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 239 business establishments in ZIP 33981, employing approximately 1,535 people with a combined annual payroll of $64,212,000.

239

Businesses

1,535

Employees

$64.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 73 30.5%
Administrative and support and waste management and remediation services 32 13.4%
Professional, scientific, and technical services 28 11.7%
Real estate and rental and leasing 20 8.4%
Retail trade 17 7.1%
Other services (except public administration) 17 7.1%
Finance and insurance 10 4.2%
Transportation and warehousing 8 3.4%
Accommodation and food services 7 2.9%
Manufacturing 6 2.5%
Health care and social assistance 6 2.5%
Wholesale trade 5 2.1%
Arts, entertainment, and recreation 5 2.1%
Information 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33981 vs 33953 →

ZIP 33981 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33981 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33981 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33981 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33953 Port Charlotte, FL 5,522 5.3 mi
33947 Rotonda West, FL 8,180 4.1 mi
34224 Englewood, FL 15,394 5.4 mi
33948 Port Charlotte, FL 15,958 5.9 mi
33946 Placida, FL 2,125 6.2 mi
34287 North Port, FL 23,859 9.2 mi
33921 Boca Grande, FL 1,720 10.2 mi
33952 Port Charlotte, FL 28,382 8.8 mi
34223 Englewood, FL 16,875 9.2 mi
33954 Port Charlotte, FL 9,290 9.2 mi

More ZIP Codes in Charlotte County

33952 standard
Port Charlotte, FL
Pop: 28,382
33950 standard
Punta Gorda, FL
Pop: 20,699
33948 standard
Port Charlotte, FL
Pop: 15,958
34224 standard
Englewood, FL
Pop: 15,394
33983 standard
Punta Gorda, FL
Pop: 13,954
33980 standard
Punta Gorda, FL
Pop: 10,322

Related Areas

Charlotte County Port Charlotte, FL Florida

Frequently Asked Questions

What county is ZIP code 33981 in? ▼
ZIP code 33981 (Port Charlotte) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33981? ▼
ZIP code 33981 in Port Charlotte, FL has a population of 9,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33981? ▼
The median household income in ZIP 33981 is $84,098, which is 10% above the national average of $76,288.
What is the average home value in ZIP 33981? ▼
The median home value in ZIP 33981 is $386,800, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 33981? ▼
The largest racial group in ZIP 33981 is White at 90.0%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 33981? ▼
ZIP code 33981 has 239 business establishments employing approximately 1,535 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33981? ▼
The top industries by establishment count in ZIP 33981 are: Construction (73), Administrative and support and waste management and remediation services (32), Professional, scientific, and technical services (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 33981? ▼
According to the FHFA House Price Index, home values in ZIP 33981 decreased by 17.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33981? ▼
In ZIP code 33981, 61.0% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33981? ▼
The mean commute time for workers in ZIP code 33981 is 32.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33981? ▼
In ZIP code 33981, approximately 90.7% of occupied housing units are owner-occupied and 9.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33981? ▼
The poverty rate in ZIP code 33981 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.