Punta Gorda, FL · standard
ZIP Code 33950
Charlotte County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,699
- 356/sq mi High-density area
- $76,369
- Median income Near-median income area
- $433,800
- Median home value Above-median home value
- 38.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Punta Gorda pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 356
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33950 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33950 (Punta Gorda, FL) fell -8.6% from 2023 to 2024. The all-transactions index moved from 326.1 in 2023 to 298.2 in 2024 (2000 = 100).
ZIP code 33950 is a densely settled ZIP (a standard USPS delivery area) in Punta Gorda, Charlotte County, Florida, with 20,699 residents across 58.2 square miles, a density of 356 people per square mile, in the New York time zone.
ZIP 33950 lands in the middle-income range, with a median household income of $76,369 (1% below the average Florida ZIP), while per-capita income is $55,216. The poverty rate is 9.3%, with unemployment at 5.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $433,800 (16% above the average Florida ZIP), while 82.4% of occupied homes are owner-occupied and median rent is $1,276.
A solid share of residents have a four-year degree: 38.4% of adults hold a bachelor's degree or higher, the median age is 65.4, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Charlotte County, so 33950 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33950
Top 5 sectors by establishment count in Punta Gorda, FL
Which industries have the most business establishments in ZIP 33950.
- Professional, scientific, and technical services
Professional, scientific, and technical services
105 establishments
- Health care and social assistance
Health care and social assistance
104 establishments
- Retail trade
Retail trade
103 establishments
- Construction
Construction
75 establishments
- Other services (except public administration)
Other services (except public administration)
75 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33950, Punta Gorda, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,699
Population
58.2
Area (sq mi)
356
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33950?
65.4
Median Age
49.3%
Male
50.7%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,369
Median Household Income
-1% vs state ZIP avg
$55,216
Per Capita Income
9.3%
Poverty Rate
5.0%
Unemployment Rate
29.1 min
Mean Commute Time
How ZIP 33950 ranks among Florida ZIPs
Punta Gorda, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,369 Top 43% higher than 57% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,077housing units
17,077
Total Housing Units
12,696
Occupied Units
4,381
Vacant Units
1.95
Avg Household Size
Occupancy Type
$433,800
Median Home Value
+16% vs state ZIP avg
$1,276
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.6%
YoY Change (2024)
298
HPI Index (2000 = 100)
+198%
Total Change Since 2000
Home values in ZIP 33950 have decreased 8.6% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 194 |
| 2021 | +16.5% | 226 |
| 2022 | +35.9% | 307 |
| 2023 | +6.2% | 326 |
| 2024 | -8.6% | 298 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 772 business establishments in ZIP 33950, employing approximately 8,330 people with a combined annual payroll of $423,703,000.
772
Businesses
8,330
Employees
$423.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 105 | 13.6% |
| Health care and social assistance | 104 | 13.5% |
| Retail trade | 103 | 13.3% |
| Construction | 75 | 9.7% |
| Other services (except public administration) | 75 | 9.7% |
| Real estate and rental and leasing | 73 | 9.5% |
| Accommodation and food services | 65 | 8.4% |
| Finance and insurance | 63 | 8.2% |
| Administrative and support and waste management and remediation services | 36 | 4.7% |
| Wholesale trade | 25 | 3.2% |
| Manufacturing | 15 | 1.9% |
| Information | 10 | 1.3% |
| Transportation and warehousing | 7 | 0.9% |
| Educational services | 5 | 0.7% |
| Arts, entertainment, and recreation | 5 | 0.7% |
| Utilities | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33950 vs 33980 →
ZIP 33950 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33952
Port Charlotte (33952)
28,382 residents
- 33950
Punta Gorda (33950)
20,699 residents
- 33948
Port Charlotte (33948)
15,958 residents
- 33983
Punta Gorda (33983)
13,954 residents
- 33980 10,322
Punta Gorda (33980)
10,322 residents
- 33955 10,060
Punta Gorda (33955)
10,060 residents
- 33954 9,290
Port Charlotte (33954)
9,290 residents
What this shows Among its immediate neighbors, ZIP 33950 ranks #2 by population - useful context the national average alone can't give.
ZIP 33950 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33954
Port Charlotte (33954)
$78,288 median income
- 33955
Punta Gorda (33955)
$76,943 median income
- 33950
Punta Gorda (33950)
$76,369 median income
- 33983
Punta Gorda (33983)
$71,856 median income
- 33980
Punta Gorda (33980)
$63,591 median income
- 33948
Port Charlotte (33948)
$62,744 median income
- 33952
Port Charlotte (33952)
$61,382 median income
What this shows By household income, ZIP 33950 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33950, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,699 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Charlotte County
Related Areas
Frequently Asked Questions
What county is ZIP code 33950 in?
ZIP code 33950 (Punta Gorda) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33950?
ZIP code 33950 in Punta Gorda, FL has a population of 20,699 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33950?
The median household income in ZIP 33950 is $76,369, which is 0% above the national average of $76,288.
What is the average home value in ZIP 33950?
The median home value in ZIP 33950 is $433,800, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 33950?
The largest racial group in ZIP 33950 is White at 86.9%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 33950?
ZIP code 33950 has 772 business establishments employing approximately 8,330 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33950?
The top industries by establishment count in ZIP 33950 are: Professional, scientific, and technical services (105), Health care and social assistance (104), Retail trade (103). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33950?
According to the FHFA House Price Index, home values in ZIP 33950 decreased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33950?
In ZIP code 33950, 60.6% of residents aged 25+ have a high school diploma or higher, and 38.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33950?
The mean commute time for workers in ZIP code 33950 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33950?
In ZIP code 33950, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33950?
The poverty rate in ZIP code 33950 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33950's numbers, next.
- See how ZIP 33950 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Punta Gorda, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.