Punta Gorda, FL · standard

ZIP Code 33955

Charlotte County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,060
72/sq mi
$76,943
Median income
$376,200
Median home value
27.2%
Bachelor's or higher

The verdict

Punta Gorda pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 23%
home value, US ZIPs
72
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33955 against every reporting US ZIP.

ZIP code 33955 is classified by USPS as a standard delivery area and covers roughly 140.1 square miles in Punta Gorda, Charlotte County, Florida. The area is home to 10,060 residents, producing a population density of 72 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33955 against Florida and the nation.

On the economic side, the median household income for ZIP 33955 sits at $76,943 (0% below the Florida average), while per-capita income is $42,114. The poverty rate stands at 8.9% and the unemployment rate at 5.6%. On housing, the median home value is $376,200 (0% above the state average) with median rent at $1,375 per month, and 90.5% of occupied units are owner-occupied, a direct signal of whether 33955 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.2% of adults hold a bachelor's degree or higher, the median age is 60.2, and the average commute is 26 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Charlotte County, so you can benchmark 33955 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33955

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33955.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33955, Punta Gorda, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,060

Population

140.1

Area (sq mi)

72

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33955?

60.2

Median Age

57.1%

Male

42.9%

Female

5.9%

Foreign-Born

White 83.0%
African American 6.5%
Asian 0.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,943

Median Household Income

-0% vs state

$42,114

Per Capita Income

8.9%

Poverty Rate

5.6%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 33955 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$76,943 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 27.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,018

Total Housing Units

5,127

Occupied Units

1,891

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 90.5%
Renter 9.5%

$376,200

Median Home Value

+0% vs state

$1,375

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-10.4%

YoY Change (2024)

305

HPI Index (2000 = 100)

+205%

Total Change Since 2000

Home values in ZIP 33955 have decreased 10.4% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 196
2021 +15.2% 225
2022 +36.3% 307
2023 +10.8% 340
2024 -10.4% 305

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 150 business establishments in ZIP 33955, employing approximately 716 people with a combined annual payroll of $35,750,000.

150

Businesses

716

Employees

$35.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 38 25.3%
Professional, scientific, and technical services 20 13.3%
Real estate and rental and leasing 18 12.0%
Other services (except public administration) 16 10.7%
Retail trade 13 8.7%
Administrative and support and waste management and remediation services 11 7.3%
Accommodation and food services 10 6.7%
Transportation and warehousing 7 4.7%
Finance and insurance 6 4.0%
Wholesale trade 5 3.3%
Health care and social assistance 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33955 vs 33909 →

ZIP 33955 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33955 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33955 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33955 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33909 Cape Coral, FL 23,119 8.3 mi
33950 Punta Gorda, FL 20,699 7.4 mi
33993 Cape Coral, FL 20,628 8.7 mi
33903 North Fort Myers, FL 20,776 10.0 mi
33917 North Fort Myers, FL 28,666 9.9 mi

More ZIP Codes in Charlotte County

Frequently Asked Questions

What county is ZIP code 33955 in?
ZIP code 33955 (Punta Gorda) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33955?
ZIP code 33955 in Punta Gorda, FL has a population of 10,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33955?
The median household income in ZIP 33955 is $76,943, which is 1% above the national average of $76,288.
What is the average home value in ZIP 33955?
The median home value in ZIP 33955 is $376,200, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 33955?
The largest racial group in ZIP 33955 is White at 83.0%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 33955?
ZIP code 33955 has 150 business establishments employing approximately 716 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33955?
The top industries by establishment count in ZIP 33955 are: Construction (38), Professional, scientific, and technical services (20), Real estate and rental and leasing (18). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 33955?
According to the FHFA House Price Index, home values in ZIP 33955 decreased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33955?
In ZIP code 33955, 59.3% of residents aged 25+ have a high school diploma or higher, and 27.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33955?
The mean commute time for workers in ZIP code 33955 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33955?
In ZIP code 33955, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33955?
The poverty rate in ZIP code 33955 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Punta Gorda, FL

Verify and explore additional data for this area using these official government sources.