Punta Gorda, FL · standard

ZIP Code 33982

Charlotte County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 14, 2026

9,176
8/sq mi: $72,443
Median income: $314,700
Median home value: 31.8%
Bachelor's or higher

The verdict

Punta Gorda pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs: Top 31%
home value, US ZIPs: 8
people per sq mi: 89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33982 against every reporting US ZIP.

ZIP code 33982 is classified by USPS as a standard delivery area and covers roughly 1132.8 square miles in Punta Gorda, Charlotte County, Florida. The area is home to 9,176 residents, producing a population density of 8 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33982 against Florida and the nation.

On the economic side, the median household income for ZIP 33982 sits at $72,443 (6% below the Florida average), while per-capita income is $47,543. The poverty rate stands at 7.0% and the unemployment rate at 4.2%. On housing, the median home value is $314,700 (16% below the state average) with median rent at $1,197 per month, and 88.8% of occupied units are owner-occupied, a direct signal of whether 33982 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.8% of adults hold a bachelor's degree or higher, the median age is 53.6, and the average commute is 28 minutes. Use the benchmarks above to see where 33982 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33982

Construction

67
Administrative and support and waste management and remediation services

38
Other services (except public administration)

31
Retail trade

25
Professional, scientific, and technical services

25

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33982, Punta Gorda, FL · 2023 Accessed 2026-06-14 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,176

Population

1132.8

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 33982?

53.6

Median Age

53.4%

Male

46.6%

Female

6.8%

Foreign-Born

White 85.6%

African American 1.7%

Asian 0.8%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 11.4%

Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,443

Median Household Income

-6% vs state

$47,543

Per Capita Income

7.0%

Poverty Rate

4.2%

Unemployment Rate

28.1 min

Mean Commute Time

How ZIP 33982 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$72,443 Top 49% higher than 51% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.1%

Bachelor's Degree or Higher 31.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,890

Total Housing Units

5,530

Occupied Units

1,360

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 88.8%

Renter 11.2%

$314,700

Median Home Value

-16% vs state

$1,197

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

365

HPI Index (2000 = 100)

+265%

Total Change Since 2000

Home values in ZIP 33982 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +265% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+2.3%	222
2021	+20.3%	268
2022	+23.4%	330
2023	+5.7%	349
2024	+4.7%	365

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 308 business establishments in ZIP 33982, employing approximately 3,022 people with a combined annual payroll of $144,963,000.

308

Businesses

3,022

Employees

$145.0M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	67	21.8%
Administrative and support and waste management and remediation services	38	12.3%
Other services (except public administration)	31	10.1%
Retail trade	25	8.1%
Professional, scientific, and technical services	25	8.1%
Real estate and rental and leasing	23	7.5%
Wholesale trade	21	6.8%
Transportation and warehousing	17	5.5%
Accommodation and food services	15	4.9%
Health care and social assistance	12	3.9%
Manufacturing	8	2.6%
Mining, quarrying, and oil and gas extraction	7	2.3%
Arts, entertainment, and recreation	6	1.9%
Educational services	5	1.6%
Finance and insurance	4	1.3%
Information	3	1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Charlotte County

Charlotte County Punta Gorda, FL Florida

Frequently Asked Questions

What county is ZIP code 33982 in? ▼

ZIP code 33982 (Punta Gorda) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.

What is the population of ZIP code 33982? ▼

ZIP code 33982 in Punta Gorda, FL has a population of 9,176 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 33982? ▼

The median household income in ZIP 33982 is $72,443, which is 5% below the national average of $76,288.

What is the average home value in ZIP 33982? ▼

The median home value in ZIP 33982 is $314,700, which is 13% above the national average of $278,155.

What is the demographic makeup of ZIP 33982? ▼

The largest racial group in ZIP 33982 is White at 85.6%. Hispanic or Latino residents make up 6.8% of the population.

How many businesses are in ZIP code 33982? ▼

ZIP code 33982 has 308 business establishments employing approximately 3,022 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 33982? ▼

The top industries by establishment count in ZIP 33982 are: Construction (67), Administrative and support and waste management and remediation services (38), Other services (except public administration) (31). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 33982? ▼

According to the FHFA House Price Index, home values in ZIP 33982 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 265%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 33982? ▼

In ZIP code 33982, 66.1% of residents aged 25+ have a high school diploma or higher, and 31.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 33982? ▼

The mean commute time for workers in ZIP code 33982 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 33982? ▼

In ZIP code 33982, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 33982? ▼

The poverty rate in ZIP code 33982 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.