Punta Gorda, FL · standard
ZIP Code 33982
Charlotte County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,176
- 8/sq mi Low-density area
- $72,443
- Median income Near-median income area
- $314,700
- Median home value Above-median home value
- 31.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Punta Gorda pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 49%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 8
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33982 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33982 (Punta Gorda, FL) rose +4.7% from 2023 to 2024. The all-transactions index moved from 349.1 in 2023 to 365.4 in 2024 (2000 = 100).
ZIP code 33982 is a mid-sized community (a standard USPS delivery area) in Punta Gorda, Charlotte County, Florida, home to 9,176 residents across 1132.8 square miles, a density of 8 people per square mile, in the New York time zone.
ZIP 33982 lands in the middle-income range, with a median household income of $72,443 (6% below the average Florida ZIP), while per-capita income is $47,543. The poverty rate is 7.0%, with unemployment at 4.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $314,700 (16% below the average Florida ZIP), and median rent is $1,197; owner occupancy is 88.8%.
A solid share of residents have a four-year degree: 31.8% of adults hold a bachelor's degree or higher, the median age is 53.6, and the average commute is 28 minutes. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 33982.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33982
Top 5 sectors by establishment count in Punta Gorda, FL
Which industries have the most business establishments in ZIP 33982.
- Construction
Construction
67 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
38 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Retail trade 25
Retail trade
25 establishments
- Professional, scientific, and technical services 25
Professional, scientific, and technical services
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33982, Punta Gorda, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,176
Population
1132.8
Area (sq mi)
8
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33982?
53.6
Median Age
53.4%
Male
46.6%
Female
6.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,443
Median Household Income
-6% vs state ZIP avg
$47,543
Per Capita Income
7.0%
Poverty Rate
4.2%
Unemployment Rate
28.1 min
Mean Commute Time
How ZIP 33982 ranks among Florida ZIPs
Punta Gorda, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,443 49th percentile higher than 49% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,890housing units
6,890
Total Housing Units
5,530
Occupied Units
1,360
Vacant Units
2.28
Avg Household Size
Occupancy Type
$314,700
Median Home Value
-16% vs state ZIP avg
$1,197
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
365
HPI Index (2000 = 100)
+265%
Total Change Since 2000
Home values in ZIP 33982 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +265% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 222 |
| 2021 | +20.3% | 268 |
| 2022 | +23.4% | 330 |
| 2023 | +5.7% | 349 |
| 2024 | +4.7% | 365 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 308 business establishments in ZIP 33982, employing approximately 3,022 people with a combined annual payroll of $144,963,000.
308
Businesses
3,022
Employees
$145.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 67 | 21.8% |
| Administrative and support and waste management and remediation services | 38 | 12.3% |
| Other services (except public administration) | 31 | 10.1% |
| Retail trade | 25 | 8.1% |
| Professional, scientific, and technical services | 25 | 8.1% |
| Real estate and rental and leasing | 23 | 7.5% |
| Wholesale trade | 21 | 6.8% |
| Transportation and warehousing | 17 | 5.5% |
| Accommodation and food services | 15 | 4.9% |
| Health care and social assistance | 12 | 3.9% |
| Manufacturing | 8 | 2.6% |
| Mining, quarrying, and oil and gas extraction | 7 | 2.3% |
| Arts, entertainment, and recreation | 6 | 1.9% |
| Educational services | 5 | 1.6% |
| Finance and insurance | 4 | 1.3% |
| Information | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33982, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,176 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Charlotte County
Related Areas
Frequently Asked Questions
What county is ZIP code 33982 in?
ZIP code 33982 (Punta Gorda) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33982?
ZIP code 33982 in Punta Gorda, FL has a population of 9,176 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33982?
The median household income in ZIP 33982 is $72,443, which is 5% below the national average of $76,288.
What is the average home value in ZIP 33982?
The median home value in ZIP 33982 is $314,700, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 33982?
The largest racial group in ZIP 33982 is White at 85.6%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 33982?
ZIP code 33982 has 308 business establishments employing approximately 3,022 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33982?
The top industries by establishment count in ZIP 33982 are: Construction (67), Administrative and support and waste management and remediation services (38), Other services (except public administration) (31). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33982?
According to the FHFA House Price Index, home values in ZIP 33982 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 265%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33982?
In ZIP code 33982, 66.1% of residents aged 25+ have a high school diploma or higher, and 31.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33982?
The mean commute time for workers in ZIP code 33982 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33982?
In ZIP code 33982, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33982?
The poverty rate in ZIP code 33982 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 33982's numbers, next.
- See how ZIP 33982 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.