PlainZIP

Punta Gorda, FL · standard

ZIP Code 33982

Charlotte County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,176
8/sq mi
$72,443
Median income
$314,700
Median home value
31.8%
Bachelor's or higher

The verdict

Punta Gorda pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
Top 31%
home value, US ZIPs
8
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33982 against every reporting US ZIP.

ZIP code 33982 is a mid-sized community (a standard USPS delivery area) in Punta Gorda, Charlotte County, Florida, home to 9,176 residents across 1132.8 square miles, a density of 8 people per square mile, in the New York time zone.

ZIP 33982 lands in the middle-income range, with a median household income of $72,443 (6% below the Florida average), while per-capita income is $47,543. The poverty rate stands at 7.0% and the unemployment rate at 4.2%. Median home value sits at $314,700 (16% below the state average), median rent at $1,197 a month, and owner-occupancy at 88.8%.

A solid share of residents have a four-year degree: 31.8% of adults hold a bachelor's degree or higher, the median age is 53.6, and the average commute is 28 minutes. The state and national benchmarks above give 33982's numbers context; they should not be read in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 33982

Top 5 sectors by establishment count in Punta Gorda, FL

Which industries have the most business establishments in ZIP 33982.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33982, Punta Gorda, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,176

Population

1132.8

Area (sq mi)

8

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33982?

53.6

Median Age

53.4%

Male

46.6%

Female

6.8%

Foreign-Born

White 85.6%
African American 1.7%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,443

Median Household Income

-6% vs state

$47,543

Per Capita Income

7.0%

Poverty Rate

4.2%

Unemployment Rate

28.1 min

Mean Commute Time

How ZIP 33982 ranks nationally

Punta Gorda, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,443 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.1%
Bachelor's Degree or Higher 31.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,890

Total Housing Units

5,530

Occupied Units

1,360

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 88.8%
Renter 11.2%

$314,700

Median Home Value

-16% vs state

$1,197

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

365

HPI Index (2000 = 100)

+265%

Total Change Since 2000

Home values in ZIP 33982 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +265% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 222
2021 +20.3% 268
2022 +23.4% 330
2023 +5.7% 349
2024 +4.7% 365

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 308 business establishments in ZIP 33982, employing approximately 3,022 people with a combined annual payroll of $144,963,000.

308

Businesses

3,022

Employees

$145.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 67 21.8%
Administrative and support and waste management and remediation services 38 12.3%
Other services (except public administration) 31 10.1%
Retail trade 25 8.1%
Professional, scientific, and technical services 25 8.1%
Real estate and rental and leasing 23 7.5%
Wholesale trade 21 6.8%
Transportation and warehousing 17 5.5%
Accommodation and food services 15 4.9%
Health care and social assistance 12 3.9%
Manufacturing 8 2.6%
Mining, quarrying, and oil and gas extraction 7 2.3%
Arts, entertainment, and recreation 6 1.9%
Educational services 5 1.6%
Finance and insurance 4 1.3%
Information 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Charlotte County

33952 standard
Port Charlotte, FL
Pop: 28,382
33950 standard
Punta Gorda, FL
Pop: 20,699
33948 standard
Port Charlotte, FL
Pop: 15,958
34224 standard
Englewood, FL
Pop: 15,394
33983 standard
Punta Gorda, FL
Pop: 13,954
33980 standard
Punta Gorda, FL
Pop: 10,322

Related Areas

Charlotte County Punta Gorda, FL Florida

Frequently Asked Questions

What county is ZIP code 33982 in? ▼
ZIP code 33982 (Punta Gorda) is located in Charlotte County, Florida. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-fl.
What is the population of ZIP code 33982? ▼
ZIP code 33982 in Punta Gorda, FL has a population of 9,176 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33982? ▼
The median household income in ZIP 33982 is $72,443, which is 5% below the national average of $76,288.
What is the average home value in ZIP 33982? ▼
The median home value in ZIP 33982 is $314,700, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 33982? ▼
The largest racial group in ZIP 33982 is White at 85.6%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 33982? ▼
ZIP code 33982 has 308 business establishments employing approximately 3,022 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33982? ▼
The top industries by establishment count in ZIP 33982 are: Construction (67), Administrative and support and waste management and remediation services (38), Other services (except public administration) (31). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33982? ▼
According to the FHFA House Price Index, home values in ZIP 33982 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 265%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33982? ▼
In ZIP code 33982, 66.1% of residents aged 25+ have a high school diploma or higher, and 31.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33982? ▼
The mean commute time for workers in ZIP code 33982 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33982? ▼
In ZIP code 33982, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33982? ▼
The poverty rate in ZIP code 33982 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.