PlainZIP

Cape Coral, FL · standard

ZIP Code 33909

Lee County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,119
496/sq mi
$73,053
Median income
$324,100
Median home value
25.1%
Bachelor's or higher

The verdict

Cape Coral pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 48%
household income, US ZIPs
Top 30%
home value, US ZIPs
496
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33909 against every reporting US ZIP.

ZIP code 33909 is classified by USPS as a standard delivery area and covers roughly 46.6 square miles in Cape Coral, Lee County, Florida. The area is home to 23,119 residents, producing a population density of 496 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33909 against Florida and the nation.

On the economic side, the median household income for ZIP 33909 sits at $73,053 (5% below the Florida average), while per-capita income is $32,586. The poverty rate stands at 12.6% and the unemployment rate at 3.4%. On housing, the median home value is $324,100 (14% below the state average) with median rent at $1,902 per month, and 70.4% of occupied units are owner-occupied, a direct signal of whether 33909 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.1% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lee County, so you can benchmark 33909 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33909

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33909.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33909, Cape Coral, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

23,119

Population

46.6

Area (sq mi)

496

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33909?

38.3

Median Age

49.4%

Male

50.6%

Female

22.8%

Foreign-Born

White 59.4%
African American 3.2%
Asian 1.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 28.9%
Hispanic or Latino 39.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,053

Median Household Income

-5% vs state

$32,586

Per Capita Income

12.6%

Poverty Rate

3.4%

Unemployment Rate

31.4 min

Mean Commute Time

How ZIP 33909 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$73,053 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.8%
Bachelor's Degree or Higher 25.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,312

Total Housing Units

14,091

Occupied Units

1,221

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 70.4%
Renter 29.6%

$324,100

Median Home Value

-14% vs state

$1,902

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.0%

YoY Change (2024)

337

HPI Index (2000 = 100)

+237%

Total Change Since 2000

Home values in ZIP 33909 have decreased 3.0% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 213
2021 +20.3% 256
2022 +29.2% 331
2023 +5.0% 348
2024 -3.0% 337

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 808 business establishments in ZIP 33909, employing approximately 7,616 people with a combined annual payroll of $331,768,000.

808

Businesses

7,616

Employees

$331.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 218 27.0%
Retail trade 113 14.0%
Other services (except public administration) 83 10.3%
Administrative and support and waste management and remediation services 67 8.3%
Professional, scientific, and technical services 60 7.4%
Accommodation and food services 54 6.7%
Health care and social assistance 49 6.1%
Real estate and rental and leasing 37 4.6%
Manufacturing 31 3.8%
Transportation and warehousing 29 3.6%
Wholesale trade 24 3.0%
Finance and insurance 20 2.5%
Arts, entertainment, and recreation 7 0.9%
Educational services 6 0.7%
Information 5 0.6%
Industries not classified 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33909 vs 33903 →

ZIP 33909 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33909 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33909 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33909 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33903 North Fort Myers, FL 20,776 2.5 mi
33990 Cape Coral, FL 28,173 4.6 mi
33993 Cape Coral, FL 20,628 5.3 mi
33904 Cape Coral, FL 30,613 8.2 mi
33901 Fort Myers, FL 19,500 6.5 mi
33917 North Fort Myers, FL 28,666 6.9 mi
33991 Cape Coral, FL 18,010 6.7 mi
33955 Punta Gorda, FL 10,060 8.3 mi
33916 Fort Myers, FL 20,134 7.7 mi
33919 Fort Myers, FL 27,837 9.8 mi

More ZIP Codes in Lee County

33908 standard
Fort Myers, FL
Pop: 38,251
34135 standard
Bonita Springs, FL
Pop: 37,315
33914 standard
Cape Coral, FL
Pop: 35,848
33905 standard
Fort Myers, FL
Pop: 31,203
33904 standard
Cape Coral, FL
Pop: 30,613
33917 standard
North Fort Myers, FL
Pop: 28,666

Related Areas

Lee County Cape Coral, FL Florida

Frequently Asked Questions

What county is ZIP code 33909 in? ▼
ZIP code 33909 (Cape Coral) is located in Lee County, Florida. Lee County contains multiple ZIP codes, see the full list at /counties/lee-fl.
What is the population of ZIP code 33909? ▼
ZIP code 33909 in Cape Coral, FL has a population of 23,119 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33909? ▼
The median household income in ZIP 33909 is $73,053, which is 4% below the national average of $76,288.
What is the average home value in ZIP 33909? ▼
The median home value in ZIP 33909 is $324,100, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 33909? ▼
The largest racial group in ZIP 33909 is White at 59.4%. Hispanic or Latino residents make up 39.8% of the population.
How many businesses are in ZIP code 33909? ▼
ZIP code 33909 has 808 business establishments employing approximately 7,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33909? ▼
The top industries by establishment count in ZIP 33909 are: Construction (218), Retail trade (113), Other services (except public administration) (83). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33909? ▼
According to the FHFA House Price Index, home values in ZIP 33909 decreased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33909? ▼
In ZIP code 33909, 63.8% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33909? ▼
The mean commute time for workers in ZIP code 33909 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33909? ▼
In ZIP code 33909, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33909? ▼
The poverty rate in ZIP code 33909 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cape Coral, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.