Cape Coral, FL · standard
ZIP Code 33909
Lee County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,119
- 496/sq mi High-density area
- $73,053
- Median income Near-median income area
- $324,100
- Median home value Above-median home value
- 25.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cape Coral pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 48%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 496
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33909 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33909 (Cape Coral, FL) fell -3.0% from 2023 to 2024. The all-transactions index moved from 347.6 in 2023 to 337.0 in 2024 (2000 = 100).
ZIP code 33909 is a densely settled ZIP (a standard USPS delivery area) in Cape Coral, Lee County, Florida, with 23,119 residents across 46.6 square miles, a density of 496 people per square mile, in the New York time zone.
ZIP 33909 lands in the middle-income range, with a median household income of $73,053 (5% below the average Florida ZIP), while per-capita income is $32,586. The poverty rate is 12.6%, with unemployment at 3.4%; those measures add context to the income figure. Median home value is $324,100 (14% below the average Florida ZIP) and median rent is $1,902; 70.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lee County, so 33909 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33909
Top 5 sectors by establishment count in Cape Coral, FL
Which industries have the most business establishments in ZIP 33909.
- Construction
Construction
218 establishments
- Retail trade
Retail trade
113 establishments
- Other services (except public administration) 83
Other services (except public administration)
83 establishments
- Administrative and support and waste management and remediation services 67
Administrative and support and waste management and remediation services
67 establishments
- Professional, scientific, and technical services 60
Professional, scientific, and technical services
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33909, Cape Coral, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,119
Population
46.6
Area (sq mi)
496
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33909?
38.3
Median Age
49.4%
Male
50.6%
Female
22.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,053
Median Household Income
-5% vs state ZIP avg
$32,586
Per Capita Income
12.6%
Poverty Rate
3.4%
Unemployment Rate
31.4 min
Mean Commute Time
How ZIP 33909 ranks among Florida ZIPs
Cape Coral, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,053 Top 50% higher than 50% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,312housing units
15,312
Total Housing Units
14,091
Occupied Units
1,221
Vacant Units
2.85
Avg Household Size
Occupancy Type
$324,100
Median Home Value
-14% vs state ZIP avg
$1,902
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.0%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 33909 have decreased 3.0% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 213 |
| 2021 | +20.3% | 256 |
| 2022 | +29.2% | 331 |
| 2023 | +5.0% | 348 |
| 2024 | -3.0% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 808 business establishments in ZIP 33909, employing approximately 7,616 people with a combined annual payroll of $331,768,000.
808
Businesses
7,616
Employees
$331.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 218 | 27.0% |
| Retail trade | 113 | 14.0% |
| Other services (except public administration) | 83 | 10.3% |
| Administrative and support and waste management and remediation services | 67 | 8.3% |
| Professional, scientific, and technical services | 60 | 7.4% |
| Accommodation and food services | 54 | 6.7% |
| Health care and social assistance | 49 | 6.1% |
| Real estate and rental and leasing | 37 | 4.6% |
| Manufacturing | 31 | 3.8% |
| Transportation and warehousing | 29 | 3.6% |
| Wholesale trade | 24 | 3.0% |
| Finance and insurance | 20 | 2.5% |
| Arts, entertainment, and recreation | 7 | 0.9% |
| Educational services | 6 | 0.7% |
| Information | 5 | 0.6% |
| Industries not classified | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33909 vs 33903 →
ZIP 33909 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33904
Cape Coral (33904)
30,613 residents
- 33917
North Fort Myers (33917)
28,666 residents
- 33990
Cape Coral (33990)
28,173 residents
- 33919
Fort Myers (33919)
27,837 residents
- 33909
Cape Coral (33909)
23,119 residents
- 33903
North Fort Myers (33903)
20,776 residents
- 33993
Cape Coral (33993)
20,628 residents
- 33916
Fort Myers (33916)
20,134 residents
- 33901
Fort Myers (33901)
19,500 residents
What this shows Among its immediate neighbors, ZIP 33909 ranks #5 by population - useful context the national average alone can't give.
ZIP 33909 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33993
Cape Coral (33993)
$90,577 median income
- 33991
Cape Coral (33991)
$84,470 median income
- 33919
Fort Myers (33919)
$80,451 median income
- 33955
Punta Gorda (33955)
$76,943 median income
- 33909
Cape Coral (33909)
$73,053 median income
- 33904
Cape Coral (33904)
$71,190 median income
- 33990
Cape Coral (33990)
$70,665 median income
- 33903
North Fort Myers (33903)
$56,993 median income
- 33917
North Fort Myers (33917)
$55,000 median income
What this shows By household income, ZIP 33909 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33903 | North Fort Myers, FL | 20,776 | 2.5 mi |
| 33990 | Cape Coral, FL | 28,173 | 4.6 mi |
| 33993 | Cape Coral, FL | 20,628 | 5.3 mi |
| 33904 | Cape Coral, FL | 30,613 | 8.2 mi |
| 33901 | Fort Myers, FL | 19,500 | 6.5 mi |
| 33917 | North Fort Myers, FL | 28,666 | 6.9 mi |
| 33991 | Cape Coral, FL | 18,010 | 6.7 mi |
| 33955 | Punta Gorda, FL | 10,060 | 8.3 mi |
| 33916 | Fort Myers, FL | 20,134 | 7.7 mi |
| 33919 | Fort Myers, FL | 27,837 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33909, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,119 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lee County
Related Areas
Frequently Asked Questions
What county is ZIP code 33909 in?
ZIP code 33909 (Cape Coral) is located in Lee County, Florida. Lee County contains multiple ZIP codes, see the full list at /counties/lee-fl.
What is the population of ZIP code 33909?
ZIP code 33909 in Cape Coral, FL has a population of 23,119 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33909?
The median household income in ZIP 33909 is $73,053, which is 4% below the national average of $76,288.
What is the average home value in ZIP 33909?
The median home value in ZIP 33909 is $324,100, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 33909?
The largest racial group in ZIP 33909 is White at 59.4%. Hispanic or Latino residents make up 39.8% of the population.
How many businesses are in ZIP code 33909?
ZIP code 33909 has 808 business establishments employing approximately 7,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33909?
The top industries by establishment count in ZIP 33909 are: Construction (218), Retail trade (113), Other services (except public administration) (83). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33909?
According to the FHFA House Price Index, home values in ZIP 33909 decreased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33909?
In ZIP code 33909, 63.8% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33909?
The mean commute time for workers in ZIP code 33909 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33909?
In ZIP code 33909, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33909?
The poverty rate in ZIP code 33909 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33909's numbers, next.
- See how ZIP 33909 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cape Coral, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.