Marco Island, FL · standard
ZIP Code 34145
Collier County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,407
- 389/sq mi High-density area
- $101,523
- Median income Above-median income area
- $896,300
- Median home value Above-median home value
- 48.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Marco Island pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 389
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34145 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34145 (Marco Island, FL) fell -2.0% from 2023 to 2024. The all-transactions index moved from 406.8 in 2023 to 398.5 in 2024 (2000 = 100).
ZIP code 34145 is a mid-sized community (a standard USPS delivery area) in Marco Island, Collier County, Florida, home to 16,407 residents across 42.2 square miles, a density of 389 people per square mile, in the New York time zone.
ZIP 34145 lands in the middle-income range, with a median household income of $101,523 (32% above the average Florida ZIP), while per-capita income is $95,595. The poverty rate is 7.3%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $896,300 (139% above the average Florida ZIP), while 89.4% of occupied homes are owner-occupied and median rent is $1,990.
A solid share of residents have a four-year degree: 48.4% of adults hold a bachelor's degree or higher, the median age is 67.9, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Collier County, so 34145 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34145
Top 5 sectors by establishment count in Marco Island, FL
Which industries have the most business establishments in ZIP 34145.
- Real estate and rental and leasing
Real estate and rental and leasing
131 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
99 establishments
- Retail trade
Retail trade
94 establishments
- Construction
Construction
90 establishments
- Accommodation and food services
Accommodation and food services
86 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34145, Marco Island, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,407
Population
42.2
Area (sq mi)
389
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34145?
67.9
Median Age
49.1%
Male
50.9%
Female
9.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,523
Median Household Income
+32% vs state ZIP avg
$95,595
Per Capita Income
7.3%
Poverty Rate
4.8%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 34145 ranks among Florida ZIPs
Marco Island, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$101,523 Top 16% higher than 84% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,500housing units
18,500
Total Housing Units
8,609
Occupied Units
9,891
Vacant Units
1.88
Avg Household Size
Occupancy Type
$896,300
Median Home Value
+139% vs state ZIP avg
$1,990
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.0%
YoY Change (2024)
398
HPI Index (2000 = 100)
+298%
Total Change Since 2000
Home values in ZIP 34145 have decreased 2.0% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 221 |
| 2021 | +20.7% | 267 |
| 2022 | +31.1% | 350 |
| 2023 | +16.2% | 407 |
| 2024 | -2.0% | 398 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 804 business establishments in ZIP 34145, employing approximately 8,310 people with a combined annual payroll of $455,560,000.
804
Businesses
8,310
Employees
$455.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Real estate and rental and leasing | 131 | 16.3% |
| Professional, scientific, and technical services | 99 | 12.3% |
| Retail trade | 94 | 11.7% |
| Construction | 90 | 11.2% |
| Accommodation and food services | 86 | 10.7% |
| Other services (except public administration) | 82 | 10.2% |
| Administrative and support and waste management and remediation services | 56 | 7.0% |
| Finance and insurance | 46 | 5.7% |
| Health care and social assistance | 46 | 5.7% |
| Transportation and warehousing | 20 | 2.5% |
| Wholesale trade | 19 | 2.4% |
| Arts, entertainment, and recreation | 11 | 1.4% |
| Information | 10 | 1.2% |
| Educational services | 8 | 1.0% |
| Manufacturing | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34145 vs 34140 →
ZIP 34145 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34113
Naples (34113)
17,971 residents
- 34145
Marco Island (34145)
16,407 residents
- 34114
Naples (34114)
13,653 residents
- 34140 273
Goodland (34140)
273 residents
- 34101 10
Naples (34101)
10 residents
What this shows Among its immediate neighbors, ZIP 34145 ranks #2 by population - useful context the national average alone can't give.
ZIP 34145 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34145
Marco Island (34145)
$101,523 median income
- 34114
Naples (34114)
$89,334 median income
- 34113
Naples (34113)
$81,674 median income
What this shows By household income, ZIP 34145 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34145, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,407 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Collier County
Related Areas
Frequently Asked Questions
What county is ZIP code 34145 in?
ZIP code 34145 (Marco Island) is located in Collier County, Florida. Collier County contains multiple ZIP codes, see the full list at /counties/collier-fl.
What is the population of ZIP code 34145?
ZIP code 34145 in Marco Island, FL has a population of 16,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34145?
The median household income in ZIP 34145 is $101,523, which is 33% above the national average of $76,288.
What is the average home value in ZIP 34145?
The median home value in ZIP 34145 is $896,300, which is 222% above the national average of $278,155.
What is the demographic makeup of ZIP 34145?
The largest racial group in ZIP 34145 is White at 92.0%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 34145?
ZIP code 34145 has 804 business establishments employing approximately 8,310 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34145?
The top industries by establishment count in ZIP 34145 are: Real estate and rental and leasing (131), Professional, scientific, and technical services (99), Retail trade (94). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34145?
According to the FHFA House Price Index, home values in ZIP 34145 decreased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 298%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34145?
In ZIP code 34145, 69.2% of residents aged 25+ have a high school diploma or higher, and 48.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34145?
The mean commute time for workers in ZIP code 34145 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34145?
In ZIP code 34145, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34145?
The poverty rate in ZIP code 34145 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34145's numbers, next.
- See how ZIP 34145 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Marco Island, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.