PlainZIP

Marco Island, FL · standard

ZIP Code 34145

Collier County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,407
389/sq mi
$101,523
Median income
$896,300
Median home value
48.4%
Bachelor's or higher

The verdict

Marco Island pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 3%
home value, US ZIPs
389
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34145 against every reporting US ZIP.

ZIP code 34145 is a mid-sized community (a standard USPS delivery area) in Marco Island, Collier County, Florida, home to 16,407 residents across 42.2 square miles, a density of 389 people per square mile, in the New York time zone.

ZIP 34145 lands in the middle-income range, with a median household income of $101,523 (32% above the Florida average), while per-capita income is $95,595. Local economic indicators show a 7.3% poverty rate alongside 4.8% unemployment. Housing costs here run $896,300 for a typical home value (139% above the state average), with rent averaging $1,990 a month; 89.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 48.4% of adults hold a bachelor's degree or higher, the median age is 67.9, and the average commute is 23 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 34145, plus 6 more within Collier County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 34145

Top 5 sectors by establishment count in Marco Island, FL

Which industries have the most business establishments in ZIP 34145.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34145, Marco Island, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,407

Population

42.2

Area (sq mi)

389

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34145?

67.9

Median Age

49.1%

Male

50.9%

Female

9.9%

Foreign-Born

White 92.0%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.8%
Hispanic or Latino 7.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,523

Median Household Income

+32% vs state

$95,595

Per Capita Income

7.3%

Poverty Rate

4.8%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 34145 ranks nationally

Marco Island, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$101,523 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.2%
Bachelor's Degree or Higher 48.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,500

Total Housing Units

8,609

Occupied Units

9,891

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 89.4%
Renter 10.6%

$896,300

Median Home Value

+139% vs state

$1,990

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.0%

YoY Change (2024)

398

HPI Index (2000 = 100)

+298%

Total Change Since 2000

Home values in ZIP 34145 have decreased 2.0% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 221
2021 +20.7% 267
2022 +31.1% 350
2023 +16.2% 407
2024 -2.0% 398

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 804 business establishments in ZIP 34145, employing approximately 8,310 people with a combined annual payroll of $455,560,000.

804

Businesses

8,310

Employees

$455.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Real estate and rental and leasing 131 16.3%
Professional, scientific, and technical services 99 12.3%
Retail trade 94 11.7%
Construction 90 11.2%
Accommodation and food services 86 10.7%
Other services (except public administration) 82 10.2%
Administrative and support and waste management and remediation services 56 7.0%
Finance and insurance 46 5.7%
Health care and social assistance 46 5.7%
Transportation and warehousing 20 2.5%
Wholesale trade 19 2.4%
Arts, entertainment, and recreation 11 1.4%
Information 10 1.2%
Educational services 8 1.0%
Manufacturing 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34145 vs 34140 →

ZIP 34145 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34145 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34145 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34145 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34140 Goodland, FL 273 2.3 mi
34113 Naples, FL 17,971 9.2 mi
34114 Naples, FL 13,653 9.6 mi
34101 Naples, FL 10 9.9 mi

More ZIP Codes in Collier County

34116 standard
Naples, FL
Pop: 30,005
34142 standard
Immokalee, FL
Pop: 27,304
34112 standard
Naples, FL
Pop: 27,002
34120 standard
Naples, FL
Pop: 26,147
34119 standard
Naples, FL
Pop: 25,756
34104 standard
Naples, FL
Pop: 23,691

Related Areas

Collier County Marco Island, FL Florida

Frequently Asked Questions

What county is ZIP code 34145 in? ▼
ZIP code 34145 (Marco Island) is located in Collier County, Florida. Collier County contains multiple ZIP codes, see the full list at /counties/collier-fl.
What is the population of ZIP code 34145? ▼
ZIP code 34145 in Marco Island, FL has a population of 16,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34145? ▼
The median household income in ZIP 34145 is $101,523, which is 33% above the national average of $76,288.
What is the average home value in ZIP 34145? ▼
The median home value in ZIP 34145 is $896,300, which is 222% above the national average of $278,155.
What is the demographic makeup of ZIP 34145? ▼
The largest racial group in ZIP 34145 is White at 92.0%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 34145? ▼
ZIP code 34145 has 804 business establishments employing approximately 8,310 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34145? ▼
The top industries by establishment count in ZIP 34145 are: Real estate and rental and leasing (131), Professional, scientific, and technical services (99), Retail trade (94). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34145? ▼
According to the FHFA House Price Index, home values in ZIP 34145 decreased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 298%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34145? ▼
In ZIP code 34145, 69.2% of residents aged 25+ have a high school diploma or higher, and 48.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34145? ▼
The mean commute time for workers in ZIP code 34145 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34145? ▼
In ZIP code 34145, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34145? ▼
The poverty rate in ZIP code 34145 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.