Palmetto, FL · standard

ZIP Code 34221

Manatee County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

39,457
277/sq mi
$77,712
Median income
$338,600
Median home value
29.6%
Bachelor's or higher

The verdict

Palmetto pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 28%
home value, US ZIPs
277
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34221 against every reporting US ZIP.

ZIP code 34221 is classified by USPS as a standard delivery area and covers roughly 142.2 square miles in Palmetto, Manatee County, Florida. The area is home to 39,457 residents, producing a population density of 277 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34221 against Florida and the nation.

On the economic side, the median household income for ZIP 34221 sits at $77,712 (1% above the Florida average), while per-capita income is $41,514. The poverty rate stands at 8.9% and the unemployment rate at 3.8%. On housing, the median home value is $338,600 (10% below the state average) with median rent at $1,548 per month, and 82.9% of occupied units are owner-occupied, a direct signal of whether 34221 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.6% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Manatee County, so you can benchmark 34221 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34221

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34221.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34221, Palmetto, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

39,457

Population

142.2

Area (sq mi)

277

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34221?

45.5

Median Age

49.4%

Male

50.6%

Female

11.1%

Foreign-Born

White 64.2%
African American 12.9%
Asian 1.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 12.8%
Hispanic or Latino 20.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,712

Median Household Income

+1% vs state

$41,514

Per Capita Income

8.9%

Poverty Rate

3.8%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 34221 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,712 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 29.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

26,062

Total Housing Units

21,151

Occupied Units

4,911

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 82.9%
Renter 17.1%

$338,600

Median Home Value

-10% vs state

$1,548

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

397

HPI Index (2000 = 100)

+297%

Total Change Since 2000

Home values in ZIP 34221 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +297% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 209
2021 +19.8% 251
2022 +28.3% 322
2023 +13.8% 366
2024 +8.3% 397

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 987 business establishments in ZIP 34221, employing approximately 12,927 people with a combined annual payroll of $693,770,000.

987

Businesses

12,927

Employees

$693.8M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Construction 159 16.1%
Retail trade 107 10.8%
Professional, scientific, and technical services 102 10.3%
Other services (except public administration) 99 10.0%
Administrative and support and waste management and remediation services 94 9.5%
Health care and social assistance 85 8.6%
Real estate and rental and leasing 55 5.6%
Wholesale trade 51 5.2%
Accommodation and food services 51 5.2%
Manufacturing 46 4.7%
Transportation and warehousing 45 4.6%
Finance and insurance 38 3.9%
Arts, entertainment, and recreation 26 2.6%
Educational services 9 0.9%
Information 6 0.6%
Management of companies and enterprises 5 0.5%
Agriculture, forestry, fishing and hunting 4 0.4%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34221 vs 34222 →

ZIP 34221 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34221 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34221 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34221 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34222 Ellenton, FL 11,952 3.7 mi
34208 Bradenton, FL 33,121 6.5 mi
34205 Bradenton, FL 29,656 6.9 mi
34203 Bradenton, FL 34,862 9.5 mi
34207 Bradenton, FL 29,728 9.9 mi
34209 Bradenton, FL 31,816 8.3 mi
33570 Ruskin, FL 20,758 9.4 mi
34212 Bradenton, FL 15,146 9.9 mi
34210 Bradenton, FL 15,916 11.0 mi
34215 Cortez, FL 768 11.3 mi

More ZIP Codes in Manatee County

Frequently Asked Questions

What county is ZIP code 34221 in?
ZIP code 34221 (Palmetto) is located in Manatee County, Florida. Manatee County contains multiple ZIP codes, see the full list at /counties/manatee-fl.
What is the population of ZIP code 34221?
ZIP code 34221 in Palmetto, FL has a population of 39,457 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34221?
The median household income in ZIP 34221 is $77,712, which is 2% above the national average of $76,288.
What is the average home value in ZIP 34221?
The median home value in ZIP 34221 is $338,600, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 34221?
The largest racial group in ZIP 34221 is White at 64.2%. Hispanic or Latino residents make up 20.5% of the population.
How many businesses are in ZIP code 34221?
ZIP code 34221 has 987 business establishments employing approximately 12,927 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34221?
The top industries by establishment count in ZIP 34221 are: Construction (159), Retail trade (107), Professional, scientific, and technical services (102). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 34221?
According to the FHFA House Price Index, home values in ZIP 34221 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 297%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34221?
In ZIP code 34221, 59.9% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34221?
The mean commute time for workers in ZIP code 34221 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34221?
In ZIP code 34221, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34221?
The poverty rate in ZIP code 34221 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Palmetto, FL

Verify and explore additional data for this area using these official government sources.