Howey In The Hills, FL · standard

ZIP Code 34737

Lake County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,523
50/sq mi
$66,563
Median income
$376,800
Median home value
29.1%
Bachelor's or higher

The verdict

Howey In The Hills pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
Top 23%
home value, US ZIPs
50
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34737 against every reporting US ZIP.

ZIP code 34737 is classified by USPS as a standard delivery area and covers roughly 50.9 square miles in Howey In The Hills, Lake County, Florida. The area is home to 2,523 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34737 against Florida and the nation.

On the economic side, the median household income for ZIP 34737 sits at $66,563 (14% below the Florida average), while per-capita income is $40,449. The poverty rate stands at 4.3% and the unemployment rate at 1.9%. On housing, the median home value is $376,800 (0% above the state average) with median rent at $1,692 per month, and 89.8% of occupied units are owner-occupied, a direct signal of whether 34737 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.1% of adults hold a bachelor's degree or higher, the median age is 53, and the average commute is 27 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 34737 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34737

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34737.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34737, Howey In The Hills, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,523

Population

50.9

Area (sq mi)

50

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34737?

53.0

Median Age

55.6%

Male

44.4%

Female

10.8%

Foreign-Born

White 79.6%
African American 4.4%
Asian 0.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.7%
Hispanic or Latino 11.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,563

Median Household Income

-14% vs state

$40,449

Per Capita Income

4.3%

Poverty Rate

1.9%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 34737 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$66,563 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.4%
Bachelor's Degree or Higher 29.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,927

Total Housing Units

1,757

Occupied Units

170

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 89.8%
Renter 10.2%

$376,800

Median Home Value

+0% vs state

$1,692

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.1%

YoY Change (2024)

335

HPI Index (2000 = 100)

+235%

Total Change Since 2000

Home values in ZIP 34737 have increased 13.1% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 191
2021 +12.2% 214
2022 +22.3% 262
2023 +13.0% 296
2024 +13.1% 335

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 68 business establishments in ZIP 34737, employing approximately 613 people with a combined annual payroll of $27,587,000.

68

Businesses

613

Employees

$27.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 15 22.1%
Real estate and rental and leasing 9 13.2%
Professional, scientific, and technical services 8 11.8%
Administrative and support and waste management and remediation services 7 10.3%
Manufacturing 5 7.3%
Arts, entertainment, and recreation 4 5.9%
Other services (except public administration) 4 5.9%
Retail trade 3 4.4%
Health care and social assistance 3 4.4%
Accommodation and food services 3 4.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34737 vs 34797 →

ZIP 34737 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34737 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34737 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34737 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34797 Yalaha, FL 1,293 3.3 mi
34705 Astatula, FL 2,500 4.9 mi
34715 Clermont, FL 15,455 6.1 mi
32778 Tavares, FL 18,617 7.1 mi
34748 Leesburg, FL 38,246 7.2 mi
34762 Okahumpka, FL 622 8.3 mi
34753 Mascotte, FL 5,353 9.5 mi
34756 Montverde, FL 3,006 10.2 mi
34736 Groveland, FL 13,961 11.3 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 34737 in?
ZIP code 34737 (Howey In The Hills) is located in Lake County, Florida. Lake County contains multiple ZIP codes, see the full list at /counties/lake-fl.
What is the population of ZIP code 34737?
ZIP code 34737 in Howey In The Hills, FL has a population of 2,523 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34737?
The median household income in ZIP 34737 is $66,563, which is 13% below the national average of $76,288.
What is the average home value in ZIP 34737?
The median home value in ZIP 34737 is $376,800, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 34737?
The largest racial group in ZIP 34737 is White at 79.6%. Hispanic or Latino residents make up 11.9% of the population.
How many businesses are in ZIP code 34737?
ZIP code 34737 has 68 business establishments employing approximately 613 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34737?
The top industries by establishment count in ZIP 34737 are: Construction (15), Real estate and rental and leasing (9), Professional, scientific, and technical services (8). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 34737?
According to the FHFA House Price Index, home values in ZIP 34737 increased by 13.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34737?
In ZIP code 34737, 51.4% of residents aged 25+ have a high school diploma or higher, and 29.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34737?
The mean commute time for workers in ZIP code 34737 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34737?
In ZIP code 34737, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34737?
The poverty rate in ZIP code 34737 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Howey In The Hills, FL

Verify and explore additional data for this area using these official government sources.