Saint Cloud, FL · standard

ZIP Code 34771

Osceola County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,280
66/sq mi
$97,415
Median income
$454,400
Median home value
39.1%
Bachelor's or higher

The verdict

Saint Cloud pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 16%
home value, US ZIPs
66
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34771 against every reporting US ZIP.

ZIP code 34771 is classified by USPS as a standard delivery area and covers roughly 215.7 square miles in Saint Cloud, Osceola County, Florida. The area is home to 14,280 residents, producing a population density of 66 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34771 against Florida and the nation.

On the economic side, the median household income for ZIP 34771 sits at $97,415 (26% above the Florida average), while per-capita income is $39,048. The poverty rate stands at 6.6% and the unemployment rate at 4.6%. On housing, the median home value is $454,400 (21% above the state average) with median rent at $1,822 per month, and 85.0% of occupied units are owner-occupied, a direct signal of whether 34771 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 39 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Osceola County, so you can benchmark 34771 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34771

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34771.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34771, Saint Cloud, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,280

Population

215.7

Area (sq mi)

66

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34771?

39.5

Median Age

47.6%

Male

52.4%

Female

14.4%

Foreign-Born

White 52.8%
African American 8.4%
Asian 2.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 22.7%
Hispanic or Latino 40.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,415

Median Household Income

+26% vs state

$39,048

Per Capita Income

6.6%

Poverty Rate

4.6%

Unemployment Rate

38.9 min

Mean Commute Time

How ZIP 34771 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$97,415 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 39.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,782

Total Housing Units

11,565

Occupied Units

1,217

Vacant Units

3.05

Avg Household Size

Occupancy Type

Owner 85.0%
Renter 15.0%

$454,400

Median Home Value

+21% vs state

$1,822

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

363

HPI Index (2000 = 100)

+263%

Total Change Since 2000

Home values in ZIP 34771 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 221
2021 +14.7% 253
2022 +28.1% 324
2023 +8.1% 351
2024 +3.4% 363

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 593 business establishments in ZIP 34771, employing approximately 2,550 people with a combined annual payroll of $98,092,000.

593

Businesses

2,550

Employees

$98.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 120 20.2%
Professional, scientific, and technical services 74 12.5%
Administrative and support and waste management and remediation services 54 9.1%
Retail trade 49 8.3%
Other services (except public administration) 48 8.1%
Health care and social assistance 44 7.4%
Real estate and rental and leasing 43 7.3%
Transportation and warehousing 39 6.6%
Accommodation and food services 31 5.2%
Finance and insurance 23 3.9%
Wholesale trade 19 3.2%
Manufacturing 14 2.4%
Educational services 11 1.9%
Arts, entertainment, and recreation 9 1.5%
Information 6 1.0%
Agriculture, forestry, fishing and hunting 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34771 vs 32832 →

ZIP 34771 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34771 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34771 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34771 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32832 Orlando, FL 13,787 8.5 mi
34769 Saint Cloud, FL 21,399 8.1 mi
34772 Saint Cloud, FL 22,770 10.1 mi
32827 Orlando, FL 6,362 12.5 mi

More ZIP Codes in Osceola County

Frequently Asked Questions

What county is ZIP code 34771 in?
ZIP code 34771 (Saint Cloud) is located in Osceola County, Florida. Osceola County contains multiple ZIP codes, see the full list at /counties/osceola-fl.
What is the population of ZIP code 34771?
ZIP code 34771 in Saint Cloud, FL has a population of 14,280 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34771?
The median household income in ZIP 34771 is $97,415, which is 28% above the national average of $76,288.
What is the average home value in ZIP 34771?
The median home value in ZIP 34771 is $454,400, which is 63% above the national average of $278,155.
What is the demographic makeup of ZIP 34771?
The largest racial group in ZIP 34771 is White at 52.8%. Hispanic or Latino residents make up 40.9% of the population.
How many businesses are in ZIP code 34771?
ZIP code 34771 has 593 business establishments employing approximately 2,550 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34771?
The top industries by establishment count in ZIP 34771 are: Construction (120), Professional, scientific, and technical services (74), Administrative and support and waste management and remediation services (54). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34771?
According to the FHFA House Price Index, home values in ZIP 34771 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34771?
In ZIP code 34771, 64.1% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34771?
The mean commute time for workers in ZIP code 34771 is 38.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34771?
In ZIP code 34771, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34771?
The poverty rate in ZIP code 34771 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Cloud, FL

Verify and explore additional data for this area using these official government sources.