Saint Cloud, FL · standard
ZIP Code 34771
Osceola County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,280
- 66/sq mi Moderate-density area
- $97,415
- Median income Above-median income area
- $454,400
- Median home value Above-median home value
- 39.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Cloud pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 21%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 66
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34771 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34771 (Saint Cloud, FL) rose +3.4% from 2023 to 2024. The all-transactions index moved from 350.7 in 2023 to 362.6 in 2024 (2000 = 100).
ZIP code 34771 is a mid-sized community (a standard USPS delivery area) in Saint Cloud, Osceola County, Florida, home to 14,280 residents across 215.7 square miles, a density of 66 people per square mile, in the New York time zone.
ZIP 34771 lands in the middle-income range, with a median household income of $97,415 (26% above the average Florida ZIP), while per-capita income is $39,048. The poverty rate is 6.6%, with unemployment at 4.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $454,400 (21% above the average Florida ZIP), while 85.0% of occupied homes are owner-occupied and median rent is $1,822.
A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 39 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Osceola County, so 34771 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34771
Top 5 sectors by establishment count in Saint Cloud, FL
Which industries have the most business establishments in ZIP 34771.
- Construction
Construction
120 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
54 establishments
- Retail trade
Retail trade
49 establishments
- Other services (except public administration)
Other services (except public administration)
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34771, Saint Cloud, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,280
Population
215.7
Area (sq mi)
66
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34771?
39.5
Median Age
47.6%
Male
52.4%
Female
14.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,415
Median Household Income
+26% vs state ZIP avg
$39,048
Per Capita Income
6.6%
Poverty Rate
4.6%
Unemployment Rate
38.9 min
Mean Commute Time
How ZIP 34771 ranks among Florida ZIPs
Saint Cloud, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,415 Top 19% higher than 81% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,782housing units
12,782
Total Housing Units
11,565
Occupied Units
1,217
Vacant Units
3.05
Avg Household Size
Occupancy Type
$454,400
Median Home Value
+21% vs state ZIP avg
$1,822
Median Rent
2010
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.4%
YoY Change (2024)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 34771 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 221 |
| 2021 | +14.7% | 253 |
| 2022 | +28.1% | 324 |
| 2023 | +8.1% | 351 |
| 2024 | +3.4% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 593 business establishments in ZIP 34771, employing approximately 2,550 people with a combined annual payroll of $98,092,000.
593
Businesses
2,550
Employees
$98.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 120 | 20.2% |
| Professional, scientific, and technical services | 74 | 12.5% |
| Administrative and support and waste management and remediation services | 54 | 9.1% |
| Retail trade | 49 | 8.3% |
| Other services (except public administration) | 48 | 8.1% |
| Health care and social assistance | 44 | 7.4% |
| Real estate and rental and leasing | 43 | 7.3% |
| Transportation and warehousing | 39 | 6.6% |
| Accommodation and food services | 31 | 5.2% |
| Finance and insurance | 23 | 3.9% |
| Wholesale trade | 19 | 3.2% |
| Manufacturing | 14 | 2.4% |
| Educational services | 11 | 1.9% |
| Arts, entertainment, and recreation | 9 | 1.5% |
| Information | 6 | 1.0% |
| Agriculture, forestry, fishing and hunting | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34771 vs 32832 →
ZIP 34771 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34772
Saint Cloud (34772)
22,770 residents
- 34769
Saint Cloud (34769)
21,399 residents
- 34771
Saint Cloud (34771)
14,280 residents
- 32832
Orlando (32832)
13,787 residents
- 32827 6,362
Orlando (32827)
6,362 residents
What this shows Among its immediate neighbors, ZIP 34771 ranks #3 by population - useful context the national average alone can't give.
ZIP 34771 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32832
Orlando (32832)
$118,856 median income
- 32827
Orlando (32827)
$117,483 median income
- 34772
Saint Cloud (34772)
$97,868 median income
- 34771
Saint Cloud (34771)
$97,415 median income
- 34769
Saint Cloud (34769)
$67,148 median income
What this shows By household income, ZIP 34771 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34771, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,280 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Osceola County
Related Areas
Frequently Asked Questions
What county is ZIP code 34771 in?
ZIP code 34771 (Saint Cloud) is located in Osceola County, Florida. Osceola County contains multiple ZIP codes, see the full list at /counties/osceola-fl.
What is the population of ZIP code 34771?
ZIP code 34771 in Saint Cloud, FL has a population of 14,280 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34771?
The median household income in ZIP 34771 is $97,415, which is 28% above the national average of $76,288.
What is the average home value in ZIP 34771?
The median home value in ZIP 34771 is $454,400, which is 63% above the national average of $278,155.
What is the demographic makeup of ZIP 34771?
The largest racial group in ZIP 34771 is White at 52.8%. Hispanic or Latino residents make up 40.9% of the population.
How many businesses are in ZIP code 34771?
ZIP code 34771 has 593 business establishments employing approximately 2,550 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34771?
The top industries by establishment count in ZIP 34771 are: Construction (120), Professional, scientific, and technical services (74), Administrative and support and waste management and remediation services (54). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34771?
According to the FHFA House Price Index, home values in ZIP 34771 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34771?
In ZIP code 34771, 64.1% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34771?
The mean commute time for workers in ZIP code 34771 is 38.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34771?
In ZIP code 34771, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34771?
The poverty rate in ZIP code 34771 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34771's numbers, next.
- See how ZIP 34771 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Cloud, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.