Residential delivery area · Florida
ZIP Code 34772: Saint Cloud, FL
ZIP code 34772 uses the postal name Saint Cloud, Florida and lies entirely in Osceola County (Census 2020 ZIP-county file). About 35,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Saint Cloud's 4 residential ZIP codes. Median household income is $97,868 (Census Bureau, ACS 2020-2024). By Census place, 10% of its land lies in St. Cloud; 90% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Cloud · 4 residential ZIPs
- County
- Osceola County
- Census places
- St. Cloud
- Metro area
- Orlando-Kissimmee-Sanford, FL
- House district
- FL-9 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 86.9 sq mi · 407 people per sq mi
- PO Box ZIPs
- 34770 also use the name Saint Cloud
Where is ZIP code 34772?
34772 centers on 28.160°, -81.274° and covers 86.9 square miles of land plus 22.7 of water. It borders 6 ZIP codes: 34769, 34744, 34746, 34771, 34773, 34739.
The map draws ZIP code areas only. For the streets inside 34772, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34772 compare with the rest of Saint Cloud?
| Measure | 34772 | In Saint Cloud | In Osceola County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 35,390 | 1st of 4 | 7th of 16 | 210th of 1,013 |
| Median household income | $98k | 1st of 4 | 1st of 14 | 154th of 819 |
| Median home value | $391k | 2nd of 4 | 3rd of 14 | 303rd of 833 |
Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 70% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34772?
The 2020 Census counted 33,499 people in 34772; the ACS, which samples households over 2020-2024, estimates 35,390. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 35,390
- 2020 Census count
- 33,499
- Households
- 11,784
- Median age
- 40.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34772?
Of the 35,390 people the ACS estimates in 34772, 23.5% are under 18 and 15.1% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (48.3%), then White (not Hispanic) (39.3%).
- Under 1823.5%
- 18 to 6461.4%
- 65 and older15.1%
- Hispanic or Latino48.3%
- White, not Hispanic39.3%
- Other or two or more5.3%
- Black, not Hispanic5.1%
- Asian, not Hispanic2.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34772 earn?
Median household income is $97,868 (ACS 2020-2024), the highest of the 14 ranked ZIP codes in Osceola County.
- Median household income
- $97,868
- Income per person
- $35,415
- Below the poverty line
- 6.2%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 32.7%
- Adjusted gross income per tax return, 2022
- $68,33618,850 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34772?
FHFA's house price index for 34772, built from repeat sales and appraisals of the same homes, rose 150% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +9.5% in 2025.
- Median home value (owners' estimate)
- $390,900
- Median gross rent
- $2,016
- Homes owned by their occupants
- 82.8%
- Housing units
- 12,439
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34772?
458 business establishments had a location in this ZIP code in 2023, 141 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction132
- Administrative and support and waste management and remediation services51
- Other services (except public administration)41
- Professional, scientific, and technical services37
- Retail trade33
- Transportation and warehousing33
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34772?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 34769 | Saint Cloud | 30,204 | $67k | 5.9 mi |
| 34744 | Kissimmee | 66,582 | $75k | 10.4 mi |
| 34746 | Kissimmee | 60,595 | $71k | 11.5 mi |
| 34771 | Saint Cloud | 35,257 | $97k | 11.6 mi |
| 34773 | Saint Cloud | 5,816 | $81k | 16.8 mi |
| 34739 | Kenansville | 1,176 | $101k | 19.0 mi |
| 34759 | Kissimmee | 44,568 | $69k | 9.7 mi (near) |
| 34743 | Kissimmee | 40,030 | $63k | 12.7 mi (near) |
| 34758 | Kissimmee | 46,768 | $66k | 13.1 mi (near) |
| 34741 | Kissimmee | 58,716 | $52k | 13.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.